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Ducati Monster Forum
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Insurance. How much
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Topic: Insurance. How much (Read 4753 times)
Dustin1231
Jr. Member
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Posts: 52
Insurance. How much
«
on:
May 16, 2008, 06:20:52 AM »
Just a quick question? how much do you pay for your insurance?
ON my 2001 600 DARk it was $7 a month for full, with the multi car discount
and on my 01 S4 it was 29 a month. But now i have to add a claim so who know....
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5891jonathan
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Posts: 22
Re: Insurance. How much
«
Reply #1 on:
May 16, 2008, 07:44:04 AM »
I pay $218 for my 2004 Honda VFR. Liabiity and collision. Deductible is $500. Geico.
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♣ McKraut ♣
Hero Member
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Posts: 3177
touched by his noodly appendage
Re: Insurance. How much
«
Reply #2 on:
May 16, 2008, 08:02:36 AM »
after a horrible experience after laying my monster (RIP) down in AR last month, i will never again be a Progressive customer. of course your experience may be different, but i also totaled a car last year (drunk driver hit me) and had progressive for that, too...and it was nothing short of a ridiculously bad experience. also, progressive only comes with $1000 of total coverage for gear and parts/accessories (at least that's what was standard on my texas policy when i started it last year on the monster). so i wasn't compensated for any of my thrashed gear, and maxed out the $1k with the parts and accessories very quickly (which i'm sure they'll be able to sell).
FWIW a lot of people in DFW area have said great things about Dairlyand; that's who i went with for my 900SS; i think it ended up being like $850 a year or something for full coverage. though, Monsters were rated MUCH lower for insurance (like $200 for full coverage for my 750 if they wouldn't have totaled it). i also got a quote from Esurance (they have an underwriter for their motorcycle department) and they had some seriously low rates, at least on the bikes i was checking on. no experience with them, but might be worth checking out. both dairyland and esurance i seem to remember come with pretty nice levels of coverage standard for your gear and parts/accessories.
i'm male, single, 28, and have a couple speeding tickets on my record, if that helps.
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monstah
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Posts: 11
Re: Insurance. How much
«
Reply #3 on:
May 16, 2008, 11:51:25 AM »
Mine is $55/mth in Progressive for my '02 620. I don't have a car not accident record so far
Just curious to see how much everybody else pays??
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Mduc
Full Member
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Posts: 110
Re: Insurance. How much
«
Reply #4 on:
May 16, 2008, 11:59:33 AM »
Riders in NJ for the 2007 S2R1K they quoted me 460 full coverage or 150 liab only.
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Duc Stamp
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Posts: 182
Re: Insurance. How much
«
Reply #5 on:
May 16, 2008, 12:01:00 PM »
Quote from: Dustin1231 on May 16, 2008, 06:20:52 AM
Just a quick question? how much do you pay for your insurance?
ON my 2001 600 DARk it was $7 a month for full, with the multi car discount
and on my 01 S4 it was 29 a month. But now i have to add a claim so who know....
Curious who you have coverage through.
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Dustin1231
Jr. Member
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Posts: 52
Re: Insurance. How much
«
Reply #6 on:
May 16, 2008, 12:19:00 PM »
Quote from: Duc Stamp on May 16, 2008, 12:01:00 PM
Curious who you have coverage through.
American Family.
Ive got my Dodge dokota, the BIke and renters insurance with them. "had" a clean record. So will see what happens in a couple months.
I guess for some reason they dont concider a Monster a sport bike. Even though my S4 would beat my freinds 750 GSXR to 80-100mph
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Duc Stamp
Full Member
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Posts: 182
Re: Insurance. How much
«
Reply #7 on:
May 16, 2008, 12:24:12 PM »
Thanks. I may have to look into them if I move soon. I have state farm and while it's not expensive, it's not quite as cheap as yours. I'm over 25, married, clean record and according to Chaos I have a vagina. I think that last one will be news to my wife.
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He Man
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Posts: 11596
Re: Insurance. How much
«
Reply #8 on:
May 16, 2008, 01:42:52 PM »
ya'll lucky to be living where youre at.
NYC- Brookln
$560 liability only
$5000 medical if i am in an accient that is my own fault (aka no one was invovled), hope fully that will cover the cost of a band-aid and lolly pop should i ever need it. Oh and some free morphine.
Quoted $3500 for full coverege, maximum deduct.
Age: 20, Male, Single
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Posts: 16
Re: Insurance. How much
«
Reply #9 on:
May 16, 2008, 01:58:17 PM »
Geico.....$142 a year.... Liabiity and collision
41 years old....no accidents........NO TICKETS
( been pulled over 13 times..........Guess I've been lucky!)
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raulduke
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Posts: 211
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Re: Insurance. How much
«
Reply #10 on:
May 16, 2008, 07:35:14 PM »
Farmers ...$181 a year...one ticket...39 years old...multi-car
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Dustin1231
Jr. Member
Offline
Posts: 52
Re: Insurance. How much
«
Reply #11 on:
May 16, 2008, 08:03:52 PM »
Quote from: He Man on May 16, 2008, 01:42:52 PM
ya'll lucky to be living where youre at.
NYC- Brookln
$560 liability only
$5000 medical if i am in an accient that is my own fault (aka no one was invovled), hope fully that will cover the cost of a band-aid and lolly pop should i ever need it. Oh and some free morphine.
Quoted $3500 for full coverege, maximum deduct.
Age: 20, Male, Single
Dont know if i would say i was im lucky to live here. The roads are straight and boring.
Im 22 male, clean record and single.
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m1moto
Sr. Member
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Posts: 266
Re: Insurance. How much
«
Reply #12 on:
May 16, 2008, 08:16:57 PM »
Progressive - $293 per year for my S2R1k and my wife's Ninja 250
Liability & collision, $3000 for accessories
(4 years no claims , 1 ticket)
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ROBsS4R
Hero Member
Offline
Posts: 1824
No matter where you go, there you are
Re: Insurance. How much
«
Reply #13 on:
May 16, 2008, 10:17:47 PM »
I pay way to much
about $700 a year with very high end coverage for a 05 S4R. Both Geico and Progressive have very similar rates for me
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corey
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Re: Insurance. How much
«
Reply #14 on:
May 17, 2008, 05:10:47 AM »
You guys with high rates should try and find a private insurance agent. They use the big companies, but do all the leg work, so are able to offer the same coverage at lower rates. Through my agent, i was able to get insured with Progressive for $438 a year for full coverage, including comprehensive, collision, and even $3000 worth of accessories protection to buy new gear and framesliders with if i ever go down. The same coverage through Progressive WITHOUT using my agent was literally double, at about $915 bucks.
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