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Kitchen Sink => No Moto Content => Topic started by: Monster Dave on April 08, 2009, 08:38:09 AM

Title: Card Skimmers - ATM Users beware
Post by: Monster Dave on April 08, 2009, 08:38:09 AM
I read about this the other day, but seeing as it's happened again it warrents some awareness:

http://i.gizmodo.com/5202776/attack-of-the-card-skimmers-its-happening-right-here-right-now (http://i.gizmodo.com/5202776/attack-of-the-card-skimmers-its-happening-right-here-right-now)

FYI!
Title: Re: Card Skimmers - ATM Users beware
Post by: the_Journeyman on April 08, 2009, 08:49:02 AM
Looks like they're getting a bit more high tech about some of what they're doing too.  Thanks for the mention ~

JM
Title: Re: Card Skimmers - ATM Users beware
Post by: OverCaffeinated on April 08, 2009, 09:03:18 AM
I was gonna say it's pretty easy for me to spot things out of the norm, but that probably would have got me.
Title: Re: Card Skimmers - ATM Users beware
Post by: He Man on April 08, 2009, 10:01:01 AM
now you know about it, your more likely to be able to point it out.  [thumbsup] good thread
Title: Re: Card Skimmers - ATM Users beware
Post by: JEFF_H on April 08, 2009, 11:01:29 AM
how did they get that set up on the ATM inside the bank??

i can imagine on one of those little portable ATMs in a mall or where I do my banking....in the bar.
but inside the bank?
nice security fellas
good thing im with WAMU instead of Chase.
oh, wait.
D'OH.
Title: Re: Card Skimmers - ATM Users beware
Post by: jdubbs32584 on April 08, 2009, 11:05:32 AM
This happens at gas pumps too.
Title: Re: Card Skimmers - ATM Users beware
Post by: That Nice Guy Beck! on April 08, 2009, 11:31:04 AM
happened to me twice in NYC
I dont use ATMS anymore
Title: Re: Card Skimmers - ATM Users beware
Post by: Monster Dave on April 08, 2009, 01:26:21 PM
Quote from: That Nice Guy Beck! on April 08, 2009, 11:31:04 AM
happened to me twice in NYC
I dont use ATMS anymore

WOW! that' nutz, especially when you start looking at gas pumps - who pays cash for gas anymore???
Title: Re: Card Skimmers - ATM Users beware
Post by: He Man on April 08, 2009, 02:27:12 PM
wow. Im gonna start hitting the slot to look for something thats gonna come loose.
Title: Re: Card Skimmers - ATM Users beware
Post by: That Nice Guy Beck! on April 08, 2009, 02:38:19 PM
Quote from: He Man on April 08, 2009, 02:27:12 PM
wow. Im gonna start hitting the slot to look for something thats gonna come loose.

be careful in brooklyn
Title: Re: Card Skimmers - ATM Users beware
Post by: He Man on April 08, 2009, 04:04:04 PM
 :( i use my ATM for everything.
Title: Re: Card Skimmers - ATM Users beware
Post by: Rev. Millertime on April 08, 2009, 07:40:58 PM
At one of my old jobs, another part of the building was used by an ATM company.

They had a whole pile of different types of scam setups.  Every day they were finding or being alerted of another.

The best was a complete atm shell.  The shell was just set over the old atm (there are quite a few out there that are pretty small.  Inside the shell was a laptop hooked to a reader and a functioning keypad.  When the card was scanned, it asked for the pin and once it was entered an alert came up saying "Communication Error".  Saved card info and corresponding pin for each swipe.

Title: Re: Card Skimmers - ATM Users beware
Post by: Grampa on April 08, 2009, 07:50:06 PM
I say... a quick bullet to the head on prime time tv when a person is caught doing this.
Title: Re: Card Skimmers - ATM Users beware
Post by: He Man on April 08, 2009, 08:03:39 PM
Quote from: bobspapa on April 08, 2009, 07:50:06 PM
I say... a quick bullet to the head on prime time tv when a person is caught doing this.

