Why should i have to pay for your convience?

[Kopfjäger]

wouldn't that depend on how the transaction was processed? you can process those both as an at (with pin) or via the mc/visa system.

Yes, I'm pretty sure if it's processed as a Check Card (pin entered) it's cheaper for the Merchant. I know it is at the bicycle shop I use, and I always ask the store I'm in what's better for them. They normally say Check Card.

[derby]

Yes, I'm pretty sure if it's processed as a Check Card (pin entered) it's cheaper for the Merchant. I know it is at the bicycle shop I use, and I always ask the store I'm in what's better for them. They normally say Check Card.

i often do the same thing. however, i believe that if you process a transaction through the bank/atm network, you may not get the "card" protections.

small transactions (gum, water, etc) i'll usually use my card/pin... anything that i may want extended warranty/shit gets stolen protection is visa-processed.

[Kopfjäger]

i often do the same thing. however, i believe that if you process a transaction through the bank/atm network, you may not get the "card" protections.

small transactions (gum, water, etc) i'll usually use my card/pin... anything that i may want extended warranty/shit gets stolen protection is visa-processed.

From what I understand, the Bank/Credit Union is responsible for the money you spend with Your Check card. Meaning if someone steals it and somehow makes it work and it wasn't you who made the purchase, they (the bank) have to repay you. That is why there is a limit on cash withdrawls and store purchases in a 24hr period.

[cyrus buelton]

I don't understand the issue.

It is a service.

You pay to use it.

It is convenient.


Don't like?

accept a money order and deal with that nightmare.

Oh yeah, you have to pay for that too.

[DrDesmo]

I don't understand the issue.

It is a service.

You pay to use it.

It is convenient.


Don't like?

accept a money order and deal with that nightmare.

Oh yeah, you have to pay for that too.

No no, I want the ability to digitally receive money, have seller protection, and not have to go to the post office, not have to deal with going to the bank, not have to deal with waiting in line ... for free!



Everything is amazing, nobody is happy...

Adam

[Kopfjäger]

 

All too true. 

[herm]

Why do sellers have to pay a fee to accept paypal when its a buyers convenience?

I refuse to have to pay for

1. Insertion fee
2. Initial price fee
3. Final Value fee
4. Paypal fee (owned by ebay, so you might as well tack it as a ebay fee)

Ofcourse ebay has come out wiht a new 5 fee items a month. but for the times i list more than 5 items. yea...no thank you.

AFAIK, i looked through all of ebays rules. there is none about a seller charging a buyer to pay for paypal fees. Just like a store can refuse to accept a credit card payment for anything under a certain amount because they lose a lot of money on those type of items since its mostly what they sell.

ridiculous ebay fees, great for buyers a nightmare for sellers.

that is not actually legal (last time i looked into it.) merchants who follow that practice risk losing the convenience of accepting credit cards for transactions.

they (and you) should always keep in mind how much business is done without the use of real cash......and the potential loss of sales if you/they choose not to accept the cost of doing business electronically.

[He Man]

accept a money order and deal with that nightmare.

Oh you mean Paypal isnt a nightmare for sellers? You do realize theres a multitude of class action cases against paypal right? Money order is CASH. accept a money order is like accepting cash.

Oh and who pays the fee for hte money order? the BUYER does. WHen you write a check, who pays for the Check? the BUYER does.

DOes anyone not see the ridiculous nature of the eBay & paypal team? I DONT WANT TO USE PAPYPAL, but buyers LOVE IT. therefore im forced to use it. But if the buyer wants it so bad, why dont they fork over the money for it instead?

Look how much money the big bank makes. Say a small time guy uses a credit card to buy a bunch of product. Visa makes 5% on that transaction... the small time guy repackages it for distribution, and each supermarket buys it.... Visa makes 5% on the transaction....the buyer has the price of the item jacked up because of this.

eBay charges these countless number of charges....lets take for example, You want to sell a spare brand new tire. You purchased it for $120 online. you are looking for $100 for it. No one bites online, but you get offers for $80. its too low, your not willing to sell it for that much, so you ebay it hoping for atleast $100. The auction ends and yay you got $100 for it!

Lets track the fees for it. you just paid $0.15 to insert it, $2.00 to start the bid at 75 bucks, a final value fee of $9 (9%) and you lost $3 bucks on paypal fees.

To total it, you just lost $14.15 on it and had to jump through crazy hoops just to sell it. Congrats you jsut saved an extra $5 bucks for going to ebay.

