lol, that sounds familiar... right down to the ~$100/yr for renter's. I think my renter's is gonna go up a little, because I need to reassess the value of my firearm collection. In recent months it may have grown to exceed what the policy covers.
Yeah, I had the Good Student discount while in college, and upon graduation they continue it 'til ya turn 25. When I turned 25, the drop in my premium due to age was offset by the loss of that discount, so I didn't get an overall drop in rates at 25. C'est la Vie... just means I was paying the lower rate a lot earlier in life.
I am curious now... I can't remember the exact annual figure on the Duc, nor can I remember whether I have 100/300 or 250/500. Gonna have to remember to look those up when I get home tonight.