"Unleash the Red Within" - Special offer from Ducati!

[M1100]

Note that the bike that's actually selling like hotcakes at the moment and costs a fortune is not included in this incentive at all.

I wouldn't if I were them either--it is already selling....

[Armor]

Yes, you should never finance toys, when you have an extra $20,000 in the bank.  Some people are not as fortunate, and not because of lack of hard work or foolish spending.  Low interest rate financing may help some people get a bike before they are too old to ride it.

[Amlethae]

Apparently it's either this deal or the livery panels deal.  Can't do both for the same bike says my dealer. I'll take the panels... but still 

[Goat_Herder]

A Day in the Life of an Internet Car Forum

[Triple J]

I've said it before...and I'll say it again.

There is nothing wrong with financing a bike as long as you can afford the payment, and are OK with paying a bit in interest. I've financed several...and paid them all off early (usually within 12-18 months). It allows those that don't want to wait to enjoy the bike right away. Cash is better, but not the only responsible way.  

The depreciation argument is stupid. Bikes depreciate no matter how you pay for it.

The crash argument is also stupid. Any lien holder makes the buyer carry full coverage insurance. If you crash it, the loan gets paid off. Not carrying full coverage insurance on a high $$ bike is stupid...regardless of how the bike was paid for.

Crapping on a sponsors thread is also pretty lame IMO. If you don't like the idea of financing a bike, then don't do it.

[Goat_Herder]

hey Triple J.  I am with you on that.  My point with the video is to show how some of the options you get from an online forum may not apply to one's specific situation.  I personally don't have a problem with financing and thought this promotion is a great way to get yourself on a dream motorcycle.  I am not, by no means, crapping on anybody, especially not Dave R.

I think one should reexamine one's financial situation, research independently, and make a well informed decision.  Avoid buying on impulse and emotion.  There are some who are more risk averse than others and would have little problem financing.  Others might be more conservative and would prefer saving and then purchase.  In the end, it almost same difference.

[Triple J]

I agree Goat_Herder. I actually didn't watch the video you posted...I was addressing previous posts.

[Drjones]

Yes, you should never finance toys, when you have an extra $20,000 in the bank.  Some people are not as fortunate, and not because of lack of hard work or foolish spending.  Low interest rate financing may help some people get a bike before they are too old to ride it.

   Seriously?  So you're saying the person who is capable of paying a bank a payment plus interest every month for five years is not fortunate and the person who is capable of paying the same payment to their savings account which earns them interest for 4.5 years is fortunate?

I'm stuggling to understand that logic here.


Oooh shiny!  What were we saying again.

[Travman]

My point with the video is to show how some of the options you get from an online forum may not apply to one's specific situation. 

Thanks for explaining that video.  I couldn't figure out why the single mom didn't want to do track days.  Seems like a great way to bond with the kids.

[Statler]

This is a discussion forum first and foremost and has no ties to DNA.  I'd expect any threads about financing (even ads) to spark discussions about financing.  I'm not sure why people get so defensive and angry over other peoples' opinions on whether it's a good or bad idea.  Finance it.  Don't finance it.   

I'll stop giving unsolicited advice when I stop hearing unsolicited whining when things go wrong and people didn't plan for it. 

it is nice that Dave posts up ducati offers many of us might otherwise not see so thank you, Dave R!     

[R0CKETMAN]

Or learn to not finance toys. 


Nice deal Dave-hope you sell some bikes.

damn skippy. Pay cash or wait until you can.

I wish ducati Seattle was closer to me. Thanks for the heads up Dave. 

[mitt]

Yea, I wish we could just take heads up from the owner of one of the best Ducati dealers in the US for what it is and not turn it into finance 101.

Thanks for keeping us up to speed Dave R.


mitt

[hbliam]

Here's to hoping people that either have the money to negate the need to finance or that have some new found political or personal money issues will stop shitting on sponsors thread with their drivel. 

Hmm, I paid a whopping $30 a month to finance a bike I got to ride during the 18 months I paid for it. I also saved at least that much a month is gas riding it to work.

[weemonster]

well i got 2.5% on my bike but it took alot of searching and not an orthodox method.
I bought it on my credit card. Then i took out a new card which had an offer of 2.5% on balance transfers for the life of the balance.

Fair enough i'm foreign and interest rates are different here but that Ducati offer is amazing.
The cheapest rate i could find just now for an unsecured £10k loan from the bank was 6.2%.

I'm always reluctant to finance cars and bikes. Because until you make the last payment the bike belongs to the finance company. So lf you mod it and for some reason down the line it gets repossesed or you hand it back in modded condition then you incur chargers for returning it to standard.
Dunno if its different in the US.

[redxblack]

I know the incentive on the GT1000 is lesser than the really expensive bikes, but the difference between a new and used is only about $2k. Incentives that fill that gap to a large degree should logically move a hell of a lot of bikes.

Thanks for posting, DaveR. I'll be visiting your town next week and will stop in.