I am getting old

[ducatiz]

I got a letter from GEICO

My motorcycle insurance went from 660/year to 480/year.

You might think this is a lot.

But that is full coverage for 4 bikes.  I have other bikes, but not covered for various reasons.

I put only about 8k miles on my bikes last year. 

They dropped my insurance.

it's my age.  I know it.

[Fergus]

I keep getting older too, dammit! Unfortunately the insurance company hasn't offered to take less of my money yet.

[ducatiz]

I have like 3 discounts:

Multi vehicle
Home insurance
American Mensa

oh, and they also throw in a 5% off for using Bank of America for the auto payments.

[krolik]

American Mensa

What? Smart people crash less?

[DoubleEagle]

Don't you remember someone telling you the older you got the lower your rates would be ?

It's finally happened !

Dolph     

[kopfjäger]

What? Smart people crash less?

I doubt it.  

[RAT900]

I am 58 and pay 384 for 1 900 Monster.

Statistically we apprentice geezers are not helping the actuarial stats that feed the rate tables

When we go down on the road.. we often drag in secondary complications and conditions like heart attacks etc etc

that make the simple "set the bones and sew him up"  a lot more expensive than for an immortal 20 year old

we also are having more accidents as an age group....our eyes and reflexes are simply not what they were

but we tend to ride by memory of what we once WERE capable of...not what we currently ARE capable of

getting old sucks...the stats prove it

[Howie]

I am 58 and pay 384 for 1 900 Monster.

Statistically we apprentice geezers are not helping the actuarial stats that feed the rate tables

When we go down on the road.. we often drag in secondary complications and conditions like heart attacks etc etc

that make the simple "set the bones and sew him up"  a lot more expensive than for an immortal 20 year old

we also are having more accidents as an age group....our eyes and reflexes are simply not what they were

but we tend to ride by memory of what we once WERE capable of...not what we currently ARE capable of

getting old sucks...the stats prove it

Shush up, they'll raise our rates

[weemonster]

What? Smart people crash less?

I doubt it. I know alot of very clever people at work who have absolutely no common sense whatsoever.


I shudder to think what they'd be like on a bike/ Smooshed by big trucks probably

whats that phrase?
"Born again but not for long"
 

[ducatiz]

I am 58 and pay 384 for 1 900 Monster.

Statistically we apprentice geezers are not helping the actuarial stats that feed the rate tables

When we go down on the road.. we often drag in secondary complications and conditions like heart attacks etc etc

that make the simple "set the bones and sew him up"  a lot more expensive than for an immortal 20 year old

we also are having more accidents as an age group....our eyes and reflexes are simply not what they were

but we tend to ride by memory of what we once WERE capable of...not what we currently ARE capable of

getting old sucks...the stats prove it

i think the rate advantage is that older guys ride less on a daily basis.  at least I do.  I can't go to work in a suit and can't go to court with a bunch of briefs on a bike.. :-/

[the_Journeyman]

I pay $300/year with GEICO.  For 4 bikes. liability only ~

JM

[Grampa]

American Mensa sound like some Discovery Channel show where a dad with a f'ed up mustache threaten to put his size 12 boot up his kids ass when the kid interjects Albert Einstein theory of relativity with the recipe for PEZ.

[Popeye the Sailor]

I am 58 and pay 384 for 1 900 Monster.

Statistically we apprentice geezers are not helping the actuarial stats that feed the rate tables

You apprenticed years ago chiefy.

You're now a master 

[RAT900]

You apprenticed years ago chiefy.

You're now a master 

Your turn will come sooner than you think....

or as I once said to my son "I changed your diapers, someday you'll be changing mine"   

[somegirl]

Our rates went down when we moved to the middle of the twisties. [moto]