Ducati Monster Forum

Local Clubs => CAM => Topic started by: monarc on January 19, 2013, 01:21:03 PM

Title: Question for those that live/ ride in DC
Post by: monarc on January 19, 2013, 01:21:03 PM
Been out of the game for a while - had a lovely '98 M750 back in the days of the old DML Cam list (selling it was such a mistake  [bang]) but recently picked up a multistrada 620 for too good a deal to pass up... my question is who are DC residents using for insurance?  I was on progressive which was fine when i used to live in VA but they do not represent in DC.  Anyone happy with their coverage?  I know Geico is an option but... never a fan before.  thanks, looking forward to the spring and more of these nice weather weekends. [Dolph]
Title: Re: Question for those that live/ ride in DC
Post by: 696DCRider on January 19, 2013, 01:22:19 PM
I use foremost. I'm paying about 50 a month on a 696 monster.
Title: Re: Question for those that live/ ride in DC
Post by: monarc on January 20, 2013, 01:08:06 PM
Thanks, i've never heard of them but will be sure to give them a call. 

Title: Re: Question for those that live/ ride in DC
Post by: David Lowenstein on January 20, 2013, 02:52:56 PM
I've had my daily driver (VW Golf), Aprilia scooter, and S2R1K insured with State Farm for 5+ years.  The S2R1K piece is $570/year.  I've never had a claim with them so I can't speak to the claims process.

Dave
Title: Re: Question for those that live/ ride in DC
Post by: betarace on January 21, 2013, 04:59:15 AM
Gieco $425 for my 999 full cover, $126 extra for the S2R8   Full year pricing
Title: Re: Question for those that live/ ride in DC
Post by: twolanefun on January 22, 2013, 09:39:49 AM
Sorry I can't help, my collection is insured for ~$700 year full coverage except no collision on Paso and SS900 just Liability, fire/theft. But I live in Virginia, Ex-MSF Instructor and I'm a little over 30 ;D - Gene
Title: Re: Question for those that live/ ride in DC
Post by: monarc on January 22, 2013, 04:04:21 PM
Thanks all,  looks like i've got some calls to make.  might as well as it's too damn cold ride this week anyway  [beer]. 

Title: Re: Question for those that live/ ride in DC
Post by: DRKWNG on January 26, 2013, 10:17:20 AM
Quote from: twolanefun on January 22, 2013, 09:39:49 AM
a little over 30 ;D - Gene

Are you?
Title: Re: Question for those that live/ ride in DC
Post by: twolanefun on January 26, 2013, 03:20:01 PM
Just a little but don't tell Nora I keep telling her I'm 29.  ;D - Gene
Title: Re: Question for those that live/ ride in DC
Post by: DRKWNG on January 26, 2013, 04:02:51 PM
 [thumbsup]
Title: Re: Question for those that live/ ride in DC
Post by: xsephirot on February 04, 2013, 12:40:49 PM
Another vote for Foremost.

$382/year for a s2r 800. Should note I was 24 when I got that quote too.
Title: Re: Question for those that live/ ride in DC
Post by: 696DCRider on February 04, 2013, 01:58:39 PM
Jeez, that's a lot cheaper than my rate and I'm 32.
Quote from: xsephirot on February 04, 2013, 12:40:49 PM
Another vote for Foremost.

$382/year for a s2r 800. Should note I was 24 when I got that quote too.
Title: Re: Question for those that live/ ride in DC
Post by: David Lowenstein on February 04, 2013, 02:07:27 PM
Remember that the coverage details can make a big difference, so make sure you're comparing apples-to-apples.  I pay $570/year for my S2R1000, but I have $500K liability coverage and $500 deductible collision & comp.  Reducing the liability coverage to the state minimum, and increasing deductibles, would bring the annual cost down significantly.

Dave

Quote from: 696DCRider on February 04, 2013, 01:58:39 PM
Jeez, that's a lot cheaper than my rate and I'm 32.
Title: Re: Question for those that live/ ride in DC
Post by: zooom on February 05, 2013, 04:53:42 AM
Quote from: dlowenst on February 04, 2013, 02:07:27 PM
Remember that the coverage details can make a big difference, so make sure you're comparing apples-to-apples.  I pay $570/year for my S2R1000, but I have $500K liability coverage and $500 deductible collision & comp.  Reducing the liability coverage to the state minimum, and increasing deductibles, would bring the annual cost down significantly.

Dave


and to dovetail onto what Dave said...I do in fact carry higher coverages just due to some of the more affluent vehicles around here...if you happen to t-Bone some asshats Bentley for example...the coverage limits will be hit quick leaving you liable for the remainder if you are found at fault for any reason...and due to some of these asshats having the $$$ for better lawyers to argue any and all points....it just isn't worth it to me to not cover my assets!!!
Title: Re: Question for those that live/ ride in DC
Post by: xsephirot on February 06, 2013, 01:28:03 PM
Quote from: dlowenst on February 04, 2013, 02:07:27 PM
Remember that the coverage details can make a big difference, so make sure you're comparing apples-to-apples.  I pay $570/year for my S2R1000, but I have $500K liability coverage and $500 deductible collision & comp.  Reducing the liability coverage to the state minimum, and increasing deductibles, would bring the annual cost down significantly.

Dave


That is true. I'm on 100/300/50 for both bodily and underinsured. 500 deductible. No medical.
Title: Re: Question for those that live/ ride in DC
Post by: jotapes on February 26, 2013, 02:40:11 PM
Hi, I just joined this forum and came across this post.

I use StateFarm and pay $44 per month. Fully covered.