Whats your treatment for something like....murder then?  [laugh]
Title: Re: Card Skimmers - ATM Users beware
Post by: Monsterlover on April 09, 2009, 02:04:32 PM
Fox reality show contestant
Title: Re: Card Skimmers - ATM Users beware
Post by: Monster Dave on April 10, 2009, 08:16:39 AM
So I was in a local Chase bank yesteday and discussed this concern with the branch manager and he told me that they have been aware of this for some time. According to him, the best way to address this at the ATM or other swiping stations, is to always swipe your debit card as CREDIT. This gives you the support and insurance of Visa (for example) in the event that your card is swiped and refunds are necessary. 

FYI.
Title: Re: Card Skimmers - ATM Users beware
Post by: Monster Dave on January 21, 2010, 11:10:59 AM
Looks like they're back at it! Check out what was discovered at a Citi bank in CA.

(http://cache.gawker.com/assets/images/4/2010/01/500x_skim1-2.jpg)

The side cut out was not visible when it was on the ATM. The skimmed card data would also be wirelessly sent to an computer where the data could be... misused.

Would you have caught that?
Title: Re: Card Skimmers - ATM Users beware
Post by: Oldfisti on January 21, 2010, 11:15:46 AM
 :o


Clever make the beast with two backsers.


No way I would have seen that.


Will look from now on.


Thanks for posting! 


[thumbsup]
Title: Re: Card Skimmers - ATM Users beware
Post by: erkishhorde on January 21, 2010, 11:38:23 AM
Another reason why I cover the pad at the ATM so that nobody, nothing, and not even I can see it.
Title: Re: Card Skimmers - ATM Users beware
Post by: Monster Dave on January 21, 2010, 12:08:18 PM
This sort of thing creeps me out because it could easily happen to any of us!!!
Title: Re: Card Skimmers - ATM Users beware
Post by: hbliam on January 21, 2010, 02:25:00 PM
Quote from: erkishhorde on January 21, 2010, 11:38:23 AM
Another reason why I cover the pad at the ATM so that nobody, nothing, and not even I can see it.

They don't have to see it. The skimmer downloads it as you input the code.

I pulled one out of a gas pump. Thief had the special key to get into a pump. The skimmer was placed in line (Just like a PC3) and even opened up it looked like part of the system. It could hold a huge amount of data and then he would come back and remove the item. Some have been set up that, as said before, can be downloaded wirelessly.
Title: Re: Card Skimmers - ATM Users beware
Post by: erkishhorde on January 21, 2010, 02:48:29 PM
Quote from: hbliam on January 21, 2010, 02:25:00 PM
They don't have to see it. The skimmer downloads it as you input the code.

I pulled one out of a gas pump. Thief had the special key to get into a pump. The skimmer was placed in line (Just like a PC3) and even opened up it looked like part of the system. It could hold a huge amount of data and then he would come back and remove the item. Some have been set up that, as said before, can be downloaded wirelessly.

But but but...  The picture only shows the skimmer and that one's not wired into the machine to read your input, only your card as it passes through. :-[

There isn't really anything you can do about it if someone can get into the machine. Best defense is to check your statements regularly and often I guess. People always say ATM and Debit this and that, but in reality credit cards can be stolen the exact same way. I mean, when I tank up with a credit card, it only asks for my zip code. You could crap shoot that if you skim the card. A lot of people gas up within a couple of zip codes of home.

Well, I guess you could just walk into the store/bank all the time and then you only have to worry about someone stealing your card at restaurants when they take your card away to pay. Oh, and never shop online or use online banking either.
Title: Re: Card Skimmers - ATM Users beware
Post by: NAKID on January 21, 2010, 02:58:47 PM
What he's getting at with the credit card thing is that you have recourse for fraudulent activity through Visa, MasteCard, etc. With a debit card, you don't always have that protection...
Title: Re: Card Skimmers - ATM Users beware
Post by: Popeye the Sailor on January 21, 2010, 03:22:25 PM
These things always bring to mind all the commercials advertising the convenience of using a card. I'll stick with mostly cash.


