Wear your gear, peeps.

[Triple J]

Glad to hear you're OK! 

[He Man]

i just saw this, theres been a lot of crashes lately. Glad to hear your okay. That helmet looks like it really saved your life.

[ArguZ]

Look what I just found :

http://translate.google.com/translate?hl=en&sl=de&tl=en&u=http%3A%2F%2Fwww.motorradonline.de%2Fde%2Fnews%2Frecht-und-verkehr%2Furteil-mangels-schutzkleidung-geringeres-schmerzensgeld%2F267835

Thats the only way to get people to do it I believe...

[Speedbag]

As an addendum to this thread, I advise everyone to examine their moto insurance policies very carefully. I did not.

I added saddlebags to my bike shortly after buying it, one of which was completely destroyed in my accident (but probably played a part in lessening the damage to the bike). The insurance company says they were an accessory, which are not covered since I didn't call my agent to let them know they were added. Shame on me for not being completely anal on knowing the specifics of coverage. However, in the grand scheme of things I think it's pretty silly for them not to make an exception to cover a $300 pair of bags when I insure my house, three cars, a bike, and an ATV through them.....or at least I did.

FYI - most moto policies also do not cover any personal injury expenses either. This was also a bit of a surprise, although I have good coverage through work.

[junior varsity]

Hmm. When I crashed, I had to show them proof of purchase (receipts) for mods I had done that I wanted compensation for, obviously dated pre-accident. Wonder why yours wouldn't allow you to do the same. Its BS that you have to call when you make a minor change, like adding bags.

Any chance on calling a few more times to change their mind?

[Speedbag]

Any chance on calling a few more times to change their mind?

Already tried, the word I got today was that basically I was screwed. I bought the bags on eBay, so no receipt per se either.

 

[junior varsity]

Damn!

I need to contact my insurer and get everything documented. Also, need to inquire about GAP Insurance.

[Raux]

why wouldn't a photo of the bike prior to the accident suffice of proof.

but in reality i had the same situation. had to prove (after the guy had seen the bike at the shop WITH the parts damaged on the bike) what i paid for the parts and when i bought them... like i bought some... bent and scraped them up and put them on the bike after the accident to get new ones.  fricking stupid people

[Speedbag]

It's pretty obvious to me that the insurance company wants to get it over with and move on. I'm just waiting now to see what I'll get reimbursed for my jacket. A prorated amount to be sure.

All things considered with the insurance pricks, I'm almost wishing I had hit the deer and totaled the bike. That is, if my injury outcome had been the same in that scenario (which it probably wouldn't have been). 

[bluemoco]

Which insurance company do you use for your bike, cars, and house?  I'm curious.  (shoot me a PM, if you don't want to post it publicly)

As an aside, I'm really glad you're healing up well.  The bike/bags/jacket are so much less important than your physical well-being. 

[eesnas]

I didn't see it mentioned in my skimming... how fast were you going?

[Speedbag]

Pete, PM sent. The material things are less important, to be sure.....but the insurance bit is really annoying. Especially considering I haven't had a claim of any kind for over a decade, and that was a pheasant strike to a car headlamp assembly. That particular insurance company covered it 100% without even dealing with the deductible....

I was probably slowed down to about 45-50 MPH when I went down.

[zzilla]

I recently upgraded from a Fulmer Modus with the flip up chin bar to a full CF Joe Rocket exactly because I'm afraid of that kind of impact on the chin/face area of the helmet. The modular helmet had a plastic locking mechanism and there is no doubt in my mind that it would have failed above 25 mph. Glad that you're alright, considering the damage to your gear. TBI (Traumatic Brain Injury) is no joke. I got a mild case as a result from two large explosions in Afghanistan. Some side effects for me are short term memory loss, apprehensiveness, jittery at times. Hope you fare better in the long run.