So today i sat down with a dealer and priced out an 07' s4rs and after 2 hours of workin the numbers to get it at the price i wanted i backed out. i a bit ago i asked for opinions on how big of a bike would be good for me and even though the majority said that a s4rs is to big, i still went for it.
what made me back out is just the thought of all that extra power that i really dont need, although i still love the look. anyways im upgrading from a carbbed m750, and i am thinkin a s2r1000 and maybe even the s2r 800, any thoughts? i kind of had my eye on a black/white stripe s2r but as of right now im not really finding any.
I think you'd be better off jumping to the 1000 although I've never ridden it myself. I'd imagine the 800 wouldn't be a huge step up from your carbed 750.
DO NOT TALK FINANCE WTH THE DEALER!!!!!
do it prior with your bank
UPDATE...
so since i left the dealer i have been called 6 times each time the numbers are getting better, they are now down to 220 a month for 36 months with 2k down. im really begining to think that this bike is to big for me but there making it harder to say no.
do not do this...... do not play the monthly price game
go to your bank ...get preaproved prior to going in to the dealer.
a letter from the bank is like cash to the dealer....then you have leverage in dropping the price of the bike.
i'm off to eat dinner.... I'll explain when I'm back
Joel, I hate to disagree with you, but if it is a "new" 07 s4rs
9920 seems to me a good deal
actually it has 900 miles but new and stock, but i know the price is good. im asking whether everyone thinks that this is to big of a step-up for me
how good of wrist control do you have?
How long riding?
ive only been riding cycles for less then a year, but quads for about 5 years. when it comes to street im a catious rider unless its fresh pavement.
if you are comfy on the 750 and dont have the speed racer bug than you will be ok with an S4RS imho.
do a test ride and see how you feel. if you are freaked out by the test ride than dont do it.
good luck [thumbsup]
I doubt in a year you've pushed your 750 to the limit.
really the only difference between a sr2 and a sr4 is it only takes 2 milliseconds to get into trouble on the s4r and 4 milliseconds on the s2r
and there are more bits to fix on the s4r in case of a drop, and higher maintenance.
Why do you want to upgrade if you dont mind me asking?
some guy offered me 3 grand for my beat to hell bone stock 97, so i figured id be an idiot not to sell. the bikes been gone since october 08' and now its time for a new bike before May.
Quote from: TiAvenger on March 16, 2009, 06:10:56 PM
Joel, I hate to disagree with you, but if it is a "new" 07 s4rs
9920 seems to me a good deal
it may be..... but, negotiating with cash will always get a customer a better deal than playing the four square game. taking the time to shop banks/credit unions interest rates prior to signing a hurried deal at a dealership will put you (the customer) in a better position for a better deal.
going to a dealer prepared with a preapproved credit limit on paper...is way better than having the dealer do it. when you do it... it's like cash..... when they do it... they make money off it. (those costs are hidden in fees......and people dont listen to that part when they are focused on a shiney cool bike and thought of...hey I got the monthly payments where I want them.
for shits and giggles..... add up what you are putting down.... then add up what you will be paying each month times the duration of the loan. is it still 10k that you have paid?
also...factor in service costs...and insurance costs
Quote from: bobspapa on March 16, 2009, 06:42:35 PM
for shits and giggles..... add up what you are putting down.... then add up what you will be paying each month times the duration of the loan. is it still 10k that you have paid?
also...factor in service costs...and insurance costs
You forgot termi cost, clutch cover cost, trackday cost, and beer cost as well.
and new gear, its gotta match the new bike. im really begining to think that its to much bike for me, do you think its resonable to make a move from 750 to an s2r 800 or 1000?
well....duh [roll]
[laugh]
people are stuck thinking they have to go into a dealership and have them do the finance legwork. you pay them for that.
go shop banks and credit unions for the money first..... then go shop bikes. Think of it as a two part process.... not one.
dealers are hurting right now...they need and want to move inventory. they also want and need to make as much money off you as the deal will allow. they are a business..... they make money. why pay them to do something you can do yourself. walking into a dealership with a signd paper that says you have a line of credit for 10k gives you the opportunity to say..... give me that bike for 9k out the door, and nothing more. I bet you dollars to doughnuts if he lets the dealer work the finance part of the deal..... the bike will be 10k on paper...with about 2k more tacked on in fees...and he will be financing/paying interest on all that
this is not a slam.... but how old are you?
