Fake Debt Collectors

[Drjones]

good strategy for a legitimate debt collector. not so much for the fraudsters.

Fair enough.  Plan B, hire a PI to find out who owns the operation then pay a crack addict to kill the owner then kill the crack addict and PI.  Can't be too careful these days you know.

or just trash the letters.

Which ever is easier.

[He Man]

Alright


i went to court today. They are INDEED sueing my dad for $2700 bucks in civil court. THey said its VERY VERY common and they get atleast 50 of these a day. And there are many more who just simply pay it or dont show up becaue they dont recieve teh summons as I did. Because people have not received their summons, they began sending out these letters that i thought was fake. It wasnt.

They said the letters are pre printed and have a standard format, they just put in your name and mail it to you with a 2"x6" strip that has your address.

Anyway, after talking to the clerk, they said you can either file a counterclaim, just answer it or just show up in court. I decided to counterclaim $5,000.00 reason: "Harassment, defamation ,lost of time from work and school, cost of litigation of this frivolous mater" (i told the clerk the situation, and they wrote that)

Because everytime they call (abut once a week) i ask for proof of debt they hang up.

So yea, I have to appear in court (well not ME, but since i am the one who has been harrassed on the phone) later in March.

By the way, the name of this company is Kirschenbaum & Phillips P.C., and their Arrow Financial Services is the one suing my dad.



As far as the summons goes, apparently there is a person called Ms. Lee who is a relative of my dad, Living in my building who wears no glasses and is of 5'5"-5'7"  about 110lbs (there is none). So if i find this process server, id stick a boot in his ass. The process servers name is "HUSAM AL-ATRASH" yes ATRASH.

[He Man]

OKAY UPDATE>

I JUST GOT HOME, posted this shit, and I get a phone call momments later from someone at "K&P"

Im going to try and up load the audio. THe guy from K&P claims that I (heman) is  the person hes looking for(not me) and that hes is a professional and knows when someone is screening their calls. and that if i pass the message on, the person hes looking for MAY or MAY NOT know who he is, and that he would be DEEPLY offended if someone left a msg with more detail that a name and number at his house.

Awesome. Got the whole thing on audio with the guys name and number.

Should I call back pretending to be the person who hes looking for and voice record the whole thing and just start blasting questions at him so when i go to court I can prove how they are harassing me? Maybe i can get that $5000. Thats a whole year of free tution.  

Why do you make everything so difficult for yourself? You know the mailings are bullshit so tear them in half and throw them away.

So am I still making things difficult for myself? Or do i chase drama? or does drama chase me?

[ducpainter]

yes

[He Man]

 

[ducatiz]

OKAY UPDATE>

I JUST GOT HOME, posted this shit, and I get a phone call momments later from someone at "K&P"

Im going to try and up load the audio. THe guy from K&P claims that I (heman) is  the person hes looking for(not me) and that hes is a professional and knows when someone is screening their calls. and that if i pass the message on, the person hes looking for MAY or MAY NOT know who he is, and that he would be DEEPLY offended if someone left a msg with more detail that a name and number at his house.

Awesome. Got the whole thing on audio with the guys name and number.

Should I call back pretending to be the person who hes looking for and voice record the whole thing and just start blasting questions at him so when i go to court I can prove how they are harassing me? Maybe i can get that $5000. Thats a whole year of free tution. 


So am I still making things difficult for myself? Or do i chase drama? or does drama chase me?

could you pls restate all that in Engrish please? 

he's claiming WHAT?

[He Man]

 

Him: Im looking for Mr.X

Me: He's not here right now.

Him: You dont have to screen your calls, Im glad to tell you why and who i am.

Me: You can tell me, but I'm not him, but you can leave a message.

Him: ummm, my name is mike, calling with K&P.

Me: Whos K&P? (a make the beast with two backsing a cereal brand? give me the full name asshat)

Him: your taking a message, and if your not him, I cant go into details as who K&P is.

Me: Ok.

Him: My number is..... I know this Mr.X Im speaking to.

Me: No.....im NOT him.

Him: Alright

Me: You can say what you want, I'm just trying to figure out who this is.

Him: I'm a professional at what I do, and when I call someone, I know when their screening their calls, thats all, but your not "mr.x" so i dont want to get into a talk about it. its a buisness matter, and its a buisness call and i need to speak to him.

Me: Will he know what it is?

Me: Well if your just taking a message, it's none of your concern.

Then it goes on about how its disrespctful to ask for more information in a message and if i called his family, he'd feel offended etc.

Then I ask him if theres more to a name then jsut K&P, will Mr.X know what K&P means?

Him: I mean, I dont know. He may or may not. He'd Have to call, im not calling you to tell you im selling candy.

Me: OKAY thats all then.

click.

K&P is Kirschenbaum & Phillips P.C.

[ZLTFUL]

Seems a few people have had bad experiences with this "law firm"...

http://www.collectlaw.org/
http://www.ripoffreport.com/civil-rights-violators/kirschenbaum-phillip/kirschenbaum-phillips-p-c-7y9y4.htm
http://kirschenbaumandphillips.com/
http://en.allexperts.com/q/Collections-Law-912/2010/1/Sued-Kirschenbaum-Phillips.htm
http://libn.com/blog/2009/07/24/firms-named-in-ag-probe-to-comply-claim-innocence/
http://www.ripoffreport.com/collection-agency-s/washington-mutual-ki/washington-mutual-kirschenba-b2bc8.htm


It appears that their MO is to represent shady debt collections agencies that buy up "old" debt. I had a similar experience with a company trying to collect on a T-Mobile bill they claimed I owed. I canceled my T-Mobile service, paid the early term fee and what there was of a bill. T-Mobile continued to bill me for 6 months claiming I never paid the fee which I showed them and eventually got them to back off. Well by then, it had been turned over to a collections agency. The issue was resolved with T-Mobile but the agency had never recieved notice.
I finally got it all straightened out and went on my way. 5 years later, I received a notice from a NY law firm stating they were collecting on this debt. After butting heads with them several times, I had a lawyer friend of mine draw up a cease and desist.
I mailed it to them certified mail with a receive receipt. Never heard another word from them and it never showed up on my credit.

[He Man]

i mailed them that cease and descease letter as well. they are required to give you proof of ownership of the debt within 30days.

But these guys are make the beast with two backsing RUTHLESS which is why I didnt want to just throw this in the trash.

[hbliam]

So am I still making things difficult for myself?

Yes.

[He Man]

i do it just for you.

[hbliam]

i do it just for you.

I've had those letters and calls. I throw away the letters and tell the guy to pound sand on the phone. They don't call me or send me letters anymore. Then again I don't have anything cool to post on the board about my interesting life so you got me. 

[ducatiz]

Kui, look up the term "malicious prosecution.". I believe it is sufficient grounds in a small claims case in nyc.  Bring in your paper trail etc and force them to appear and explain it.

[ducpainter]

Kui, look up the term "malicious prosecution.". I believe it is sufficient grounds in a small claims case in nyc.  Bring in your paper trail etc and force them to appear and explain it.

...or call Dewey, Cheatum, and Howe. PC   

[He Man]

ducatiz ill look it up. This case is in Civil Court though, not small claims if that matters.

EItherway, i have no problem getting out of this situation because there is no debt, ive called up Washington Mutual (now chase) regarding it, and they have no records and any mortgage my dad has with Washington mutual is in good standing.

But I'll look up malicious prosecution and use any tactic i can to piss all over them.

Dewey Cheatum, and Howe. PC.....whats there number i cant find them online.