Damn

[Mduc]

I live in NJ and got the motorcycle insurance through Rider sp? but for my 07 S2R1K it is 12.92 per month for liability only, full coverage costs me 45 a month. I am 31 so its really cheap. I need to find out how much the 848 would be nice I want a second bike and it looks sooo nice.  [moto]

[GLantern]

+1 to state farm i am 24 and have my 1098 and car with them.  Nobody else came close to matching the price for full coverage on my bike.  I'm paying around $90 a month for the bike.  Make sure you take defensive driving for the extra discount too.  No points or tickets on record though here.  Good luck

[NvrSummer]

The problem with that FOR ME is that I have a really good auto/homeowner insurance company, USAA. Unforunately, they write polies through Progressive who is REDICULOUSLY high. I called State Farm and they will only write a bike policy if you have a major policy with them already such as auto/homeowner...

Same boat here.  Who you using for bike insurance?

[stateprez]

+1 again for State Farm.  Full coverage on the 999 is $60 a month, with two tickets.  The coverage on my S2R 800 was actually more than the SBK.

....and to the bike only with a car- I started with a car, put the bike on the policy, sold the car, and kept the bike no problems.  It's definitely not corporate policy...discretion probably goes franchise to franchise.

[bluemoco]

You could consider buying a nice used SBK.  There are plenty of perfect, low-mileage examples out there. 

Sell your Monster (if you want to), pay cash for a used SBK, and then you'll be able to carry the minimum required insurance levels.   You'll save lots of money in the long run.   Call me crazy, but I don't like borrowing money for toys like bikes + boats, etc.   YMMV

Oh - and I have to be a dissenter on all this State Farm cheerleading.     I had HORRIBLE experience with SF as a homeowner (including a trip to arbitration), and we switched to a different insurer.  Again, YMMV

[GLantern]

You could consider buying a nice used SBK.  There are plenty of perfect, low-mileage examples out there. 

Sell your Monster (if you want to), pay cash for a used SBK, and then you'll be able to carry the minimum required insurance levels.   You'll save lots of money in the long run.   Call me crazy, but I don't like borrowing money for toys like bikes + boats, etc.   YMMV

Oh - and I have to be a dissenter on all this State Farm cheerleading.     I had HORRIBLE experience with SF as a homeowner (including a trip to arbitration), and we switched to a different insurer.  Again, YMMV

As a homeowner i know they are not the best i wouldn't recommend switching your house to them.  My mom was with them for 18years and they just dropped her last year because they decided her house was in a high risk area, it has never been moved...........

State farm covers track days by the way   

[lauramonster]

Progressive treated me well with my accident, paid out the wazoo quickly and the premiums can't be matched by the home insurance carrier.  Guess I'll have to wait to see the policy renew before I'm sure.

[DLSGAP]

Insurance is most definitely a legal scam... my wife works in insurance so she knows..

My bike is both registered and insured in her name with me listed as a driver... so MUCH cheaper that way. insurance isn't just on your driving record... mine is clean. hers is shit. but she's got better credit than me... so insurance in her name with me listed as a rider came out to be about 1/10th the cost of having it all in my name.

[herm]

338 a year, so.........about 28 bucks a month for full coverage.

with progressive.

[Duck-Stew]

I'm about $100/mo for three bikes (full coverage on the HD and '95 M900, and liability on a 96 SS) and a renters policy.  35y.o. w/o tickets (that they know about yet...)

[SP3]

i wouldn't expect comprehensive coverage on a $14k (hyper) sportbike to be as cheap as liability only on a 12 year old standard naked.

i'm sure liability for the 848 would be "cheap," too.

My Monster costs more than my SP3 "because it has a bigger engine". $340 a year through state farm full coverage on the Monster.

[jdubbs32584]

In a couple weeks, I turn 25. Yay for lower rates! I'm switching everything over to State Farm since I know someone out here who's an agent.

Audi: $95/month
Duc: $24/month
Renters: $11/month

All as full coverage as you can get. I don't think its too bad but I don't have much experience. I've got no tickets or wrecks in the past three years.

[Monsterlover]

I had State Farm but I left and went to Ryder.

On my 675 they were the only ones in the ballpark.  Everyone else $2k a year full coverage.  SF - $450 for the same.  When I sold the Triumph and put my KTM 950SMR in it's place it jumped to about $1000 a year for the same coverage.

Rider was $300 even for the same.

I carry full tort on all my insurance policies so that raises rates a little but it's worth it for me to have it.  Needed it once and didn't have it.  Lesson learned.

[amcloud]

Try ducati foremost.  I am a 23 year old male and my rate for my 696 for full coverage was $313 a year and for my 1100s it is somewhere in the 600s a year. 

[IZ]

D*mn dude!!  You're going to get a stiff azz raping if you go that route with current ins.!!

I'm talking to my insurance about 1100S tomorrow.

These f*ckers are jacking me on the 620 ins. in TX!!    

I'm about ready to shop around.

Plus, I just got a scam letter from them saying they jacked up ins. after a credit check.  Said this was a follow up letter to the letter they SAID they sent out asking us to do the check.

BULLSHIT!!