Ducati Monster Forum

I got a letter from GEICO

My motorcycle insurance went from 660/year to 480/year.

You might think this is a lot.

But that is full coverage for 4 bikes.  I have other bikes, but not covered for various reasons.

I put only about 8k miles on my bikes last year. 

They dropped my insurance.

it's my age.  I know it.

I keep getting older too, dammit! Unfortunately the insurance company hasn't offered to take less of my money yet.

I have like 3 discounts:

Multi vehicle
Home insurance
American Mensa

oh, and they also throw in a 5% off for using Bank of America for the auto payments.

What? Smart people crash less? :o

Don't you remember someone telling you the older you got the lower your rates would be ?

It's finally happened !

Dolph      :)

I doubt it.  ;)

I am 58 and pay 384 for 1 900 Monster.

Statistically we apprentice geezers are not helping the actuarial stats that feed the rate tables

When we go down on the road.. we often drag in secondary complications and conditions like heart attacks etc etc

that make the simple "set the bones and sew him up"  a lot more expensive than for an immortal 20 year old

we also are having more accidents as an age group....our eyes and reflexes are simply not what they were

but we tend to ride by memory of what we once WERE capable of...not what we currently ARE capable of

getting old sucks...the stats prove it

Shush up, they'll raise our rates :'(

I doubt it. I know alot of very clever people at work who have absolutely no common sense whatsoever.


I shudder to think what they'd be like on a bike/ Smooshed by big trucks probably

whats that phrase?
"Born again but not for long"
 8)

i think the rate advantage is that older guys ride less on a daily basis.  at least I do.  I can't go to work in a suit and can't go to court with a bunch of briefs on a bike.. :-/

I pay $300/year with GEICO.  For 4 bikes. liability only ~

JM

American Mensa sound like some Discovery Channel show where a dad with a f'ed up mustache threaten to put his size 12 boot up his kids ass when the kid interjects Albert Einstein theory of relativity with the recipe for PEZ.

You apprenticed years ago chiefy.

You're now a master  ;)

Your turn will come sooner than you think....

or as I once said to my son "I changed your diapers, someday you'll be changing mine"   ;D

Our rates went down when we moved to the middle of the twisties. [moto] ;D

Who's gonna let 'tizz know that by the time he notices all these details...

he's already there...the getting is done?

I have full coverage, $500 deductible.

Which would be interesting if they ever have to fix my 600ss considering they were never sold here.  I am sure they would total it, but how would they value it?

Details? 

Those things you see as a sign of getting older are really just signs that you're already old  ;)

I'm not sure if I'm more upset about an engineer understanding me....

or a lawyer not understanding.

Wait...

it's a lawyer.

I'm good. ;)

I understood your words...

Just not your misuse of them...

>:-)

Being slow on the uptake is another sign of getting old.  ;)

Let me know when you kids stop worrying.

Life becomes more fun. [thumbsup]

I'm pushin' 56 and have nice rates on multiple bikes (10 running) with no tickets. [thumbsup] There's something nice about being an old fart with no tickets who owns superbikes!! Kinda a weird revenge. ;D Hope you all live lomg enough to enjoy it!! [cheeky]

We used to pass around PEZ dispensers with vicodins in them where I used to work.  They are a little bit long.   If you trim off what doesn't fit, and eat the pieces that are trimmed off, you get a pretty good buzz. 

37 is my age and I pay $695 for three bikes with 100/300/100 and a $500 deductable.  Granted one is a Vespa insured for an expensive $50 a year but my S4R is an 06 and my Hardley Electra Glide is an 09.   check GEICO

Arg, I miss living in the States when the topic of insurance comes up.  I moved to British Columbia seven years ago and the insurance rates here are like highway robbery.   :(