Quote from: tilt on March 16, 2009, 06:53:00 PM
and new gear, its gotta match the new bike. im really begining to think that its to much bike for me, do you think its resonable to make a move from 750 to an s2r 800 or 1000?
Yeah, as long as you have a healthy respect for it. Any bike can kill you quick, be it a scooter or a demsodeci.
im 28, i usually dont do stupid things but every once in a while you can catch me doin stuipd shit
listen to BP, dont finance at the dealer if you can possibly avoid it.........
and get the s2r1000......
you have already stated several times that you feel the s4r is too much bike for you........so it is.
besides, the water cooled bikes have that ugly double chin...
Quote from: tilt on March 16, 2009, 06:59:12 PM
im 28, i usually dont do stupid things but every once in a while you can catch me doin stuipd shit
buy'n a bike aint stupid.....nor is buy a big one ;)
just take your time in do'n the financeing. work out all the numbers prior to signing paperwork.....never focus on monthly payments, because that is where the dealer makes his money. go shop credit rates on your own. the bank will tell you what your payment will be and how much you qualify for. dont discuss that with the dealer EVER!!!!
I went from a SV 650 to an Rs. Like you I was shopping for an S2R when I got a deal I couldn't refuse. Granted my bike wass used but really low miles after one year. I'm not being a squid racing people down I 95 and so far she hasn't bitten me. I say if you want her, get her and treat her with respect. The only difference is the maintenance is higher. Either way I agree, get your pre approval before going in there. Good luck man.
I never wanna talk anyone out of gettin their dream bike, but the RS is a beast. [bow_down] And it only gets more savage after tinkerin with it. I get weak in the knees just thinkin about the next ride on mine. I must say you had better have your head screwed on straight and tight if you get it. Unless you are inexorably drawn to it (as it is no longer made and now a collectors item of sorts) and you MUST have it, I would concur with your initial reservations about it and go with the S2R1K. Even that bike can bite ya if you aren't payin attention....
Something to consider for all you "get it at your bank first" financing guys, this only works in most cases if you have good credit (which according to most studies the majority of americans do not). If you are "credit challenged" the dealer will shop you around to multiple lenders usually finding a loan for you whereas your bank will not. The advice is great, but not always relevant for everyone. Only you know your credit situation, if you are confidant your credit is good enough for traditional bank financing do it that way if not, the dealer is probably your best bet.
to answer one of your other questions..
i have an S2R800. It's my first bike.
I don't think you'd be satisfied with a switch from the 750 to the 800.
I'd say at least get the S2R1000.
The testa powered monsters (S4R/S4RS) are comparible to a 999s with better ergo's for street riding.
If you wouldn't buy a 999 or big superbike because you are scared of it, then look to the s2r1k.
Quote from: Duc Fever on March 17, 2009, 06:35:03 AM
Something to consider for all you "get it at your bank first" financing guys, this only works in most cases if you have good credit (which according to most studies the majority of americans do not). If you are "credit challenged" the dealer will shop you around to multiple lenders usually finding a loan for you whereas your bank will not. The advice is great, but not always relevant for everyone. Only you know your credit situation, if you are confidant your credit is good enough for traditional bank financing do it that way if not, the dealer is probably your best bet.
if he is credit challenged... then he should not be buy'n one. and..... he's not tied into his bank, he can walk into any other bank or credit union and ask loan questions same as the dealer. they will want him to open an account, and thats where his 2k as a down payment comes into play.
the reality of it is.... with only 2k down he will be upside down in the loan for quite some time, expecially if he is only wanting to pay about 220 a month.
Here is my 2 cents:
I have been riding for almost 10 years. Bikes have been CBR600fi, SV650, z1000, Harley Sportster 1200, GS500 (first bike), and I have ridden new Tuonos, CBR1000, etc. I bought an s2r1000 last April and crashed it 22 days later. My wrist combined with the BIG power got me in trouble. I have ridden at least 12000 miles prior to the crash with no issues. The 1000 monsters are beasts! The front end constantly wanted to come up in first gear under moderate to heavy acceleration. I believe the previous owner had changed the front sprocket too though. But I miss it and would like another, just with better wrist control :) I am 34 years old and ride conservatively so just be careful with that big bike. Respect it and you will have no issues.
I stayed with 2-valve when I "upgraded" I wanted something with a bit more zip and FI. I picked up a 900SS and love it. The 800 won't be enough different from you 750 aside from the FI.