Does anyone not realize how greedy these guys are? Im all for you making money, but when will you stop trying to squeeze every single penny out of someone whos making you money? Wall St journal has put a few articles up about how sellers are revolting against eBay, but quite frankly, the only way for that to happen is for a competing website to come up with a comparable service. Currently there is none. I wonder why that is? eBay probably ends up buying them out.  So now what? your stuck with eBay again.

In the end, everyone pays no matter how you look at it.


Id also like to note this little rule that paypal/ebay makes....

Paypal is a free service!
If you want to accept credit cards you must upgrade to premier class!
If you want to sell on ebay you must accept credit cards!
Once you are a premier class all paypal transactions have a fee behind them!
Paypal isnt free.

[Privateer]

vote with your dollar.

Don't use Ebay.


I thought surcharges on credit cards had been outlawed since the 70's?  that's why you see "cash discount" prices instead.

[DrDesmo]

Oh you mean Paypal isnt a nightmare for sellers? You do realize theres a multitude of class action cases against paypal right? Money order is CASH. accept a money order is like accepting cash.

Oh and who pays the fee for hte money order? the BUYER does. WHen you write a check, who pays for the Check? the BUYER does.

DOes anyone not see the ridiculous nature of the eBay & paypal team? I DONT WANT TO USE PAPYPAL, but buyers LOVE IT. therefore im forced to use it. But if the buyer wants it so bad, why dont they fork over the money for it instead?

Look how much money the big bank makes. Say a small time guy uses a credit card to buy a bunch of product. Visa makes 5% on that transaction... the small time guy repackages it for distribution, and each supermarket buys it.... Visa makes 5% on the transaction....the buyer has the price of the item jacked up because of this.

eBay charges these countless number of charges....lets take for example, You want to sell a spare brand new tire. You purchased it for $120 online. you are looking for $100 for it. No one bites online, but you get offers for $80. its too low, your not willing to sell it for that much, so you ebay it hoping for atleast $100. The auction ends and yay you got $100 for it!

Lets track the fees for it. you just paid $0.15 to insert it, $2.00 to start the bid at 75 bucks, a final value fee of $9 (9%) and you lost $3 bucks on paypal fees.

To total it, you just lost $14.15 on it and had to jump through crazy hoops just to sell it. Congrats you jsut saved an extra $5 bucks for going to ebay.

Does anyone not realize how greedy these guys are? Im all for you making money, but when will you stop trying to squeeze every single penny out of someone whos making you money? Wall St journal has put a few articles up about how sellers are revolting against eBay, but quite frankly, the only way for that to happen is for a competing website to come up with a comparable service. Currently there is none. I wonder why that is? eBay probably ends up buying them out.  So now what? your stuck with eBay again.

In the end, everyone pays no matter how you look at it.


Id also like to note this little rule that paypal/ebay makes....

Paypal is a free service!
If you want to accept credit cards you must upgrade to premier class!
If you want to sell on ebay you must accept credit cards!
Once you are a premier class all paypal transactions have a fee behind them!
Paypal isnt free.

Holy ****!!! You mean advertising my items to the world in a marketplace that usually gets a great price, isn't free?  And accepting payments - literally - at the speed of light costs money?

To quote Morpheus:



Welcome ---- to the real world!

Seriously though - I completely agree with you He Man, their fees are ridiculous.  But that's their business and seriously - vote with your $.  I use PayPal strictly to accept deposits on vehicles (which I refund upon receiving full price payment) and when I sell stuff on forums - and I give customers the choice to use Check / MO for free, or PayPal for +3%

I haven't sold anything on eBay in years ... But I do buy a bunch of stuff there 

Simple supply and demand ... If enough people stop using them the price will go down 

Cheers,
Adam

[He Man]

Holy ****!!! You mean advertising my items to the world in a marketplace that usually gets a great price, isn't free?  And accepting payments - literally - at the speed of light costs money?

Dont start trying to make me sound like a liberal hippy who thinks everything should be free. im totally cool with paying for ebay.

but theres point where its just anal rapage. no ones going to step down from ebay until another one come up.

[DrDesmo]

Dont start trying to make me sound like a liberal hippy who thinks everything should be free. im totally cool with paying for ebay.

but theres point where its just anal rapage. no ones going to step down from ebay until another one come up.

www.craigslist.org

I have sold everything from a $50 iPod, to volvo door trim pieces, to $9800 bikes on there for 0 dollas ... Just sayin.  Try some other venues 

Adam

[derby]

I have sold... $9800 bikes on there for 0 dollas ... Just sayin.

next time you do this, send me a PM first. 

[DrDesmo]

next time you do this, send me a PM first. 

Adam

[He Man]

wheres the mailing list for that?