She knows the risks inherent to riding motorcycles. But then again, everything I do is dangerous. I have to do periodic personal risk assessments for work and I fall into the high risk category every time. I'm a soldier. I ride motorcycles. I skydive. I scuba. I snowboard. I own multiple firearms. I drink (not at the same time as any of the above). But I do have good life insurance.
I know that nobody survives life (we all die), but do you actually have statistic numbers that tells you how your work and lifestyle affect expected living age? Of course, nothing is going to happen to you, but average.
