Maaaaan, I wish I wasn't broke.
I'd love to order up a brand-spankin' new Multi 1100S with all the bells and whistles. I wouldn't skip out on the payments... I'd use that time to knock the balance down so I didn't pay so much total interest in the long run.
But alas, I need to get rid of the little "bad debt" that I have accumulated. I'm paying off my car next week when I get my bonus from work (the amount and deposit date was confirmed yesterday), and then throwing what's left at my one credit card with a balance. My first priority next year is to pay off the rest of that card. Then I need to finish the trackbike. THEN I need to start that fund for buying a house.
A new motorcycle, unfortunately, falls WAY down on that list. For the forseeable future, I'm just gonna keep enjoying the Ducati I already own outright. [moto]
In the spirit of the recent Thanksgivign holiday, I'm thanking God that I have a stable job, that my organization is actually
understaffed right now (job security), that I'm getting a sweet bonus in a week, and that I'll be receiving any raise at all next year. So many people are so much worse off. All I have to do is switch the spending "off", and my earnings are more than enough to keep me afloat. Not to mention thankfulness for great family & friends.