Need Financial Advice/Opinion on a trading in my 04 TDI for a 2010 TDI

[ducatiz]

You should ask yourself, self, what would Dave Ramsey do?

M.

Dave Ramsey would write another book or add another sponsor to his show, get paid $5 million for it and pay cash.

I am not saying he is a fraud, he's not, but he is in a totally different place than 99% of the population.

[cyrus buelton]

So based on that

Do you even want/are considering this purchase

Or

Is this just the fictitious posting of your fictitious online personality?

It is a true honest posting.

Why else would I have posted blackberry pictures off my phone in the original post?

Nothing fictitious about this.

I would sell the 04 privately.

You will get more money for it.

Have it detailed.  Make sure any small issues are fixed, if you can do it for under 7-800 total. 

Private sales will get you a lot more money, as much as 1-2 grand.

When I sold the volvo, trade in on it was 3500.  I sold it for 5500 after having it cleaned up and spending 800 having the timing belts and other belts replaced, new main seal, and new AC hoses and a few other things.  it leaked a tiny bit of oil from the seal. 

that was a '98 S70 T5.  Probably as in demand as the 04 TDi's

I have thought about this as I know private sale yields more $$$$.

The problem is because of the recent accident (all cosmetic they claim, but the make the beast with two backser doesn't drive right), people will run the CARFAX on it and then try to haggle the make the beast with two backs out of me on price.

I am not trying to rationalize it as I am considering privately selling it.

Through one of my contacts I was given........he seemed very excited about the Jetta as he said they are hot at the auction market right now, so I would like to see what he would give me verse selling outright.

A quick search on ebay puts the private market selling price at around 9400$, but I figure I will get about a grand less because of that make the beast with two backsing foreign cabby who about killed Tiff and I.

No need for a detail........I am meticulous about keeping my cars VERY clean. I interior detail usually every weekend on both cars (weather permitting of course) and leather condition the seats monthly, with also quarterly saddle soap cleanings. (Mother - that is real too. Not made up)

What you gonna get for your trade? Is the 2004 an auto or manual? 

If it's a manual, you should see if you can sell it outright for more on the tdiclub.com forums. 

You should ask yourself, self, what would Dave Ramsey do?

M.

Don't know trade yet, a lot of it will be based off that or the private selling route.

It is an auto........which I know the TDI Buff's don't prefer or so it seems.


Re: Ramsey see below:

Dave Ramsey would write another book or add another sponsor to his show, get paid $5 million for it and pay cash.

I am not saying he is a fraud, he's not, but he is in a totally different place than 99% of the population.

Damnit, you beat me to it!!!!!

I listen to his show just because 99% of the people that call in are idiots and he gives basic advice.

Nothing that he tells people is anything that a halfway intelligent individual could figure out.


"I make 3,000 a month, my wife makes 2,000 a month, so we have a combined income of $5,000. Our house payment is 2200$ a month and we have a combined car payments of 1100$ a month. We also have two kids. We are struggling financially and need help, the bills are piling up"


Oh really?

Take 5,000 incoming with a fixed outgoing of $3300..........well no shit you have a make the beast with two backsing problem. Oh yeah, throw in car insurance and home insurance too, there goes more money. Oh yeah, don't forget property taxes.

[cyrus buelton]

Got Quote from Dealer #1

6k trade for my jetta (way low end of paperwork they work off of. I am fortunate to have what they have so I know they are screwing me)

They knocked 300$ off the price off the sticker.


Dealer #2 please


Kopjager - federal tax credit is $650, it was $1300 prior to June 30 (did some additional reading)

[Kopfjager]

You better hurry up then.

[duccarlos]

And this is why you will never enjoy food from a truck. You over think EVERYTHING. A car is not an investment. Buy a freaking M3 for the make the beast with two backs of it.

[lethe]

just like an audi...
you just press one side of the fuel door, and presto! it opens

I wasted my time looking for a button to release, you feel like a dumbass when you find out how simple it is.  

Jud, not sure if it's an issue that was resolved but I recall hearing that some sensor or sensors didn't like the added vibration of the diesel and were prone to fail. Probably not an issue for you due to you not putting an abnormal amount of mileage on the car but just the hint of the problem became part of my decision to go with a stick. Today I got 49 mpg on the way in and 46 back home.

