Ducati Monster Forum

powered by:
December 04, 2024, 06:33:06 PM *
Welcome, Guest. Please login or register.

Login with username, password and session length
News: No Registration with MSN emails
 
   Home   Help Search Login Register  
* Discussion Boards
Introduce Yourself
FAQs and Policies

General Monster Forum
Remembering our friends...in Memorium
Riding Techniques
Tutorials
Tech
Accessories & Mods
Gear
Racing & Trackdays
Stolen Motorcycles

No Moto Content
Board Tech Issues

Local Club Boards
BOMb
RCP

* Sponsors
Valley Desmo Service
California Cycleworks
MotorcycleGear.Com
Monsterparts
Minor Sponsor Board
Sponsor Info

* Flea Market
Monsters for Sale
Monsters Wanted
Other Bikes
Parts for Sale
Parts Wanted
Gear for Sale
Misc for Sale/Wanted

Pages: 1 [2]   Go Down
« previous next »
  Print  
Author Topic: who do you use for insurance?  (Read 3842 times)
Airborne
Crash n' Burn
Hero Member
*****
Offline Offline

Posts: 611


Monster S2R 800 - ALL BLACK
« Reply #15 on: September 04, 2009, 04:52:25 AM »
Quote from: He Man on September 03, 2009, 08:43:35 PM
medical? wats that? i didnt know they offered it. unless your talking about their 5,000 medical that costs an extra 200 a year..

I think I meant liability, the one where if I kill somebody or injure myself, I am covered.

Not the "medical payments" one which is pretty much bullshit right?
Logged
2007 Monster S2R, Vespa GTS 300, Vino 125
He Man
Post Whore
******
Offline Offline

Posts: 11596



WWW
« Reply #16 on: September 04, 2009, 08:29:05 AM »
i dont really know. i know you HAVE To cover liability. THat pretty much coveres anything you do to someone else within your insurance limits, regardless. Im not sure if it depends on whos at fault though.

THe medical, which i used to have with dairyland for $12 a year, only covered up to $5,000 of medical bills for yourself. sya you dropped your bike and hurt yourself.

When i switched to progressive they wanted $200/yr for $5000 worht of medical coverage. Not worth it because $5,000 goes almost no where, unless we are talking about taking care of a few scratches or burns, which i can do myself.
Logged
2006 Ducati S2R1100 Yea.... stunttin like my daddy CHROMED OUT 1100!!!!


Check out my Latest Video! 05/13/2017 :https://www.youtube.com/watch?v=P4xSA7KzEzU
Razzo Bolognese
The only plastic on my bike is in my wallet to buy more gas.
Full Member
***
Offline Offline

Posts: 138



WWW
« Reply #17 on: September 04, 2009, 08:54:09 AM »
Oh yeah.  I went back & double checked.  I pay $351.00 with Motorcycle Services, LLC.  On one bike.  Minimum liability plus $25k uninsured motorist (an add'l $17).  But until August I've never been licensed and I've never taken the MSF.  I'd imagine parking it in Harlem isn't the cheapest thing in the world.

-Dan
Logged
2005 M1000S repainted to the proper Ducati Dark, CRG levers, open clutch cover, KN& Air filter, genuine knockoff Napoleon bar-end mirrors, Michelin Pilot Powers, PIAA Super-White headlight bulb, 9000 miles and counting.
Airborne
Crash n' Burn
Hero Member
*****
Offline Offline

Posts: 611


Monster S2R 800 - ALL BLACK
« Reply #18 on: September 04, 2009, 05:04:36 PM »
Wouldn't regular medical insurance cover injury to myself if I crashed? I would hope so...
Logged
2007 Monster S2R, Vespa GTS 300, Vino 125
He Man
Post Whore
******
Offline Offline

Posts: 11596



WWW
« Reply #19 on: September 04, 2009, 08:41:56 PM »
Quote from: Airborne on September 04, 2009, 05:04:36 PM
Wouldn't regular medical insurance cover injury to myself if I crashed? I would hope so...


you say that like everyone has medical insurance.'

I never had it.
Logged
2006 Ducati S2R1100 Yea.... stunttin like my daddy CHROMED OUT 1100!!!!


Check out my Latest Video! 05/13/2017 :https://www.youtube.com/watch?v=P4xSA7KzEzU
Razzo Bolognese
The only plastic on my bike is in my wallet to buy more gas.
Full Member
***
Offline Offline

Posts: 138



WWW
« Reply #20 on: September 06, 2009, 04:27:18 PM »
Medical insurance would cover you in a motorcycle accident.  And He Man, riding a motorcycle without medical insurance is not prudent.  Hell, riding a motorcycle isn't prudent either, yet here we are.

-Dan
Logged
2005 M1000S repainted to the proper Ducati Dark, CRG levers, open clutch cover, KN& Air filter, genuine knockoff Napoleon bar-end mirrors, Michelin Pilot Powers, PIAA Super-White headlight bulb, 9000 miles and counting.
He Man
Post Whore
******
Offline Offline

Posts: 11596



WWW
« Reply #21 on: September 08, 2009, 04:23:29 AM »
Find me some affordable health insurance and ill gladly pick it up! Until then i have to decide between food and health insurance. I choose the former.
Logged
2006 Ducati S2R1100 Yea.... stunttin like my daddy CHROMED OUT 1100!!!!


Check out my Latest Video! 05/13/2017 :https://www.youtube.com/watch?v=P4xSA7KzEzU
Razzo Bolognese
The only plastic on my bike is in my wallet to buy more gas.
Full Member
***
Offline Offline

Posts: 138



WWW
« Reply #22 on: September 08, 2009, 06:22:47 AM »
The scary thing is it sounds like the exorbitant medical plan on bike insurance would probably be the best way to go if you're otherwise healthy.  Go buy some band-aids He Man.  I'll treat you to lunch!  Wink

-Dan
Logged
2005 M1000S repainted to the proper Ducati Dark, CRG levers, open clutch cover, KN& Air filter, genuine knockoff Napoleon bar-end mirrors, Michelin Pilot Powers, PIAA Super-White headlight bulb, 9000 miles and counting.
Pakhan
Hero Member
*****
Offline Offline

Posts: 1610


This is for Pris!
« Reply #23 on: September 10, 2009, 11:07:12 AM »
Take him to lunch in china town he loves that place!  Grin
Logged
"I don't need a compass to tell me which way the wind shines."   m620 749s r6


www.suspectsunlimited.com
Pages: 1 [2]   Go Up
  Print  
« previous next »
 
Jump to:  


Powered by MySQL Powered by PHP Powered by SMF 1.1.21 | SMF © 2015, Simple Machines
Simple Audio Video Embedder 		Valid XHTML 1.0! Valid CSS!
SimplePortal 2.1.1