Inane ramblings to avoid thread jacking

[desmosome]

[Bendy]

Those things are an ugly pile of crap even without all of that Photoshopped chrome.

[Mother]

Those things are an ugly pile of crap even without all of that Photoshopped chrome.

 

omg

burn him

[Tailgunner]

You crazy mang! I love the MV. Look at the a s s end of that thang! BAM!

[Mother]

dats right yo

me and billy in MV love

[marvellous]

What G and I want to know is where is the White Basket on the front?  Come ON!  Sheesh, get it right Mr. PhotoShop!  Sheesh! 







oh, and mmm... ( . )( . )

[ryandalling]

Just a random occurrence... I was bored and clicked on a Progressive Motorcycle Insurance advertisement online... I am paying $600 a year for full coverage on the Duc 848 through Geico (as a stand alone policy).... and had heard Progressive claim they were #1 in motorcycle insurance.... I filled out their form and hit submit... returned number was $2100.... Three and a half times what I am paying today... exact same coverage... and both would be stand alone policies... just seemed really odd to me.

[NEIKOS]

Yah . . . I had a similar experience.

[scott_araujo]

Hmmmm...  I think mine was about $400 last year for full coverage, only $230 this year.  I think it was $250 with a $20 discount for payment in full.  I've only got an '03 800 Monster so I could see the 848 being more, but I would think Chuck would be in line with mine.  I have my car/home ins. with Travelers, but through the same agent.  Wonder if that matters.

Scott

[duc_fan]

lol... the annual moto insurance discussion.

My 2001 900SS costs me $300/year for full coverage ($25/mo).  $500 deductibles on both comp & collision.  250k/500k/250k coverage.  No towing coverage, because I can borrow my parents' 'Burb and the utility trailer if it needs towed.

I go through State Farm, plus have auto, renter, and umbrella policies through them.  State Farm only bases premiums for motos on year and engine displacement.  Newer is more, obviously.  Larger engines get progressively more expensive, though the real hit comes at 1000ccs.

[NEIKOS]

Hmmmm...  I think mine was about $400 last year for full coverage, only $230 this year.  I think it was $250 with a $20 discount for payment in full.  I've only got an '03 800 Monster so I could see the 848 being more, but I would think Chuck would be in line with mine.  I have my car/home ins. with Travelers, but through the same agent.  Wonder if that matters.

Scott

Oh, I wasn't referencing the $ amount just the ~3.5 times more expensive bit.

I'm shopping again . . . trying a place I found in a mag - cycleinsurance.com to see how it plays out. 

[marvellous]

I have State Farm with have her ring insurance and the bike and only pay something like $22 a month.  When I purchased the insurance, they asked what the CC was for the bike (<900 cc) and that's all they cared about.  Not style, nothin'...  And have had no complaints.  Course (knock on formica) haven't had any claims but the local agent is pretty cool...  *shrugs*

[scott_araujo]

Some companies only care about CCs like you say, others are still keeping the high risk 'sportbike' list.  Also, I've heard that some have higher rates for full dress Harleys and plastic clad sport bikes because the cost of even a small parking lot tip over can be astronomical.  Guess they haven't heard how much Monster tanks cost yet

Scott

[Bendy]

Same story. $28/month with State Farm. Their policy has the built-in assumption of less riding when the weather is ass, so they tell you there's no need to cancel the policy for the winter. When I phoned to check the cost for my M900, the determining factors were model year, displacement, and whether or not it had a turbo. A '99 900 was five bucks shy per month of a brand new 695 at the time. I also don't have any moving violations, accidents, have a crazy multiplan discount (3 cars, bike, scooter, renter's...), did their safe driver horsecrap when I was first getting licensed, and my college discount sticks for another 2 years. They asked how many years' experience I had, as well, so I countered with "Do ATVs count?". She said yes, and my answer was 17 years @ 21. Heh.

In reference to Scott's high risk sportbike list mention, I had one joint (A Progressive agent, or maybe a broker, if I recall correctly) tell me they wouldn't insure a Monster because it was "too hot of a bike".

[SaltLick]

Just a random occurrence... I was bored and clicked on a Progressive Motorcycle Insurance advertisement online... I am paying $600 a year for full coverage on the Duc 848 through Geico (as a stand alone policy).... and had heard Progressive claim they were #1 in motorcycle insurance.... I filled out their form and hit submit... returned number was $2100.... Three and a half times what I am paying today... exact same coverage... and both would be stand alone policies... just seemed really odd to me.

i pay $25 a month through progressive for full coverage for my 750. That includes 3K coverage for any gear that is damaged like jacket, helmet, gloves ect. I also got MC towing thrown in for that. How can that be? I had 3 speeding tickets on my record when i applied too.... Couldnt just be the CC's of the bike, they aint that far apart, maybe the 848 costs alot more....heck i dont know.