Ducati Monster Forum

Kitchen Sink => No Moto Content => Topic started by: Bun-bun on May 21, 2009, 08:03:48 PM

Title: Bank error in your favor - Run far, run fast
Post by: Bun-bun on May 21, 2009, 08:03:48 PM
www.foxnes.com/story/0,2933,520973,00.html (//http://)

A couple in Rotorua, New Zealand applied for a $6000 loan from Westpac bank. The bank made an error, and deposited 6.1 million dollars into their account. They promptly withdrew the money and disappeared. [evil]
Title: Re: Bank error in your favor - Run far, run fast
Post by: NAKID on May 21, 2009, 08:11:56 PM
Quote from: Bun-bun on May 21, 2009, 08:03:48 PM
www.foxnews.com/story/0,2933,520973,00.html (http://www.foxnews.com/story/0,2933,520973,00.html)

Link fixed
Title: Re: Bank error in your favor - Run far, run fast
Post by: Buckethead on May 21, 2009, 08:17:50 PM
Or at least as far as Taiwan, which does not have an extradition treaty with New Zealand (as far as I can tell, which isn't far at all.)
Title: Re: Bank error in your favor - Run far, run fast
Post by: Bun-bun on May 21, 2009, 08:38:57 PM
Quote from: NAKID on May 21, 2009, 08:11:56 PM
Link fixed

D"OH!!





So if this happened to you, what would you do?
Title: Re: Bank error in your favor - Run far, run fast
Post by: erkishhorde on May 21, 2009, 10:46:35 PM
You can only take so much money with you since they won't let you cash that much out at once. I'm curious how much they made away with. I can't imagine that they were able to get more than 100k or so.
Title: Re: Bank error in your favor - Run far, run fast
Post by: wbeck257 on May 22, 2009, 04:50:53 AM
Stealing is stealing.

If someone stole your motorcycle, you'd want there balls on a plate.
If you posted about your stolen motorcycle, you'd see "i hope the make the beast with two backser gets caught and dies."

But a lot of people will say this is different. It is not.

Stealing is stealing. And it is wrong regaurdless of the situation.
Title: Re: Bank error in your favor - Run far, run fast
Post by: Bun-bun on May 22, 2009, 05:43:11 AM
Quote from: wbeck257 on May 22, 2009, 04:50:53 AM
Stealing is stealing.

If someone stole your motorcycle, you'd want there balls on a plate.
If you posted about your stolen motorcycle, you'd see "i hope the make the beast with two backser gets caught and dies."

But a lot of people will say this is different. It is not.

Stealing is stealing. And it is wrong regaurdless of the situation.
While I see your point, I don't think the stolen bike scenario fits very well. Try this; If you ordered a new 696, and Ducati sent you a desmocedici, would you pack it back up and tell them to come get it, or would you ride that sucker into the sunset?
Title: Re: Bank error in your favor - Run far, run fast
Post by: KnightofNi on May 22, 2009, 06:19:34 AM
it's theft. it didn't belong to them and they knew it. i agree that the temptation is strong, and i'm sure the bank would make the beast with two backs them over if they got the chance, but it's still wrong. you can't hope to hide that much of an error.


Quote from: Bun-bun on May 22, 2009, 05:43:11 AM
While I see your point, I don't think the stolen bike scenario fits very well. Try this; If you ordered a new 696, and Ducati sent you a desmocedici, would you pack it back up and tell them to come get it, or would you ride that sucker into the sunset?

you are getting something you didn't pay for.
i would take some pics and prob fire it up, but yes, i would tell them they sent me the wrong thing. partly because i don't want to think about what the insurance on it is.  [laugh]
Title: Re: Bank error in your favor - Run far, run fast
Post by: the_Journeyman on May 22, 2009, 06:26:35 AM
You'd still be on the hook for the money.  They have records.  It's just easier to let them fix the mistake.  If you're lucky you might get to keep the interest it accrued for the day or two it was in the account.  That'd be a nice bonus ~

JM
Title: Re: Bank error in your favor - Run far, run fast
Post by: Triple J on May 22, 2009, 09:55:50 AM
Looks like they got $2.3M.  :o
http://www.sfgate.com/cgi-bin/article.cgi?f=/n/a/2009/05/21/international/i021829D42.DTL&tsp=1 (http://www.sfgate.com/cgi-bin/article.cgi?f=/n/a/2009/05/21/international/i021829D42.DTL&tsp=1)

I agree though...it is stealing. Tempting as it may be I'd tell the bank of their error.
Title: Re: Bank error in your favor - Run far, run fast
Post by: erkishhorde on May 22, 2009, 10:18:42 AM
It's funny how something that can be made out of thin air can also be stolen.

I wonder how long $2.3mil would last. That's 46 years of pay for someone with a $50k salary. Without tax too.
Title: Re: Bank error in your favor - Run far, run fast
Post by: acalles on May 22, 2009, 11:14:01 AM
Back in the 90's my grandpa bought this huge 43ft $180k motor home..

The bank screwed up and sent him the title after the first payment  ;D

grandpa, not being a thief sent it back with a nice letter about them needing better employees.  [laugh] [laugh]

they were very thankfull to say the least.
Title: Re: Bank error in your favor - Run far, run fast
Post by: red baron on May 22, 2009, 01:10:04 PM
It's called morals.

:P
Title: Re: Bank error in your favor - Run far, run fast
Post by: Porsche Monkey on May 22, 2009, 01:47:00 PM
Quote from: trouble on May 22, 2009, 01:10:04 PM
It's called morals.

