Stolen in Melbourne: Ducati Monster Black 1000s - heaps of carbon

[techno]

Sorry to hear the news Spider. I'm still in shock and its not even my bike.

I only saw it last week and I could tell you put a lot of yourself into it, part of you goes with it. So much bling its going to be hard to recreate.

I feel for your loss and I hope they catch the lowlifes who took her away from you.

[goldFiSh]

agreed price or market value policy?

[Spider]

market

$850 excess ($350 standard + $500 theft due to we living with a bunch of thieving b@stards! I suspect they may be right!)

[G]

Sorry to hear of your awful news Spider.
I hope that your bike is returned to you.

[Super T.I.B]

Just found this thread, I didn't think it was your bike that was stolen. 

That's a f*cken low act!

Hope you get your bike back, but to tell you the truth, I don't hold much hope. I'm sorry to say that either your bike is in bits being sold for parts or is in a shipping container heading overseas.

I don't hear of many bikes that were stolen being returned to their owners. 

But I'm wrong most of the time. 

[goldFiSh]

Yep. When my first M800 was totalled, I was with QBE with a market value quote. I hadn't informed them about bling (only pipes at that stage) so it'll be interesting to see what they say re your bling seeing you have informed them.

Oh, and at that stage they didn't cover any gear either, but I think that has changed now (can anyone confirm?). Lost an $800 Arai in the crash, no coverage (it's now on display in the garage as a reminder!) If the cover the gear, I'm sure they will have a cap on it, so maybe you can claim on house contents insurance (if you have that).

I'm now with NRMA, whilst more expensive, they will do agreed value and will cover the bling and gear (I had to itemise every bit and they will typically only cover up to a certain % of the bike value).

Good luck with it all and let us know the outcome

[Super T.I.B]

Yep. When my first M800 was totalled, I was with QBE with a market value quote. I hadn't informed them about bling (only pipes at that stage) so it'll be interesting to see what they say re your bling seeing you have informed them.

Oh, and at that stage they didn't cover any gear either, but I think that has changed now (can anyone confirm?). Lost an $800 Arai in the crash, no coverage (it's now on display in the garage as a reminder!) If the cover the gear, I'm sure they will have a cap on it, so maybe you can claim on house contents insurance (if you have that).

I'm now with NRMA, whilst more expensive, they will do agreed value and will cover the bling and gear (I had to itemise every bit and they will typically only cover up to a certain % of the bike value).

Good luck with it all and let us know the outcome

Gear is covered with QBE. All of my bling, well I don't have much anyway, was covered, and wasn't in the policy. They told me that I needed to get it covered in the future. Anyway, most of my aftermarket goodies are actually CHEAPER than OEM parts so they were only too happy to pay up.

CF Arrows are cheaper than stock.

[brimo]

Gear is covered with QBE. All of my bling, well I don't have much anyway, was covered, and wasn't in the policy. They told me that I needed to get it covered in the future. Anyway, most of my aftermarket goodies are actually CHEAPER that OEM parts so they were only too happy to pay up.

CF Arrows are cheaper than stock.

Why I went with QBE
From their website:

The choice of Agreed or Market Value
motorcycle apparel & helmet cover to the value of $4,000
monthly payments
reduced usage and low usage discounts
no claim bonus discount up to 60%
free no claim bonus protection
hire vehicle following a theft up to $1,500
replacement bike policy up to 2 years on new bikes
lifetime guarantee on repairs
trailer cover if stolen or damaged up to $750
keys & locks cover if stolen up to $1,500
emergency accommodation up to $500

[goldFiSh]

At the time of my accident it was not covered. It would have been covered if I was not at fault, but alas...

Good to see that it's changed in more recent times

[Spider]

yeah, the policy will replace my helmet and gloves too.

The ex-senior detective that is investigating seems to be a good bloke.

but how's this for a shocker - they won't insure me again at this address - cause the thieves will be back - how's that, I'm going to put the place up for rent so I can go live somewhere so i can continue to ride.

and I want to stay with QBE (hell, i owe em!) if they keep up with the support...so I'll move!

Casey moved to the Uk to race, so I can move to Fitzroy North to continue to ride!!!!

(or I can move in with Dos, right.......mate?  )

[Dockstrada]

Bit late but  F#*k that sucks fellow power ranger bet you crapped you self when you found out.

Look on the bright side, how much fun is the new 1100 monster gona be.Oh yes it’s a compromise but im sure you will learn to love it

[ptooey]

but how's this for a shocker - they won't insure me again at this address - cause the thieves will be back - how's that, I'm going to put the place up for rent so I can go live somewhere so i can continue to ride.

Makes sense, but it still seems kinda unreasonable.. Wouldn't it make more sense for them to help pay for better security for your shared parking?

My last 2 bikes were with Swann, my current with QBE.
Haven't had any major dealings with them so far, but QBE prices, policy, people and reputation amongst friends are already better.
With the exception of Shannon's I don't know of another insurer that's as dedicated to riders.

[Spider]

Shannon's isn't for riders - it's for guys that wank over bikes instead of riding them. Their 'low use' policy is obviously designed to get rid of anyone who wants to actually use the thing - the quote was only competitive whilst I was riding to the cafe, as soon as I wanted to do some exploring...gone!

[madalf71]

Hi All.

Yes same deal with Shannons, good for riding to pose at the cafe and back.
Spider, what about if you have a quick track system installed, will they insure then.

Cheers.

Madalf.

[The Don]

Sorry to hear about your ride
The F#%king Cahns need to be strung up by the balls.
Don