Insurance cost poll

[hbliam]

You're about the 5th person online, I've seen say USAA.  I'm curious, when i checked USAA, because my car is insured through them, they stopped doing motorcycles and sent you progressive.  So are you a grandfather plan?

They still insure moto's in CA.

[hbliam]

06 s2r Monster

Canada , riding 40 years ( I'm 57 )

$1100 year full coverage  ( this sucks as we can only ride 7 months a year at best )

This is the same as a buddy who has a ' Busa  he is 61 but has been riding the same amount of time as me

Don't you just suspend the insurance for the 5 months you can't ride? At least the collision part?

[He Man]

Don't you just suspend the insurance for the 5 months you can't ride? At least the collision part?

In most north eastern states, there is a winter discount that knocks off 15% of the insurance for the time u cant ride, but you still covered.

you can cancel the collision part, which is what i would do, unless your bike is financed and requires it.

[duccarlos]

http://lmgtfy.com/?q=best+motorcycle+insurance+Massachusetts

 

[ute]

Don't you just suspend the insurance for the 5 months you can't ride? At least the collision part?

No can't do that ( we used to years ago ) ....now that being said I am not 100% sure it is law or just a scam that the Company's have colluded to do 

[J1nns]

No can't do that ( we used to years ago ) ....now that being said I am not 100% sure it is law or just a scam that the Company's have colluded to do 

It is frustrating but I'd like to think they prorate their fees. I'm 33, one speeding ticket, riding three years, 2014 Monster 821 Dark in Alberta Canada and I pay $405 with full coverage, $500 deductible across the board.

[hbliam]

No can't do that ( we used to years ago ) ....now that being said I am not 100% sure it is law or just a scam that the Company's have colluded to do 

I'm gonna guess you can cancel your insurance anytime you want. I can add and delete vehicles and change coverage online anytime.

[SwiftTone]

S2R 1000. 30 yr old. No accidents. 2 speeding tickets in last 3 years. $650 for upgraded full coveraged. I'm in MA.

Bodily injury to others: 20k/40k
personal injury rotection: 8k
Bodily injury cause by uninsured auto: 100k/300k
property damage: 100k
Optional bodily injury to others: 250k/500k
medical payments: 5k
Collision and comprehensive at $500 deductible
Bodily injury cause by underinsured: 100k/300k

[stonemaster]

I'm gonna guess you can cancel your insurance anytime you want. I can add and delete vehicles and change coverage online anytime.

yea but in some states the DMV will hit you for more money, here is you cancel you gotta turn your tag in