:P


+1. Wonder how many people are out of a job because of this.
Title: Re: Bank error in your favor - Run far, run fast
Post by: Xiphias on May 22, 2009, 02:17:26 PM
I hope they are caught. The holder of my mortgage screwed up and credited my mortgage (for fairly large amount). When I raised it to them - their first response was "Are you sure you didn't pay it down?" - I told them that I didn't have that amount of money lying around. So, the account rep sent my case "to a special accounting department". My initial reaction was not worry about it and let them eat it (the account rep on the other end was a smug cocksucker). About a half dozen phone calls later I finally hooked up with someone at W*M* who wasn't mentally handicapped and sorted it out. After going through all of the checks I sent them and crosschecking them against their records we found the error.
Title: Re: Bank error in your favor - Run far, run fast
Post by: Bun-bun on May 22, 2009, 03:00:11 PM
Quote from: Ducaholic on May 22, 2009, 01:47:00 PM

+1. Wonder how many people are out of a job because of this.
Hopefully at least the brain dead c*cksucker that made the error is out of a job.

I must say, I'm proud to be associated with such a group of moral individuals as the ones on this forum.





I'd take the money and run my ass off!
Title: Re: Bank error in your favor - Run far, run fast
Post by: ducpainter on May 22, 2009, 03:04:55 PM
steve miller band take the money and run (http://www.youtube.com/watch?v=fFGZufk4HFs#lq-lq2-hq-vhq)

It's just a song...
Title: Re: Bank error in your favor - Run far, run fast
Post by: somegirl on May 22, 2009, 05:38:36 PM
Friend of mine always said, "If you owe the bank a hundred thousand and can't pay it, you're in big trouble.  If you owe the bank a hundred million and can't pay it, the bank is in big trouble."
Title: Re: Bank error in your favor - Run far, run fast
Post by: ducpainter on May 22, 2009, 05:48:28 PM
Quote from: somegirl on May 22, 2009, 05:38:36 PM
Friend of mine always said, "If you owe the bank a hundred thousand and can't pay it, you're in big trouble.  If you owe the bank a hundred million and can't pay it, the bank is in big trouble."
perfect example of perspective... [thumbsup]
Title: Re: Bank error in your favor - Run far, run fast
Post by: Mother on May 22, 2009, 05:49:06 PM
I figure i'd just use it

not the entire amount

but

I would use the 6k

pay it back

and

take out any extra that interest raised over the 6.1m - $6000.00

and keep my mouth shut

they will catch on eventually

and then they would get their 6.1m back

I figure it would work out for both parties

but

i imagine the IRS would want to get their dirty-fist-in-your-ass grubby mits on some as well

Title: Re: Bank error in your favor - Run far, run fast
Post by: Ash on May 23, 2009, 10:11:26 AM
i got $5000 accidentally deposited in my account and called the bank to get it fixed.  it belonged to someone else whose acct number had a slight transposition to mine.


i dont want money that isn't mine. 
Title: Re: Bank error in your favor - Run far, run fast
Post by: somegirl on May 23, 2009, 12:38:27 PM
One of the big investment firms lost a 401(k) rollover of mine for a few months...it had been put into someone else's account.  They kept blaming the place that it came from for not transferring it at all. [roll]
Title: Re: Bank error in your favor - Run far, run fast
Post by: Sinister on May 23, 2009, 12:50:11 PM
Quote from: Mother on May 22, 2009, 05:49:06 PM
I figure i'd just use it
...
and keep my mouth shut


This from the man who decries the moral vacuity of others...
Title: Re: Bank error in your favor - Run far, run fast
Post by: Mother on May 23, 2009, 02:54:54 PM
Quote from: Sinister on May 23, 2009, 12:50:11 PM
This from the man who decries the moral vacuity of others...

Oh

If you are going to spend your time pointing out my double standards

you will be occupied/entertained for quite a while

Im selfish and a hypocrite when it suits me and I became ok with it a long time ago
Title: Re: Bank error in your favor - Run far, run fast
Post by: Sinister on May 23, 2009, 03:33:45 PM
Is 'double standard' the warm and IZ_ version of 'hypocrisy', these days?  I'm so out of touch with the latest PC bullshit.
Title: Re: Bank error in your favor - Run far, run fast
Post by: Mother on May 23, 2009, 03:42:08 PM
Quote from: Sinister on May 23, 2009, 03:33:45 PM
Is 'double standard' the warm and IZ_ version of 'hypocrisy', these days?  I'm so out of touch with the latest PC bullshit.

Quote from: Mother on May 23, 2009, 02:54:54 PM
Oh

If you are going to spend your time pointing out my double standards

you will be occupied/entertained for quite a while

Im selfish and a hypocrite when it suits me and I became ok with it a long time ago

Yes
Title: Re: Bank error in your favor - Run far, run fast
Post by: ducpainter on May 25, 2009, 04:10:17 PM
Quote from: Sinister on May 23, 2009, 03:33:45 PM
Is 'double standard' the warm and IZ_ version of 'hypocrisy', these days?  I'm so out of touch with the latest PC bullshit.
Quote from: Mother on May 23, 2009, 03:42:08 PM
Yes
His reading comprehension is fine...

He just has an issue reading everything before he opens his piehole. ;) :-*
Title: Re: Bank error in your favor - Run far, run fast
Post by: Grampa on May 25, 2009, 05:18:13 PM
I like pie
Title: Re: Bank error in your favor - Run far, run fast
Post by: ducpainter on May 25, 2009, 05:18:49 PM
Quote from: bobspapa on May 25, 2009, 05:18:13 PM
I like pie
humble?
Title: Re: Bank error in your favor - Run far, run fast
Post by: Porsche Monkey on May 25, 2009, 05:27:27 PM
Quote from: bobspapa on May 25, 2009, 05:18:13 PM
I like pie


You just had to huh?