I stayed with 2-valve for a couple things. Ease of maintenance (I do all my own) and insurance costs.
JM
Quote from: bobspapa on March 17, 2009, 07:29:06 AM
if he is credit challenged... then he should not be buy'n one. and..... he's not tied into his bank, he can walk into any other bank or credit union and ask loan questions same as the dealer. they will want him to open an account, and thats where his 2k as a down payment comes into play.
True.
...although IIRC Ducati has been running some very good financing specials recently, with extremely low rates. Sometimes the delaer can beat the bank on rates. Just because you got a loan from a bank doesn't mean you got a good deal. Banks make money off the loans too. IMO it's best to know what the bank can get you, but if the dealer can beat it...let them.
Ok, here's my 'chime in':
The carbed 750's are around 55-60hp.
The EFI 800's are around 70-75hp.
The EFI 1000's are around 80-85hp.
Either buy the 800 or the 1000. If you're hesitant on the S4Rs, then don't get it.
Remember this fact: It's more fun to ride a slow bike fast, than a fast bike slow.
IMO: The S4Rs is too much for the street.
And if you own one and plan on defending your bike decision to me, go right ahead but I'm not attacking you, just offering my advice on the matter which is what the OP wanted.
Those are wheel figures, right? I always felt like the 750 started pulling nicely a bit lower than the 800's FWIW ~
JM
Quote from: TAftonomos on March 17, 2009, 06:53:51 AM
The testa powered monsters (S4R/S4RS) are comparible to a 999s with better ergo's for street riding.
If you wouldn't buy a 999 or big superbike because you are scared of it, then look to the s2r1k.
The 05-06 999s had bigger intakes, bigger exhaust, bigger airbox, bigger injectors, hotter cams, titanium rods, etc. The stock S4Rs (no Termi kit or open airbox) is very tame in comparison.
If your big brain (the one in your head) is wired to your right hand, then you should have no problem moving to the S4Rs.
Quote from: Triple J on March 17, 2009, 08:48:53 AM
True.
...although IIRC Ducati has been running some very good financing specials recently, with extremely low rates. Sometimes the delaer can beat the bank on rates. Just because you got a loan from a bank doesn't mean you got a good deal. Banks make money off the loans too. IMO it's best to know what the bank can get you, but if the dealer can beat it...let them.
True, anytime you borrow money, somebody is gonna make a buck off you.....but the main reason for the customer to be preapproved prior to waking into a dealer...is to have the cash in hand, then he/she (the customer) has a better bargaining position in which to negotiate OTD price.
When a customer has the dealer do it all..... rarely do they work out all the numbers. The dealer pushes monthly price and down payment, because thats what the customer has to live with in the moment. Doing the legwork prior to going into a dealer, is the only way to know if the dealer is or can get you a better loan rate. Dont just assume that he is your buddy and he's trying to save you money. remember....it's his JOB to make as much money off you as possible. He/she does not get paid to be your friend.
A deal is all relative. If the customer is happy... he got a good deal. Until he finds out somebody got it better ;D
FYI..... I just applied for a sales postion at a BMW/KTM dealership [laugh]
Sounds like fun bp!
JM
Quote from: bobspapa on March 17, 2009, 07:29:06 AM
if he is credit challenged... then he should not be buy'n one. and..... he's not tied into his bank, he can walk into any other bank or credit union and ask loan questions same as the dealer. they will want him to open an account, and thats where his 2k as a down payment comes into play.
the reality of it is.... with only 2k down he will be upside down in the loan for quite some time, expecially if he is only wanting to pay about 220 a month.
listen to the sage who knows all
[bow_down]
seriously, BP is making a lot of sense here.
Quote from: bobspapa on March 17, 2009, 09:47:12 AM
FYI..... I just applied for a sales postion at a BMW/KTM dealership [laugh]
Ill take a 690 duke please.
Quote from: TiAvenger on March 17, 2009, 11:20:55 AM
Ill take a 690 duke please.
Phil is selling his ;)
I've ridden it. weeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeee buzzzzzzzzzzzzzzzzzzzz weeeeeeeeeeeeeeeee
Quote from: bobspapa on March 17, 2009, 11:22:27 AM
Phil is selling his ;)
I've ridden it. weeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeee buzzzzzzzzzzzzzzzzzzzz weeeeeeeeeeeeeeeee
a new one.
and a 39 dollar a month payment with 0 down, just like yamaha offers.
