Ducati Monster Forum

Moto Board => General Monster Forum => Topic started by: Dustin1231 on May 16, 2008, 07:20:52 AM

Title: Insurance. How much
Post by: Dustin1231 on May 16, 2008, 07:20:52 AM
Just a quick question? how much do you pay for your insurance?

ON my 2001 600 DARk it was $7  a month for full, with the multi car discount
and on my 01 S4 it was 29 a month. But now i have to add a claim so who know....
Title: Re: Insurance. How much
Post by: 5891jonathan on May 16, 2008, 08:44:04 AM
I pay $218 for my 2004 Honda VFR.  Liabiity and collision.  Deductible is $500.  Geico.
Title: Re: Insurance. How much
Post by: ♣ McKraut ♣ on May 16, 2008, 09:02:36 AM
after a horrible experience after laying my monster (RIP) down in AR last month, i will never again be a Progressive customer.  of course your experience may be different, but i also totaled a car last year (drunk driver hit me) and had progressive for that, too...and it was nothing short of a ridiculously bad experience.  also, progressive only comes with $1000 of total coverage for gear and parts/accessories (at least that's what was standard on my texas policy when i started it last year on the monster).  so i wasn't compensated for any of my thrashed gear, and maxed out the $1k with the parts and accessories very quickly (which i'm sure they'll be able to sell).

FWIW a lot of people in DFW area have said great things about Dairlyand; that's who i went with for my 900SS; i think it ended up being like $850 a year or something for full coverage.  though, Monsters were rated MUCH lower for insurance (like $200 for full coverage for my 750 if they wouldn't have totaled it).  i also got a quote from Esurance (they have an underwriter for their motorcycle department) and they had some seriously low rates, at least on the bikes i was checking on.  no experience with them, but might be worth checking out.  both dairyland and esurance i seem to remember come with pretty nice levels of coverage standard for your gear and parts/accessories.

i'm male, single, 28, and have a couple speeding tickets on my record, if that helps.
Title: Re: Insurance. How much
Post by: monstah on May 16, 2008, 12:51:25 PM
Mine is $55/mth in Progressive for my '02 620. I don't have a car not accident record so far

Just curious to see how much everybody else pays??  :-\
Title: Re: Insurance. How much
Post by: Mduc on May 16, 2008, 12:59:33 PM
Riders in NJ for the 2007 S2R1K they quoted me  460 full coverage or 150 liab only.
Title: Re: Insurance. How much
Post by: Duc Stamp on May 16, 2008, 01:01:00 PM
Quote from: Dustin1231 on May 16, 2008, 07:20:52 AM
Just a quick question? how much do you pay for your insurance?

ON my 2001 600 DARk it was $7  a month for full, with the multi car discount
and on my 01 S4 it was 29 a month. But now i have to add a claim so who know....
Curious who you have coverage through.
Title: Re: Insurance. How much
Post by: Dustin1231 on May 16, 2008, 01:19:00 PM
Quote from: Duc Stamp on May 16, 2008, 01:01:00 PM
Curious who you have coverage through.

American Family.
Ive got my Dodge dokota, the BIke and renters insurance with them. "had" a clean record. So will see what happens in a couple months.
I guess for some reason they dont concider a Monster a sport bike. Even though my S4 would beat my freinds 750 GSXR to 80-100mph
Title: Re: Insurance. How much
Post by: Duc Stamp on May 16, 2008, 01:24:12 PM
Thanks.  I may have to look into them if I move soon.  I have state farm and while it's not expensive, it's not quite as cheap as yours.  I'm over 25, married, clean record and according to Chaos I have a vagina.  I think that last one will be news to my wife.
Title: Re: Insurance. How much
Post by: He Man on May 16, 2008, 02:42:52 PM
ya'll lucky to be living where youre at.

NYC- Brookln
$560 liability only
$5000 medical if i am in an accient that is my own fault (aka no one was invovled), hope fully that will cover the cost of a band-aid and lolly pop should i ever need it. Oh and some free morphine.

