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imagine my surprise

Started by vwboomer, October 08, 2009, 09:43:54 AM

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vwboomer

October 08, 2009, 09:43:54 AM
when my renewal for ins on my S4R came yesterday. Ive paid $170ish for almost 4 years on the two that I've owned. This renewal? $763. I'm told that somehow American Family must have missed that this is a 'superbike'. (its a super bike, but obviously not a superbike.)   This was a voicemail left for me so I havent had a chance to argue my point yet as Im at work.

Seriously...763? Thats retarded. if they dont change their tune I'l pack up my 4 policies and go somewhere else.

The bike is in no way worth paying that much for.  makes me wonder what theyd try tobnick me for a VFR Ive been thinkin about.
2005 S4R - Sato, PM, CC, Sargeant
2005 GasGas FSE450
2004 Honda VFR

ODrides

#1
October 08, 2009, 09:53:47 AM
That's freaking ridiculous!  There's probably a million threads about insurance, but definitely threaten to take your business elsewhere, then shop a few of the big names.  I have home, cars, and bikes all with State Farm and I save a lot compared to when I had 3 different companies.

arai_speed

#2
October 08, 2009, 09:56:28 AM
Progressive sent me a renewal of $935 for my S4RS.  They said they were loosing money on moto policies so they were increasing the rates.  :o

I skipped over to the green lizard and have been much happier since.  [beer]

mitt

#3
October 08, 2009, 10:05:18 AM
After reading all the crashes on here the last month, I don't doubt it.

mitt

Dietrich

#4
October 08, 2009, 10:08:25 AM
Foremost insurance has a deal with Ducati and has reclassified the Monster and Sport Classics as "standards".  Might give them a try, they were less than Progressive or Geico for me.

ducatiz

#5
October 08, 2009, 10:12:14 AM
My S2R800 with full coverage, $250 deductible (got the $1mil umbrella) runs $360/year.  That's with a multiple bike discount, cars and house under the same policy. 

Is that $170 for 6 mos or 1 year and what coverage do you have? 
Check out my oil filter forensics thread!                     Offended? Click here
"Yelling out of cars, turning your speakers out the window to blast your music onto the street, setting off M-80 firecrackers, firing automatic weapons into the airâ€"these are all well and good. But none of them create a merry atmosphere of insouciance and bonhomie quite like a revving motorcycle.

NAKID

#6
October 08, 2009, 10:12:58 AM
Quote from: Dietrich on October 08, 2009, 10:08:25 AM
Foremost insurance has a deal with Ducati and has reclassified the Monster and Sport Classics as "standards".  Might give them a try, they were less than Progressive or Geico for me.

That's who I use. Just over $400 a year in AZ and $370 here in CT...
2005 S2R800
2006 S2R1000
2015 Monster 821

pennyrobber

#7
October 08, 2009, 10:18:13 AM
Quote from: arai_speed on October 08, 2009, 09:56:28 AM
Progressive sent me a renewal of $935 for my S4RS.  They said they were loosing money on moto policies so they were increasing the rates.  :o

I skipped over to the green lizard and have been much happier since.  [beer]

That is crap. I used to have Progressive on an older bike of mine. I was never happy with them. My current rate with the old Gecko just went down by about 20% for this next year.
Men face reality and women don't. That's why men need to drink. -George Christopher

ducatiz

#8
October 08, 2009, 10:25:09 AM
if y'all don't post what your coverage is (i.e. amounts and deductibles and full vs liability only) then it's a waste of time posting it.  my buddy has only liability and was bragging his only cost him $150/year and mine was $200 more.  i explained how he was a moron because he didn't understand that FULL COVERAGE means you have comprehensive/collision as well.  he called up and they gave him a quote of $650/year.  he wasn't laughing any more.
Check out my oil filter forensics thread!                     Offended? Click here
"Yelling out of cars, turning your speakers out the window to blast your music onto the street, setting off M-80 firecrackers, firing automatic weapons into the airâ€"these are all well and good. But none of them create a merry atmosphere of insouciance and bonhomie quite like a revving motorcycle.

ducpainter

#9
October 08, 2009, 10:27:09 AM
I won't use Progressive.
"Once you accept that a child on the autistic spectrum experiences the world in
 a completely different way than you, you will be open to understand how that
 perspective
    is even more amazing than yours."
    To realize the value of nine  months:
    Ask a mother who gave birth to a stillborn.
"Don't piss off old people The older we get, the less 'Life in Prison' is a deterrent."


ducatiz

#10
October 08, 2009, 10:28:52 AM
Quote from: ducpainter on October 08, 2009, 10:27:09 AM
I won't use Progressive.

You're one of Retrograde's biggest clients, still?
Check out my oil filter forensics thread!                     Offended? Click here
"Yelling out of cars, turning your speakers out the window to blast your music onto the street, setting off M-80 firecrackers, firing automatic weapons into the airâ€"these are all well and good. But none of them create a merry atmosphere of insouciance and bonhomie quite like a revving motorcycle.

ducpainter

#11
October 08, 2009, 10:34:18 AM
Quote from: ducatiz on October 08, 2009, 10:28:52 AM
You're one of Retrograde's biggest clients, still?
Nope...

I'm with Dewey Cheatum and Howe.
"Once you accept that a child on the autistic spectrum experiences the world in
 a completely different way than you, you will be open to understand how that
 perspective
    is even more amazing than yours."
    To realize the value of nine  months:
    Ask a mother who gave birth to a stillborn.
"Don't piss off old people The older we get, the less 'Life in Prison' is a deterrent."


ducatiz

#12
October 08, 2009, 10:35:22 AM
Quote from: ducpainter on October 08, 2009, 10:34:18 AM
Nope...

I'm with Dewey Cheatum and Howe.

do you wear stooges ties too??
Check out my oil filter forensics thread!                     Offended? Click here
"Yelling out of cars, turning your speakers out the window to blast your music onto the street, setting off M-80 firecrackers, firing automatic weapons into the airâ€"these are all well and good. But none of them create a merry atmosphere of insouciance and bonhomie quite like a revving motorcycle.

arai_speed

#13
October 08, 2009, 10:35:41 AM
bodily injury: $100K/300K
Property: $100K
Uninsured/Underinsured: $30K/60K
$500 deductible

I pay $513 a year with Geico.  Foremost wanted $890 for the same coverage and Progressive wanted $935.  Farmers wanted $1100 or so.

The choice was pretty clear for me.

ducpainter

#14
October 08, 2009, 10:45:14 AM
Quote from: ducatiz on October 08, 2009, 10:35:22 AM
do you wear stooges ties too??
Ties?

           
"Once you accept that a child on the autistic spectrum experiences the world in
 a completely different way than you, you will be open to understand how that
 perspective
    is even more amazing than yours."
    To realize the value of nine  months:
    Ask a mother who gave birth to a stillborn.
"Don't piss off old people The older we get, the less 'Life in Prison' is a deterrent."


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