Quote from: TiAvenger on March 17, 2009, 11:24:18 AM
a new one.
and a 39 dollar a month payment with 0 down, just like yamaha offers.
I'll help you fill out the bailout form that comes free with all the 0down deals
back to the OP
I bought a s2rm800 and totaled it after 3 months (not a speed related thing)
then I got an 01 m900 (bigger still)
then I got a 1098 (more bigger)
I like big....but I love my m750
i told the dealer today that im not interested for sure, so now im just gonna wait till i find the right s2r1000. thanks to everyone here for your input, i just needed to here from one person that the s4r was to much bike for me.
Quote from: bobspapa on March 17, 2009, 07:29:06 AM
if he is credit challenged... then he should not be buy'n one. and..... he's not tied into his bank, he can walk into any other bank or credit union and ask loan questions same as the dealer. they will want him to open an account, and thats where his 2k as a down payment comes into play.
the reality of it is.... with only 2k down he will be upside down in the loan for quite some time, expecially if he is only wanting to pay about 220 a month.
Well, I dont necessarily agree with this statement. Being "credit challenged" does not mean you cannot afford toys or should not buy one. I for one worked very hard to maintain a respectable credit rating but when I lost my job a few years ago my credit went to total dog shit primarily b/c at the time I had not completed furthering my education so finding a suitable job that could pay the bills was very difficult. Since then I have been keeping up on my bills but it will be a long time before my credit is restored to previous standards.
When I finish school for the degree I am currrently working on with the combined income of my wife and myself we will be able to do considerably more towards repairing the credit we have lost but it will still be years before it is totally fixed. Does this mean that we should not be able to purchase the things that we can afford? On top of that proper financing and good payment histories are good ways to repair/build credit.
Original Poster,
Why are you listening to a bunch of people on an internet forum telling you the bike you are buying is too big?
Buy the bike you want. Don't listen to others.
Most on here will tell any relative new rider that xyz bike is too big and buy that bike instead.
Quote from: needtorque on March 17, 2009, 01:23:34 PM
Well, I dont necessarily agree with this statement. Being "credit challenged" does not mean you cannot afford toys or should not buy one. I for one worked very hard to maintain a respectable credit rating but when I lost my job a few years ago my credit went to total dog shit primarily b/c at the time I had not completed furthering my education so finding a suitable job that could pay the bills was very difficult. Since then I have been keeping up on my bills but it will be a long time before my credit is restored to previous standards.
When I finish school for the degree I am currrently working on with the combined income of my wife and myself we will be able to do considerably more towards repairing the credit we have lost but it will still be years before it is totally fixed. Does this mean that we should not be able to purchase the things that we can afford? On top of that proper financing and good payment histories are good ways to repair/build credit.
I'm all for rebuilding credit...... I've had to do it myself. I personally dont think buy'n a 10k toy is how I would do it. I started off with Mt bike (which I needed to get back and forth to work on [cheeky] )
IMO...in todays financial crapfest...... I would carefully consider financing
wants vs financing
needs.
Quote from: cyrus buelton on March 17, 2009, 01:45:27 PM
Original Poster,
Why are you listening to a bunch of people on an internet forum telling you the bike you are buying is too big?
in a way i kind of personally feel that its to much bike for me, and i think that having someone else say it helps me to justify my actions of not buying it even though i really want it. plus there is a lot of moto savy people on here and im kind of new to the game so i value what they say.
You did the right thing, and when that S2R1K comes your way and you buy it--you will love it and forget all about that S4R. I bought a new S2R1K in August, got a good deal because I had a pre-approved loan from my bank, and have spent a couple thousand on mods. It has all the power I need and then some, but not so much that I'm afraid of it or reluctant to flog the beast (although it has surprised me a couple times where I've had very intense "holy shit" moments :o). Besides, air-cooled Monsters are waaaaay cooler, metaphorically speaking ;D
Quote from: Duck-Stew on March 17, 2009, 08:53:01 AM
Either buy the 800 or the 1000. If you're hesitant on the S4Rs, then don't get it.
Remember this fact: It's more fun to ride a slow bike fast, than a fast bike slow.
IMO: The S4Rs is too much for the street.