I typically only use the ATM at work-it's in a secured area, next to the security guards booth  :)
Title: Re: Card Skimmers - ATM Users beware
Post by: Drjones on January 22, 2010, 07:33:11 AM
Quote from: NAKID on January 21, 2010, 02:58:47 PM
What he's getting at with the credit card thing is that you have recourse for fraudulent activity through Visa, MasteCard, etc. With a debit card, you don't always have that protection...

If it is a MasterCard or Visa debit card you always have the same protection as a credit card if the debit card is compromised.
Title: Re: Card Skimmers - ATM Users beware
Post by: erkishhorde on January 22, 2010, 07:49:59 AM
Quote from: MrIncredible on January 21, 2010, 03:22:25 PM
I typically only use the ATM at work-it's in a secured area, next to the security guards booth  :)

Still not gonna protect you from someone that can get inside the machine.  :-\
Title: Re: Card Skimmers - ATM Users beware
Post by: NAKID on January 22, 2010, 03:31:03 PM
Quote from: erkishhorde on January 22, 2010, 07:49:59 AM
Still not gonna protect you from someone that can get inside the machine.  :-\

Dude, do you know where he works?
Title: Re: Card Skimmers - ATM Users beware
Post by: NAKID on January 22, 2010, 03:31:47 PM
http://ducatimonsterforum.org/index.php?topic=33478.msg582363#msg582363 (http://ducatimonsterforum.org/index.php?topic=33478.msg582363#msg582363)
Title: Re: Card Skimmers - ATM Users beware
Post by: Popeye the Sailor on January 22, 2010, 04:51:00 PM
Quote from: erkishhorde on January 22, 2010, 07:49:59 AM
Still not gonna protect you from someone that can get inside the machine.  :-\

The machine is *not* accessible to outsiders.
Title: Re: Card Skimmers - ATM Users beware
Post by: somegirl on January 23, 2010, 06:13:49 PM
Quote from: MrIncredible on January 22, 2010, 04:51:00 PM
The machine is *not* accessible to outsiders.

I can't get in the building, even accompanied by MrI.
Title: Re: Card Skimmers - ATM Users beware
Post by: erkishhorde on January 23, 2010, 06:31:05 PM
Quote from: MrIncredible on January 22, 2010, 04:51:00 PM
The machine is *not* accessible to outsiders.

So your work puts money in the ATM and not the bank/ ATM company?
Title: Re: Card Skimmers - ATM Users beware
Post by: Popeye the Sailor on January 25, 2010, 08:39:17 AM
Quote from: erkishhorde on January 23, 2010, 06:31:05 PM
So your work puts money in the ATM and not the bank/ ATM company?

The ATM company no doubt.


One still needs a background check, government ID, and then to go through our training to get in. Also, like I said, it's in full view of our security guards, who are there 24/7.


I don't expect issues.
Title: Re: Card Skimmers - ATM Users beware
Post by: ZLTFUL on January 25, 2010, 11:15:38 AM
They give congressmen and women government IDs...just saying... ;D
Title: Re: Card Skimmers - ATM Users beware
Post by: erkishhorde on January 25, 2010, 11:25:24 AM
Quote from: ZLTFUL on January 25, 2010, 11:15:38 AM
They give congressmen and women government IDs...just saying... ;D

[laugh]

Security guard ain't likely to know what's supposed to and what's not supposed to go into the ATM even if he saw it going in. Just sayin'.

I understand that you have no worries. Just trying to make a point that the human factor is always there and if someone really wanted to get your card info that there isn't much stopping them so all the paranoid talk about skimmers and whatnot is pretty much scaring people about something that they don't have any power over.

Quote from: hbliam on January 21, 2010, 02:25:00 PM
The skimmer was placed in line (Just like a PC3) and even opened up it looked like part of the system.