Quoted $3500 for full coverege, maximum deduct.

Age: 20, Male, Single
Title: Re: Insurance. How much
Post by: aced on May 16, 2008, 02:58:17 PM
Geico.....$142 a year.... Liabiity and collision
41 years old....no accidents........NO TICKETS ;D ;D ;D
( been pulled over 13 times..........Guess I've been lucky!)
Title: Re: Insurance. How much
Post by: raulduke on May 16, 2008, 08:35:14 PM
Farmers ...$181 a year...one ticket...39 years old...multi-car
Title: Re: Insurance. How much
Post by: Dustin1231 on May 16, 2008, 09:03:52 PM
Quote from: He Man on May 16, 2008, 02:42:52 PM
ya'll lucky to be living where youre at.

NYC- Brookln
$560 liability only
$5000 medical if i am in an accient that is my own fault (aka no one was invovled), hope fully that will cover the cost of a band-aid and lolly pop should i ever need it. Oh and some free morphine.

Quoted $3500 for full coverege, maximum deduct.

Age: 20, Male, Single

Dont know if i would say i was im lucky to live here. The roads are straight and boring.
Im 22 male, clean record and single.
Title: Re: Insurance. How much
Post by: m1moto on May 16, 2008, 09:16:57 PM

Progressive - $293 per year for my S2R1k and my wife's Ninja 250
Liability & collision, $3000 for accessories
(4 years no claims , 1 ticket)
Title: Re: Insurance. How much
Post by: ROBsS4R on May 16, 2008, 11:17:47 PM

I pay way to much

about $700 a year with very high end coverage for a 05 S4R. Both Geico and Progressive have very similar rates for me  :-\
Title: Re: Insurance. How much
Post by: corey on May 17, 2008, 06:10:47 AM
You guys with  high rates should try and find a private insurance agent. They use the big companies, but  do all the leg work, so are able to offer the same coverage at lower rates. Through my agent, i was able to get insured with Progressive for $438 a year for full coverage, including comprehensive, collision, and even $3000 worth of accessories protection to buy new gear and framesliders with if i ever go down. The same coverage through Progressive WITHOUT using my agent was literally double, at  about $915 bucks.
Title: Re: Insurance. How much
Post by: Xiphias on May 17, 2008, 08:05:31 AM
I have Dairlyand - I pay $864.00/year for my Ducati and CBR600RR

For my Duc - I have comprehensive collision. The Honda is a different story - I opt'ed not to get comprehensive collision because every insurance agency wanted a couple hundred $$ a month I figured for that amount I could buy a new motorcycle every four years.

Rob
Title: Re: Insurance. How much
Post by: 5891jonathan on May 17, 2008, 09:06:00 AM
Quote from: 5891jonathan on May 16, 2008, 08:44:04 AM
I pay $218 for my 2004 Honda VFR.  Liabiity and collision.  Deductible is $500.  Geico.

BTW, I am 53 years old, married and no tickets that showed up during the check.
Title: Re: Insurance. How much
Post by: Ducatista on May 17, 2008, 09:53:41 AM
USAA (grandfathered in, since they don't insure motos anymore) 1999 M900s, ~$20/month in Northern VA.
Title: Re: Insurance. How much
Post by: hbliam on May 17, 2008, 02:05:44 PM
Quote from: Ducatista on May 17, 2008, 09:53:41 AM
USAA (grandfathered in, since they don't insure motos anymore) 1999 M900s, ~$20/month in Northern VA.

In CA they still do. I just added a 2008 R6, full coverage, high limits, 1000/500 deductible, $60/year/so cal.
Title: Re: Insurance. How much
Post by: marvellous on May 17, 2008, 02:43:04 PM
Bend, OR (actually probably still listed as Spokane, WA now that I think about it) -> State Farm, $24 a month for full coverage on my S2R800.  I have a multi discount tho (02 Honda Accord SE Cpe, Renters Insurance, and now my bike all for $134 a month).  38 yrs old, no current tickets but one accident back in Dec when a girl couldn't stop at a light and hit me at an intersection...