LSD4me
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« on: July 17, 2009, 01:17:27 PM » |
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Broad Question....Why would one get a motorcycle alarm if they have insurance? Insurance covers theft so what would be the advantage to adding an alarm, besides the cool factor. (Scorpio...  )) |
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2009 M696
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He Man
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« Reply #1 on: July 17, 2009, 02:28:03 PM » |
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insurance doesnt cover theft.
comperhensive covers theft.
i have insurance, i dont have comprehensive
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2006 Ducati S2R1100 Yea.... stunttin like my daddy CHROMED OUT 1100!!!!
Check out my Latest Video! 05/13/2017 :https://www.youtube.com/watch?v=P4xSA7KzEzU
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stopintime
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« Reply #2 on: July 17, 2009, 02:29:05 PM » |
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Have you ever heard of anyone getting a fair deal if their bike was stolen? Covering all the mods? Keeping you riding while you wait for a new remodded bike? Better to have a chance to stop it  Personally, I don't expect an alarm to stop anyone who really wants it and know what they're doing. It's certainly a good way of stopping people and kids who might scratch it, sit on it, bump into it a.s.o. When touring, it can scare thieves from going through your luggage... Need more? |
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252,000 km/seventeen years - loving it
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LSD4me
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« Reply #3 on: July 17, 2009, 02:32:31 PM » |
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OK very good responses..
Now let me ask this...Lets say you have a bike with NO mods and comprehensive coverage...From the aspect of theft (lets keep scratches and stuff out for now) will an alarm be advantageous?
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2009 M696
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stopintime
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« Reply #4 on: July 17, 2009, 02:48:22 PM » |
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OK very good responses..
Now let me ask this...Lets say you have a bike with NO mods and comprehensive coverage...From the aspect of theft (lets keep scratches and stuff out for now) will an alarm be advantageous?
Have you ever heard of anyone getting a fair deal if their bike was stolen?
....................., besides the cool factor. (Scorpio... ))   |
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252,000 km/seventeen years - loving it
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He Man
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« Reply #5 on: July 17, 2009, 02:49:15 PM » |
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sure it will, my insurance knocks off10% if you have a self arming alarm.
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2006 Ducati S2R1100 Yea.... stunttin like my daddy CHROMED OUT 1100!!!!
Check out my Latest Video! 05/13/2017 :https://www.youtube.com/watch?v=P4xSA7KzEzU
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LSD4me
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« Reply #6 on: July 17, 2009, 02:58:37 PM » |
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Sweet...now i just have to convince the wifee to spend ~$350 for the one i want.. I was looking at the scorpio i900...seems like the best one available... |
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2009 M696
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He Man
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« Reply #7 on: July 17, 2009, 03:04:50 PM » |
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you should ask your insurance how much they knock off before you drop the dime on it.
mine is progressive and they said 10% with active alarm that you DONT arm yourself.
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2006 Ducati S2R1100 Yea.... stunttin like my daddy CHROMED OUT 1100!!!!
Check out my Latest Video! 05/13/2017 :https://www.youtube.com/watch?v=P4xSA7KzEzU
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LSD4me
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« Reply #8 on: July 17, 2009, 03:10:37 PM » |
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Well mine is through Geico and I spent $480 for the entire year including comprehensive with a $50 deduc.
I will contact them this weekend but either way, even if they dont offer a discount, I want to put one in for the sake of not having to go through the aggravation of getting a new one...or at least to help prevent it...
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2009 M696
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He Man
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« Reply #9 on: July 17, 2009, 03:45:09 PM » |
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i dont mind getting a new bike. wanna steal mine?
currently the amount of money ive been ticketed in nyc has costs me more than insruacen itself.
avg $115 per ticket x 9 tickets. i only pay $500 a year
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2006 Ducati S2R1100 Yea.... stunttin like my daddy CHROMED OUT 1100!!!!
Check out my Latest Video! 05/13/2017 :https://www.youtube.com/watch?v=P4xSA7KzEzU
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scduc
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« Reply #10 on: July 17, 2009, 04:13:30 PM » |
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Besides that, some of our bike's are like family. You can't just go and replace it with a new one. However, if someone wants it, they are going to get it. I would just like to detour them
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08' S2R 1K That was close damn near lost a $400 hand cart.
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El Matador
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« Reply #11 on: July 17, 2009, 04:24:39 PM » |
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i dont mind getting a new bike. wanna steal mine?
currently the amount of money ive been ticketed in nyc has costs me more than insruacen itself.
avg $115 per ticket x 9 tickets. i only pay $500 a year
I hate you. I pay 350 for liability alone. |
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He Man
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« Reply #12 on: July 17, 2009, 05:32:19 PM » |
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why do you hate me? i pay 500 for liability alone!
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2006 Ducati S2R1100 Yea.... stunttin like my daddy CHROMED OUT 1100!!!!
Check out my Latest Video! 05/13/2017 :https://www.youtube.com/watch?v=P4xSA7KzEzU
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ToyDragon
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« Reply #13 on: July 17, 2009, 06:18:21 PM » |
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I actually didn't get an alarm because I was worried about theft, I got one (with a perimeter sensor) because I don't want people touching/sitting/tipping over my motorcycle while I'm in class.
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El Matador
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« Reply #14 on: July 17, 2009, 07:08:49 PM » |
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why do you hate me? i pay 500 for liability alone!
Gotcha, thought you paid that for both liability and comprehensive  |
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