I'd be weary of Farmers, I tried to switch to them for the bike coverage since Liberty Mutual is expensive and uncompetitive. However, I was setting up the policy and they were supposed to send me out the final copies to sign. I never got them ... then about two months later I got a notice from a collections agency for a premium for them, even though I never signed any policy. I got it cleared up, but that wasn't what I would expect.
I had something similar happen to me with Farmers for an auto insurance policy.