Ducati Monster Forum

powered by:

November 28, 2024, 10:15:37 AM *
Welcome, Guest. Please login or register.

Login with username, password and session length
News: Please Help
 
   Home   Help Search Login Register  



Pages: [1]   Go Down
  Print  
Author Topic: Bike insurance  (Read 1482 times)
muskrat
Hero Member
*****
Offline Offline

Posts: 8335



« on: January 31, 2011, 11:12:56 AM »

I just got a quote from http://www.strictlycycles.com at 972-540-1900, his name is Wayne.

It's half the price of what I'm paying for all three bikes at $632 with Dairyland.  Thought  I'd pass it along.
Logged

Can we thin the gene pool? 

2015 MTS 1200
09 Electra Glide
fastwin
She pointed and laughed at my
Hero Member
*****
Offline Offline

Posts: 4650

tap, rack, bang


« Reply #1 on: January 31, 2011, 02:19:27 PM »

Dax,

How'd you find this guy and who is the underwriter on the policy? Is it also full coverage? As theft, un-insured motorist, collision and liablity.

Thanks for posting. waytogo
Logged

I plan to list the Federal Gov't. as a dependent on my next 1040 tax filing!

I have flying honey badgers and I'm not afraid to use them!

The fact that flame throwers exist is proof that someone somewhere said "I'd sure like to set those people over there on fire but I'm just not close enough to get the job done."

CONFIDENCE: the feeling you have right before you understand the situation.
system error
Sr. Member
****
Offline Offline

Posts: 250



« Reply #2 on: January 31, 2011, 03:42:15 PM »

I called and the guy gave me a great quote but it was without un and underinsured coverage.  He said to just use my major medical insurance instead.... still not sure.  When I added my exact coverage that I have now it was more expensive.   Cry
Logged

'13 Multistrada 1200
Fiat 500

My God, it's full of stars!
muskrat
Hero Member
*****
Offline Offline

Posts: 8335



« Reply #3 on: January 31, 2011, 04:12:39 PM »

It's Dairyland and I don need medical as I'm covered through work as long as I'm wearing a helmet which I always do and yes all the coverages mentioned
« Last Edit: January 31, 2011, 04:15:15 PM by muskrat » Logged

Can we thin the gene pool? 

2015 MTS 1200
09 Electra Glide
greenohawk69
Hero Member
*****
Offline Offline

Posts: 685



« Reply #4 on: January 31, 2011, 06:36:22 PM »

It's Dairyland and I don need medical as I'm covered through work as long as I'm wearing a helmet which I always do and yes all the coverages mentioned

If I am reading your response correctly, your insurance company requires you to wear a helmet to be covered?  Or is it your place of employment? 
Logged

"An enlightened people, and an energetic public opinion... will control and enchain the aristocratic spirit of the government." --Thomas Jefferson to Chevalier de Ouis, 1814

There are 4 boxes to be used in the defense of liberty:  Soap, Ballot, Jury and Ammo.  Please use in this order.  -- Ed Howdershelt
muskrat
Hero Member
*****
Offline Offline

Posts: 8335



« Reply #5 on: January 31, 2011, 06:49:36 PM »

I'm not required to by our Health providor BUT they can deny a claim.........so it says but I know the AMA has filed a discrimination lawsuit to that end. 
Logged

Can we thin the gene pool? 

2015 MTS 1200
09 Electra Glide
calscrazy
Hero Member
*****
Offline Offline

Posts: 1050


« Reply #6 on: January 31, 2011, 07:26:50 PM »

That is true dax. Aetna denied a claim a few months back for that reason. The state that it happened in had a helmet law and that was what gave them the edge!
Logged

home will always be between the red and rio!!!
2007 m695 errr recently passed away
muskrat
Hero Member
*****
Offline Offline

Posts: 8335



« Reply #7 on: January 31, 2011, 07:57:28 PM »

Just read the policy and it doesn't cover uninsured so I'll check back tomorrow n report findings
Logged

Can we thin the gene pool? 

2015 MTS 1200
09 Electra Glide
TresGatos
Hero Member
*****
Offline Offline

Posts: 2280



« Reply #8 on: January 31, 2011, 08:16:42 PM »

Hmmm.  Insurance is so fing complicated!  I chose Geico for all my coverage for multi discount, but I still pay for all the stupid commercials bang head
At least they paid 4K for my ten year old stolen DR650. 
Logged

'65 Honda CM91 - '98 Suzuki DR650 - '08 695+mods - '08 Hypermotard 1100S
muskrat
Hero Member
*****
Offline Offline

Posts: 8335



« Reply #9 on: February 02, 2011, 03:09:19 PM »

update........$563 full coverage for all three bikes per year.  I'm not carrying uninsured because I have major medical and comprehensive covers property damage and bike replacement for some asshole without insurance.
Logged

Can we thin the gene pool? 

2015 MTS 1200
09 Electra Glide
system error
Sr. Member
****
Offline Offline

Posts: 250



« Reply #10 on: February 03, 2011, 09:15:31 AM »

Never hurts to review the policies.  I checked and saw that I had more un and underinsured coverage on the bikes than I did on the car  Huh?.  So, after calling to make that adjustment I ended up saving $444 a year which I then turned around and used to help fund an umbrella policy for 1.5MM which cost $150 a year.  They made me increase my renters coverage to 300k for an extra $9 a year and my auto liability to 500k for an extra $60/yr so net net I have WAY more coverage and still ended up saving over $200 a year.  Works for me.   waytogo
Logged

'13 Multistrada 1200
Fiat 500

My God, it's full of stars!
muskrat
Hero Member
*****
Offline Offline

Posts: 8335



« Reply #11 on: February 03, 2011, 09:23:52 AM »

I kept my umbrella policy with state Farm forthe same coverage
Logged

Can we thin the gene pool? 

2015 MTS 1200
09 Electra Glide
Pages: [1]   Go Up
  Print  
 
Jump to:  


Powered by MySQL Powered by PHP Powered by SMF 1.1.21 | SMF © 2015, Simple Machines
Simple Audio Video Embedder
Valid XHTML 1.0! Valid CSS!
SimplePortal 2.1.1