Fake Debt Collectors

Started by He Man, February 18, 2010, 05:54:30 PM

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He Man

Has anyone gotten letters in the mail about debts that dont exist?

My dad keeps getting it from this one company. Its been 2 of them. I reported them to the BBB. Then he lets a letter today looking like its from the Kings County Civil Court.

THe letter it self has nothing execept saying that a summons has been entered into the system, you must appear in court. No date, not refrence number, nothing. Ontop of that, the letter was sent with Stamps.com printer, and the zipcode that appears on it, isnt even from Brooklyn. Its from Long Island.

So tomorrow i have to go to court to SHOW Them this letter of the impersonating them. So they can chase after them.

Im sick of getting letters from these guys, they even sent one that said

"Save 35% off your bill now! Tax Special! Pay only $3600 instead of the full debt!"

Its annoying as hell and ive read online that this company has scammed hundreds of thousands of dollars.

ducpainter

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whackie

if u haven't run a recent credit check, then maybe u should.

He Man

its not on me, its on my dad.


DP, see the suspect boards for my other rant.  :P

I try to run away from this. but it either chases me, or i subconsciously look for crap like this. i dont know what it s.  :-\

cyrus buelton

Quote from: He Man on February 18, 2010, 05:54:30 PM
I reported them to the BBB.

Worthless organization. Only reason they exist is for the fee to be a member. PM Motogpfan or go to Coastal Ducati Club's website to discuss his thoughts on the BBB or Chamber of Commerce.

Quote from: ducpainter on February 18, 2010, 06:33:33 PM
Is there any part of your life that isn't like a soap opera?

bwaaaaaaaaaaa. Good one old man.

Quote from: whackie on February 18, 2010, 06:42:50 PM
if u haven't run a recent credit check, then maybe u should.

Best advice.

I get a copy of my credit report 2x per year. It is good to know what is on it.

It's pretty interesting to see what is on it. I have like 10 aliases on mine, which is pretty odd.

However, it hasn't made a difference as my FICA way higher than >750.

Which is pretty odd.

My first bank account in 1996 was with Bank One and continued with them til these day but now they are Chase.

We use the Chase Credit Card for everything due to the rewards and no annual fee. However, recently they are now offering a new Freedom Card with better rewards, so of course I switched to the new one as it is better for us.

On my old Freedom card they raised my credit limit to 30k a month!!! WTF!!! I could buy a make the beast with two backsing car on it.

But when I got this new one, they approved me for 15k, which was weird. So I made a comment to the banker about it and he was like "we can petition to get you a higher limit"

I was like "No thank dude, check my history, I've never even come close to maxing my card and my card is paid off the day the account cycles. I don't make the beast with two backs around with CC debit.

However, I love Best Buy. They give you like 36 months zero interest on purchases over 1000$. Of course I utilize this.

Buy a bunch of shit (which I could pay cash for but don't), but invest the that money in CD's, pay my stupid 15$ a month minimum payment, and then when my CD matures, I pay the balance off in its entirety. Sure, I get hit on taxes for a gain, but I leverage their money to earn 3% on my money. It is great. They somehow must have morons that rack up charges and not pay it off by the 36month time frame.

I am a finance guy and figured out what would happen if I didn't pay it off in 36 months. I was bored one day, so figured it out.

make the beast with two backs, they actually take the original charge, nail you at 27.99% from the origination of the purchase and add it to the car.

So you essentially are paying like 5x what you originally bought. It must work out for them for the morons that don't pay off their cards.


Sorry, no compassion on my end for credit card debit.


Back to your topic.........Have you placed a call to the Clerk of Courts to see if this is legitimate?
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make the beast with two backsin a juds got oral diarrhea today
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cyrus buelton

Quote from: ducatiz on February 18, 2010, 07:14:12 PM
make the beast with two backsin a juds got oral diarrhea today


Ok Mr I love people shoving objects in my ass.


[laugh] [laugh] [laugh] [laugh] [laugh] [laugh] [laugh] [laugh] [laugh]
No Longer the most hated DMF Member.

By joining others Hate Clubs, it boosts my self-esteem.

1999 M750 (joint ownership)
2004 S4r (mineeee)
2008 KLR650 (wifey's bike, but I steal it)

Kopfjäger

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cyrus buelton

No Longer the most hated DMF Member.

By joining others Hate Clubs, it boosts my self-esteem.

1999 M750 (joint ownership)
2004 S4r (mineeee)
2008 KLR650 (wifey's bike, but I steal it)

He Man

uhhh okay. I just ran my dads credit report....hes super clean.

Mine however...im locked out of it for some reason. I checked mine last year and it was fine. So i have to write a letter instead.

hbliam

Why do you make everything so difficult for yourself? You know the mailings are bullshit so tear them in half and throw them away.

Kopfjäger

Quote from: cyrus buelton on February 18, 2010, 07:45:07 PM
Tizz' has a crush on me. What can I say?
He probablly loves a good gurken.
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Quote from: hbliam on February 18, 2010, 08:37:08 PM
Why do you make everything so difficult for yourself? You know the mailings are bullshit so tear them in half and throw them away.

+1.
If the state had not cut funding for the mental institutions, this project could never have happened.

Drjones

Send them a certified letter stating that you don't owe the debt, don't know what the debt is, demand proof that you owe the debt, and to stop contacting your and your family by any form of correspondence.  By law they have to provide the evidence, so when they don't and keep sending letters sue the roof and doors off of the place.
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derby

Quote from: Drjones on February 19, 2010, 02:54:44 AM
Send them a certified letter stating that you don't owe the debt, don't know what the debt is, demand proof that you owe the debt, and to stop contacting your and your family by any form of correspondence.  By law they have to provide the evidence, so when they don't and keep sending letters sue the roof and doors off of the place.

good strategy for a legitimate debt collector. not so much for the fraudsters.
-- derby

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