Mine rubs a little bit and it's not too loose. I just checked it recently. It's only a little bit though. If you're worried about, check your chain tension. I don't know all the models but on the dual sided swing arm models it's on swing arm behind the chain. As a very rough measure, if you rear tire is on the ground (not on a stand) you should be able to push up on the chain at the mid point and NOT have it touch the swing arm.
When you're checking your chain sag, remember that it's meant to be checked with the wheel on the ground (no stand). Oh yeah, if you're hearing the noise while it's on the stand and you're running it (I wouldn't do that but it sounds like you are) then the chain will most likely rub a bit since the chain slacks a bit when you put it on the stand since there is no ground for the tire to push against and create tension.
Thanks all. Yep, I am due for a change but even when I had new chains I noticed that. Explanation makes sense. But it was strange that I did not hear the other 2 bikes I mentioned do that. I want to hear another monster on stand and see if it does the same thing as mine to ease my mind I suppose.
Yep, I do like Hord Power a lot and have nothing but praise for J.D. This time a buddy of mine is going to replace it for me and hopefully I will learn (I am not mechanically inclined unfortunately)