I have to agree with Duct Stew on this. I thought about buying an S4Rs and went with the S2R instead and everytime I ride it I know I made the right decision. The S2R is a lot easier to ride slow than the hyper velocity S4Rs and 1098. As another poster said, if you think a 999 would be too much for you then so is the S4Rs.
Get the S2R - you won't be disappointed.
Quote from: Mike_D on March 17, 2009, 03:13:19 PM
You did the right thing, and when that S2R1K comes your way and you buy it--you will love it and forget all about that S4R. I bought a new S2R1K in August, got a good deal because I had a pre-approved loan from my bank, and have spent a couple thousand on mods. It has all the power I need and then some, but not so much that I'm afraid of it or reluctant to flog the beast (although it has surprised me a couple times where I've had very intense "holy shit" moments :o). Besides, air-cooled Monsters are waaaaay cooler, metaphorically speaking ;D
+1 s2r 1k
Quote from: cyrus buelton on March 17, 2009, 01:45:27 PM
Original Poster,
Why are you listening to a bunch of people on an internet forum telling you the bike you are buying is too big?
Buy the bike you want. Don't listen to others.
Most on here will tell any relative new rider that xyz bike is too big and buy that bike instead.
as the OP has already stated..........he thought the bike was too much for his skill/experience/whatever.
if he didnt want to hear others opinions, he never would have (or should have) posted the question.
BUT, it sounds like he wanted to see if anyone else shared his own gut reaction to the idea.........
Tilt,
Have you ever ridden an S4rs?
Quote from: cyrus buelton on March 17, 2009, 05:56:55 PM
Tilt,
Have you ever ridden an S4rs?
it brings the weeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeee
I haven't read alot of responses but I started on a 750, rode for 9 months, then sold for an s2r 800 with full arrows, rode for a year, then just recently got a s4r. I think you'll be ok, but realize the s4rs has literally 2 to 2 and a half times the power as the 750. If you have good wrist control you'll be fine. If you can get the s4rs for a little more than a s2r1000 you'll be ok. Just take it real easy. I think under 6K rpms for the first at least 1000 miles will get you better aquainted with the bike. Either way any bike is a step up from the 750, you'll be amazed how much better the suspension is on any s*r bike. Good luck and ride safe. Oh, and 9220 for a s4rs with 900 miles is a steal, get it !
Quote from: bobspapa on March 17, 2009, 05:58:04 PM
it brings the weeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeee
+11ty billion!!!!
I took a demo ride on a 2007 (or 2008) S4r with the same motor, just not the Ohlins.
Holy shit..weeeeeeeeeeeeeeeeeeeeeeeeeeee
I didn't find it to be too powerful. At the time, that was the biggest CC ducati I had been on (rode an R6 once).
I found it to be very controllable.
Made me go buy a 2004 S4r..............
and I stepped up from a 99 750 carby with FCR's.......
I'd buy the S4rs.
Quote from: tilt on March 17, 2009, 02:30:00 PM
in a way i kind of personally feel that its to much bike for me, and i think that having someone else say it helps me to justify my actions of not buying it even though i really want it. plus there is a lot of moto savy people on here and im kind of new to the game so i value what they say.
It's fine to ask, research will lead you to making an educated decision versus buying a bike where you might be getting in over your head. Your doing it the right way tilt. But definately go test ride a few and get a feel for what you'll like. s2r 800/1000, and the s4rs. Shoot, even a 696 with termi's is a great bike, I've been seeing them popping up on Ebay and Craigslist.
I think Tilt needs to ride the bike first................
Quote from: cyrus buelton on March 17, 2009, 07:17:29 PM
I think Tilt needs to ride the bike first................
and I think Tilt needs to buy the S2R1000. And (most importantly) Tilt thinks Tilt should buy the S2R1000.
Be honest with yourself, do you feel you are or can be a responsible rider? If the answer is yes, get the S4R you'll never regret your decision. $9,220 financed for three years with NO interest is a good deal. I had the same fear moving up from a 695 to a S4R w/DP and slip ons., but that quickly vanished and was replaced by a big grin ;D. On the other hand if you feel you wont be able to control yourself then walk away. If you are stupid and wack the throttle in first gear it will easily backflip. It will also easily lift and exceed any speed limit in 2nd gear. Not trying to scare you but it is a machine to be respected for its power and speed. If you do decide to move on it concider adding the DP ECU, it eliminates all the problems associated with closed loop emission control and add additional power and sounds really good, er.. BAD.
Good Luck