Been there done that Pigmy and thankfully out the other end...........
And I had the same issue with how the funds were being spent.....
![Undecided](http://ducatimonsterforum.org/Smileys/classic/undecided.gif)
You pay the cash and she can do whatever she likes with it till your kids turn 18 then you can pay directly to them...
![bang head](http://ducatimonsterforum.org/Smileys/classic/banghead.gif)
Only way to reduce your payments was to reduce your taxable income....
That was some time ago and in SA so don't take this a gospel....