imagine my surprise

[vwboomer]

when my renewal for ins on my S4R came yesterday. Ive paid $170ish for almost 4 years on the two that I've owned. This renewal? $763. I'm told that somehow American Family must have missed that this is a 'superbike'. (its a super bike, but obviously not a superbike.)   This was a voicemail left for me so I havent had a chance to argue my point yet as Im at work.

Seriously...763? Thats retarded. if they dont change their tune I'l pack up my 4 policies and go somewhere else.

The bike is in no way worth paying that much for.  makes me wonder what theyd try tobnick me for a VFR Ive been thinkin about.

[ODrides]

That's freaking ridiculous!  There's probably a million threads about insurance, but definitely threaten to take your business elsewhere, then shop a few of the big names.  I have home, cars, and bikes all with State Farm and I save a lot compared to when I had 3 different companies.

[arai_speed]

Progressive sent me a renewal of $935 for my S4RS.  They said they were loosing money on moto policies so they were increasing the rates. 

I skipped over to the green lizard and have been much happier since. 

[mitt]

After reading all the crashes on here the last month, I don't doubt it.

mitt

[Dietrich]

Foremost insurance has a deal with Ducati and has reclassified the Monster and Sport Classics as "standards".  Might give them a try, they were less than Progressive or Geico for me.

[ducatiz]

My S2R800 with full coverage, $250 deductible (got the $1mil umbrella) runs $360/year.  That's with a multiple bike discount, cars and house under the same policy. 

Is that $170 for 6 mos or 1 year and what coverage do you have? 

[NAKID]

Foremost insurance has a deal with Ducati and has reclassified the Monster and Sport Classics as "standards".  Might give them a try, they were less than Progressive or Geico for me.

That's who I use. Just over $400 a year in AZ and $370 here in CT...

[pennyrobber]

Progressive sent me a renewal of $935 for my S4RS.  They said they were loosing money on moto policies so they were increasing the rates. 

I skipped over to the green lizard and have been much happier since. 

That is crap. I used to have Progressive on an older bike of mine. I was never happy with them. My current rate with the old Gecko just went down by about 20% for this next year.

[ducatiz]

if y'all don't post what your coverage is (i.e. amounts and deductibles and full vs liability only) then it's a waste of time posting it.  my buddy has only liability and was bragging his only cost him $150/year and mine was $200 more.  i explained how he was a moron because he didn't understand that FULL COVERAGE means you have comprehensive/collision as well.  he called up and they gave him a quote of $650/year.  he wasn't laughing any more.

[ducpainter]

I won't use Progressive.

[ducatiz]

I won't use Progressive.

You're one of Retrograde's biggest clients, still?

[ducpainter]

You're one of Retrograde's biggest clients, still?

Nope...

I'm with Dewey Cheatum and Howe.

[ducatiz]

Nope...

I'm with Dewey Cheatum and Howe.

do you wear stooges ties too??

[arai_speed]

bodily injury: $100K/300K
Property: $100K
Uninsured/Underinsured: $30K/60K
$500 deductible

I pay $513 a year with Geico.  Foremost wanted $890 for the same coverage and Progressive wanted $935.  Farmers wanted $1100 or so.

The choice was pretty clear for me.

[ducpainter]

do you wear stooges ties too??

Ties?