TD bank steals

Started by He Man, August 24, 2011, 02:46:21 PM

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He Man

i just read up the differences between credit union and banks. being part of a credit union pretty much kills my ability to keep my cash in a bank. which only affects me when im traveling pretty much.

He Man


Bladecutter

Quote from: vincheung on August 30, 2011, 10:00:24 AM
My credit union is like the DMV, long lines, teeth sucking bad attitude tellers, nickel and dime you for everything (atm fee + $1 credit union fee even for checking balance), only good thing is their loan rates.

Sucks to be a member of your credit union then.

Mine just about always has short lines, the tellers in both branches that I infrequently visit are extremely polite, and I don't get feed on anything. Plus, the loan rates are fantastic.

I had been a customer of Citibank for 12 years, and cut the ties earlier this year.
I started my account with my credit union back in '07 when I bought the S2R1k.
Slowly increasing my business with the CU over the years, and just constantly getting fantastic service sealed the deal.

The only advantage to a bank is access to your bank's atm's across the country.
If you're a member of the credit union, if you can locate another credit union across the country, usually there's no fee to get cash.

BC.

Speedbag

Quote from: RAT900 on August 25, 2011, 04:22:56 AM
Considering the epic ass-rape that the banking and financial industry pulled on us as taxpayers....writing and covering bad mortgage paper

this is no surprise

My favorite is the auto loan that we only get invoices for every other month.....they always claim it was sent

we never see it.......but they are damn sure to get the one with a late-non payment fee tacked on into the mail box

welcome to America the new thoroughly corrupt Banana Republic of the western hemisphere

+1000
I tend to regard most of humanity as little more than walking talking dilated sphincters. - Rat

hbliam

Quote from: He Man on August 29, 2011, 07:46:56 PM
i just read up the differences between credit union and banks. being part of a credit union pretty much kills my ability to keep my cash in a bank. which only affects me when im traveling pretty much.

Why?

hbliam

I use USAA for banking. No branches in CA but all ATM surcharges and fess are refunded. Deposits done in 60 seconds via iPhone.

I also have an account at my credit union for loans and the rare time I need a cashiers check, make a cash deposit, etc. No lines.  No attitude. Easy loans with low rates. Signature loan of two months salary available in an hour if needed. When I needed a cashiers check once, but the money I transferred hadn't cleared yet, they looked at my account and loan history and cut the $5K plus check. Try that at a bank.

Hank025

Ive had to escalate my "coin roll" deposits a couple times beyond the newly trained Teller up to the manager level.


Just ask them if they know if any other banks will take the coin rolls, its not hard to walk across the street and get them cashed.

And just so I can add my sob story . I had coins get jammed in there but didn't realize it until the guy behind me asked why his balance was Zero after he dumped in his coins. So he got credit for my money when they fixed the machine. He was nice enough to throw me 20bucks because he knew he didnt have as much as he was credited.
2007 S2R 1000

Punx Clever

Quote from: hbliam on August 30, 2011, 03:49:01 PM
I use USAA for banking. No branches in CA but all ATM surcharges and fess are refunded. Deposits done in 60 seconds via iPhone.

Or in any state for that matter.  But I will agree with you, USAA is pretty make the beast with two backsing awesome for banking if you can get in the door.  Their loan rates are great, and their mutual funds work well too.
2008 S2R 1000 - Archangel

The Edge... there is no honest way to explain it because the only people who really know where it is are the ones who have gone over.  - HST