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Started by Porsche Monkey, March 10, 2009, 06:08:22 PM

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Porsche Monkey

March 10, 2009, 06:08:22 PM
Got the okay from the wife to trade the Monster and get an 848. Then I got a quote from my insurance company and it is through the roof. Geiko for those who want to know. I have a couple tickets on record. I just have liability on the monster because its paid off and its a 97. The liability costs something like 25 bucks a month. Full coverage for the 848 would cost around 500 bucks a month. Talk about getting my bubble popped. Guess I'm gonna have to do some insurance shopping. And yes I believe insurance is a legal scam. Little bit upset right now.
Quote from: bobspapa on July 18, 2009, 04:40:31 PM
if I had a vagina...I'd never leave the house

NAKID

#1
March 10, 2009, 06:12:52 PM
Ouch dude. I pay 40 a month for full coverage for my S2R1000. That's with Foremost (subsidiary of Farmers)...
2005 S2R800
2006 S2R1000
2015 Monster 821

Porsche Monkey

#2
March 10, 2009, 06:18:04 PM
Yeah I was shocked. No wrecks or DWIs just some tickets. 
Quote from: bobspapa on July 18, 2009, 04:40:31 PM
if I had a vagina...I'd never leave the house

DesmoDiva

#3
March 10, 2009, 06:23:35 PM
Insure it in your wife's name with you as a driver.

B and I just saved close to 50% on our premiums doing this with some of our vehicles to get our payments lower.

We have Progressive in NY. 
'01 ST4 Yellow
'02 ST4s Yellow

Porsche Monkey

#4
March 10, 2009, 06:27:40 PM
Quote from: DesmoDiva on March 10, 2009, 06:23:35 PM
Insure it in your wife's name with you as a driver.

B and I just saved close to 50% on our premiums doing this with some of our vehicles to get our payments lower.

We have Progressive in NY. 



Ill have to try that.  I think my wife has more tickets than I do though and she's a bit younger than me. She's 24 I'm 32.
Quote from: bobspapa on July 18, 2009, 04:40:31 PM
if I had a vagina...I'd never leave the house

ducpainter

#5
March 10, 2009, 06:33:09 PM
Quote from: Ducaholic on March 10, 2009, 06:08:22 PM
Got the okay from the wife to trade the Monster and get an 848. Then I got a quote from my insurance company and it is through the roof. Geiko for those who want to know. I have a couple tickets on record. I just have liability on the monster because its paid off and its a 97. The liability costs something like 25 bucks a month. Full coverage for the 848 would cost around 500 bucks a month. Talk about getting my bubble popped. Guess I'm gonna have to do some insurance shopping. And yes I believe insurance is a legal scam. Little bit upset right now.
I need pics of the wife...

to understand this....

okay thing. ;)

;D
"Once you accept that a child on the autistic spectrum experiences the world in
 a completely different way than you, you will be open to understand how that
 perspective
    is even more amazing than yours."
    To realize the value of nine  months:
    Ask a mother who gave birth to a stillborn.
"Don't piss off old people The older we get, the less 'Life in Prison' is a deterrent."


Spidey

#6
March 10, 2009, 06:36:30 PM
I know that insurance is really dependent on location, bike, person, etc.  Nonetheless, in my experienve Geico is much higher than others around.  Definitely do some shopping.  You might be pleasantly surprised.  Keep your fingers crossed.

Oh, and be sure to send pics of your wife to the dirty ole man from New Hampshire.   [cheeky]
Occasionally AFM #702  My stuff:  The M1000SS, a mashed r6, Vino 125, the Blonde, some rugrats, yuppie cage, child molester van, bourbon.

Porsche Monkey

#7
March 10, 2009, 06:45:18 PM
Quote from: ducpainter on March 10, 2009, 06:33:09 PM
I need pics of the wife...

to understand this....

okay thing. ;)

;D


Ill get right on her that.
Quote from: bobspapa on July 18, 2009, 04:40:31 PM
if I had a vagina...I'd never leave the house

swampduc

#8
March 10, 2009, 06:54:40 PM
Quote from: Ducaholic on March 10, 2009, 06:27:40 PM


Ill have to try that.  I think my wife has more tickets than I do though and she's a bit younger than me. She's 24 I'm 32.
Excellent  [evil]. There's still hope for me yet.
Respeta mi autoridad!

Grampa

#9
March 10, 2009, 06:55:54 PM
try Culver
Gaspar, Melchior and Balthasar kicked me out of the band..... they said I didnt fit the image they were trying to project. 

So I went solo.  -Me

Some people call 911..... some people are 911
-Marcus Luttrell

Duck-Stew

#10
March 10, 2009, 07:03:20 PM
Sometimes, if you can 'grandfather' into a good company that your parents (or hers) have used for years...  There are 'hidden' discounts that can save BIG $$$$$.

Years ago, I had a g/f who had State Farm.  Her grandfather had had State Farm since like the 1800's or sumptin' like that.  We've split up, but somewheres in thier computer, I'm ***STILL*** on the unbelievable low rate system.

I've tried calling other companies to see if they can save me some $, and NO ONE YET has even come close...ever.  (not that I try much, I'm happy with what I'm paying for the coverages I'm getting...)  YMMV.
Bike-less Portuguese immigrant enjoying life.

OstOgBajer

#11
March 10, 2009, 07:07:12 PM

derby

#12
March 10, 2009, 07:07:57 PM
Quote from: Ducaholic on March 10, 2009, 06:08:22 PM
Got the okay from the wife to trade the Monster and get an 848. Then I got a quote from my insurance company and it is through the roof. Geiko for those who want to know. I have a couple tickets on record. I just have liability on the monster because its paid off and its a 97. The liability costs something like 25 bucks a month. Full coverage for the 848 would cost around 500 bucks a month. Talk about getting my bubble popped. Guess I'm gonna have to do some insurance shopping. And yes I believe insurance is a legal scam. Little bit upset right now.

i wouldn't expect comprehensive coverage on a $14k (hyper) sportbike to be as cheap as liability only on a 12 year old standard naked.

i'm sure liability for the 848 would be "cheap," too.


-- derby

'07 Suz GSX-R750

Retired rides: '05 Duc Monster S4R, '99 Yam YZF-R1, '98 Hon CBR600F3, '97 Suz GSX-R750, '96 Hon CBR600F3, '94 Hon CBR600F2, '91 Hon Hawk GT, '91 Yam YSR-50, '87 Yam YSR-50

click here for info about my avatar

Porsche Monkey

#13
March 10, 2009, 07:12:33 PM
Quote from: derby on March 10, 2009, 07:07:57 PM
i wouldn't expect comprehensive coverage on a $14k (hyper) sportbike to be as cheap as liability only on a 12 year old standard naked.

i'm sure liability for the 848 would be "cheap," too.






Liability was something like 40 bucks a month. But I am going to have to finance some of the bike, hence the full coverage. Wife pics to follow.
Quote from: bobspapa on July 18, 2009, 04:40:31 PM
if I had a vagina...I'd never leave the house

ducpainter

#14
March 10, 2009, 07:17:52 PM
Quote from: Ducaholic on March 10, 2009, 07:12:33 PM


Liability was something like 40 bucks a month. But I am going to have to finance some of the bike, hence the full coverage. Wife pics to follow.
I can't hold my breath forever bro....
"Once you accept that a child on the autistic spectrum experiences the world in
 a completely different way than you, you will be open to understand how that
 perspective
    is even more amazing than yours."
    To realize the value of nine  months:
    Ask a mother who gave birth to a stillborn.
"Don't piss off old people The older we get, the less 'Life in Prison' is a deterrent."


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