Ducati Monster Forum

Kitchen Sink => No Moto Content => Topic started by: ducatiz on August 11, 2009, 05:56:57 PM

Title: Almost debt free
Post by: ducatiz on August 11, 2009, 05:56:57 PM
I paid off my student loans this year, my wife's employer will pay hers off by the end of next month (law and medical school is $$$), no car payments, credit card got cut in half about a year ago and we just use Amex and pay it every month.  We will pay off the house by the end of the year.

I am nervous.  I think I need to go shopping for a Ferrari.

Title: Re: Almost debt free
Post by: Statler on August 11, 2009, 05:57:38 PM
kid's college fund.


(my work here is done)
Title: Re: Almost debt free
Post by: mitt on August 11, 2009, 05:59:14 PM
401k, Roth IRA, traditional IRA...

or go the ferrari route  [thumbsup]

mitt
Title: Re: Almost debt free
Post by: ducatiz on August 11, 2009, 06:00:50 PM
Quote from: Statler on August 11, 2009, 05:57:38 PM
kid's college fund.


(my work here is done)

GRANDMA has only two grandkids and they both emanated from my loins. 

Not to mention, boy is already reading a little (he's 23 make the beast with two backsing months old?) and can count to 10 in 2 languages.  He is gonna get whizbang scholarships... I just have to make sure he doesn't turn into an evil genius..
Title: Re: Almost debt free
Post by: NAKID on August 11, 2009, 06:57:10 PM
[clap]
Title: Re: Almost debt free
Post by: Bick on August 11, 2009, 07:26:26 PM
Now it is just plain Un-American to not have any debt.

You need to go buy a house you can't afford...  New cars you can't afford...  max out you credit cards...

Come on...  Do your patriotic duty!





Or, Congrats to you!  [thumbsup]
Title: Re: Almost debt free
Post by: DRKWNG on August 11, 2009, 08:48:51 PM
No kidding, CONGRATS!!  I was well on my way to being debt free, then marriage and a move to Hawaii befell upon me...
Title: Re: Almost debt free
Post by: r_ciao on August 11, 2009, 10:08:59 PM
lucky S.O.B.
trying to make us jealous?
more power to you!
Title: Re: Almost debt free
Post by: He Man on August 11, 2009, 10:22:21 PM
 [clap]


now for the serious stuff.


time to get addicted to coke cause you can afford it! [evil]
Title: Re: Almost debt free
Post by: bigiain on August 11, 2009, 10:40:23 PM
Congrats dude!

big
Title: Re: Almost debt free
Post by: Drunken Monkey on August 11, 2009, 11:02:11 PM
Congrats.

Now get a mistress and stop making the rest of us underachievers look bad  ;D
Title: Re: Almost debt free
Post by: GAAN on August 11, 2009, 11:06:44 PM
I'll be your mistress
Title: Re: Almost debt free
Post by: Big Troubled Bear on August 11, 2009, 11:09:25 PM
Good on you :)
Title: Re: Almost debt free
Post by: DRKWNG on August 11, 2009, 11:22:02 PM
Quote from: Eeyore on August 11, 2009, 11:06:44 PM
I'll be your mistress

You naughty thing you.
Title: Re: Almost debt free
Post by: GAAN on August 11, 2009, 11:31:28 PM
Don't judge me
Title: Re: Almost debt free
Post by: Drjones on August 12, 2009, 04:26:20 AM
Congratulations, you are now officially wierd.   [thumbsup]
Title: Re: Almost debt free
Post by: cyrus buelton on August 12, 2009, 04:36:54 AM
Now you can afford that sex change operation in Indonesia you have been dreaming about for years.


Nice work  [thumbsup]

(I still won't date you, though. Sorry)
Title: Re: Almost debt free
Post by: rgramjet on August 12, 2009, 04:46:28 AM
I feel a major remodeling project coming on........you are getting sleepy.....verrrry sleepy....

Im thinking a motorcycle loft that you can park the Ferrari under! 
Title: Re: Almost debt free
Post by: ducatiz on August 12, 2009, 04:58:53 AM
Quote from: cyrus buelton on August 12, 2009, 04:36:54 AM
Now you can afford that sex change operation in Indonesia you have been dreaming about for years.


Nice work  [thumbsup]

(I still won't date you, though. Sorry)

i think the only sex change you'd get in indonesia would be a scimitar chopping off your willy.

and no, i don't want to date you.  i told you before i am not into prison-style sex.  i don't care if that's all you truly enjoy, i like the regular, vaguely boring, hetero stuff.  go bark up another tree, mmmkay rover?
Title: Re: Almost debt free
Post by: ducatiz on August 12, 2009, 05:00:30 AM
Quote from: rgramjet on August 12, 2009, 04:46:28 AM
I feel a major remodeling project coming on........you are getting sleepy.....verrrry sleepy....

Im thinking a motorcycle loft that you can park the Ferrari under! 


actually, a deck with a built-in barbecue and kitchenette.   waiting until the dust settles first. 

we still have the mortgage payment, which is why i said "almost" and we are talking about how to retire that as well. 

then setup a corporation, quitclaim the house to the corporation and then rent from teh corp so the corporation can take depreciation... 

:D
Title: Re: Almost debt free
Post by: cyrus buelton on August 12, 2009, 05:05:13 AM
Quote from: ducatiz on August 12, 2009, 04:58:53 AM
i think the only sex change you'd get in indonesia would be a scimitar chopping off your willy.

and no, i don't want to date you.  i told you before i am not into prison-style sex.  i don't care if that's all you truly enjoy, i like the regular, vaguely boring, hetero stuff.  go bark up another tree, mmmkay rover?

[laugh] [laugh] [laugh] [laugh] [laugh] [laugh] [laugh]
Title: Re: Almost debt free
Post by: herm on August 12, 2009, 05:19:40 AM
way to go tiz!
i am close to unloading my last debt (former home in Oregon) and then i will be joining you.
Title: Re: Almost debt free
Post by: NAKID on August 12, 2009, 05:24:55 AM
You still own that place? Tell me you have had renters...
Title: Re: Almost debt free
Post by: herm on August 12, 2009, 05:28:57 AM
Quote from: NAKID on August 12, 2009, 05:24:55 AM
You still own that place? Tell me you have had renters...

no...didnt want to deal with renter wear and tear. or tax issues when selling a rental property. or being a long distance land lord.
Title: Re: Almost debt free
Post by: NAKID on August 12, 2009, 06:00:01 AM
I have a property manager for my place. I have to rent it out, I can't afford not to. I'm still taking a loss on it, but it's better than paying the mortgage there and paying rent here...
Title: Re: Almost debt free
Post by: swampduc on August 12, 2009, 06:08:02 AM
Quote from: ducatiz on August 12, 2009, 05:00:30 AM

actually, a deck with a built-in barbecue and kitchenette.   waiting until the dust settles first. 

we still have the mortgage payment, which is why i said "almost" and we are talking about how to retire that as well. 

then setup a corporation, quitclaim the house to the corporation and then rent from teh corp so the corporation can take depreciation... 

:D
^^^ Nice  [thumbsup]
Say what you want about lawyers (and I do  ;D), but the bastids are smart.