And this is why you will never enjoy food from a truck. You over think EVERYTHING. A car is not an investment. Buy a freaking M3 for the make the beast with two backs of it.

or get the TDI, chase cars with twice the horsepower and yet keep up anyway   

[duccarlos]

I don't care if it's the TDI, the R32, or a freaking Ferrari. Getting 49 miles to the gallon will never be as gratifying as getting 15, but being able to go really really fast.

[lethe]

I don't care if it's the TDI, the R32, or a freaking Ferrari. Getting 49 miles to the gallon will never be as gratifying as getting 15, but being able to go really really fast.

These little scoots are shockingly quick and it's supposedly the same suspension as the GTI (why I don't but I'm not about to complain) so the little oil burner handles well.
The Jetta is more Jud-like and frumpy but that suits him well. 

[Bladecutter]

I hate to ask, but have you taken the '04 to a shop, and had the alignment checked yet?
Its possible something's out a bit that an autobody shop can't really detect.

That, and you will have a second set of eyes looking at the car, who aren't truly invested in emptying your wallet.

Its possible that hitting the curb killed one or more of the struts internally, and they need replacing, which would explain it not driving right.

BC.

[herm]

I hate to ask, but have you taken the '04 to a shop, and had the alignment checked yet?
Its possible something's out a bit that an autobody shop can't really detect.

That, and you will have a second set of eyes looking at the car, who aren't truly invested in emptying your wallet.

Its possible that hitting the curb killed one or more of the struts internally, and they need replacing, which would explain it not driving right.

BC.

no, no...that would kill the adrenalin rush of the new car hunt.

[lethe]

no, no...that would kill the adrenalin rush of the new car hunt.

Either way this thread will go a dozen pages as we wait in suspense of his decision ala Syclone thread.

[cyrus buelton]

I hate to ask, but have you taken the '04 to a shop, and had the alignment checked yet?
Its possible something's out a bit that an autobody shop can't really detect.

That, and you will have a second set of eyes looking at the car, who aren't truly invested in emptying your wallet.

Its possible that hitting the curb killed one or more of the struts internally, and they need replacing, which would explain it not driving right.

BC.

yes, it was re-aligned during the repair. i have all the paperwork on the printouts of the degrees, etc or whatever the hell the paperwork is. i have it downstairs in my file cabinet. since it was done through my insurance company and one specific shop, i am bound to use them.

however, when i got my last oil change, i had the alignment checked as i thought that might be the problem as i described the symptoms, etc. they found nothing wrong.

i am worried the freaking frame is bent when i hit the curb, as it did drag.


(Mother - this is all true too)

I don't care if it's the TDI, the R32, or a freaking Ferrari. Getting 49 miles to the gallon will never be as gratifying as getting 15, but being able to go really really fast.

go test drive the new TDI.........you'd be very surprised.

Either way this thread will go a dozen pages as we wait in suspense of his decision ala Syclone thread.

on the topic of the dgs transmission........yeah, that is true in the 04's. i had my cousin call a contact at a dealer outside of the area and he verified the problem. The last thing I want is a tranny failure yielding my car worth jack shit.

Off to pick up the 04 from rust repair and to the other dealer 

[Speedbag]

Buy what you want. make the beast with two backs all the minute financial considerations, assuming you can afford it in the first place. Cars (and bikes) are horrible investments, unless you're buying classics.

Can't take it with ya. Precisely part of the reason I bought my '07 GT500 a few weeks ago.  

I don't care if it's the TDI, the R32, or a freaking Ferrari. Getting 49 miles to the gallon will never be as gratifying as getting 15, but being able to go really really fast.

I blew by a Prius the other day on the highway in the Shelby, blower whining like a crazed blender. I had wood.

[1KDS]

With all the problems you've had with the veedub why don't you consider a different brand.  Rust on an 04 in Ohio? make the beast with two backs that

[Statler]

Arguing against all the folks who said (correctly) it's a bad financial choice clearly means you just want the car and want other people to validate the decision because you have no balls.

Buy the new car, shut the make the beast with two backs up, and let the dmf live without yet another thread with your life details we care little about.