Main Menu

No more Credit Card Debt!!!

Started by Adamm0621, August 10, 2011, 09:47:24 AM

Previous topic - Next topic
Print
Go Down Pages1 2
User actions

Adamm0621

August 10, 2011, 09:47:24 AM
The Ex finally paid me the money she owed me, so today I paid off the credit card.  The lawyer is paid off, and by the time I get back to the states I should have both the Monster and my car paid off as well (then I'll be completely debt free).

I guess there's a silver lining to every mushroom cloud. [roll]
2010 Monster 696 Dark

ducatiz

#1
August 10, 2011, 10:05:42 AM
Enjoy it bro!!  Good time to be debt-free!
Check out my oil filter forensics thread!                     Offended? Click here
"Yelling out of cars, turning your speakers out the window to blast your music onto the street, setting off M-80 firecrackers, firing automatic weapons into the airâ€"these are all well and good. But none of them create a merry atmosphere of insouciance and bonhomie quite like a revving motorcycle.

Slide Panda

#2
August 10, 2011, 10:11:28 AM
That's good news.

Just hang tight and come back safe.
-Throttle's on the right, so are the brakes.  Good luck.
- '00 M900S with all the farkles
- '08 KTM 690 StupidMoto
- '07 Triumph 675 Track bike.

ab

#3
August 10, 2011, 03:10:10 PM
Nice.  Now don't start spending it in stuff you can't pay for.

I have zero debt.  But then I don't own anything of value.  Bikes paid for from day 1.  ( I don't believe in financing a hobby).

Wish I bought a place, but in this shitty economy got to hold on every cash possible I guess. 
620M 2004 Dark i.e.; ~ 57K miles (all me);  Looking to swap out engine now.
Triumph Speed Triple 2006 (now ~ 44K miles bought @ 4K miles on 04/2010)
Honda Grom 2015 ~ 3500miles so far.  Love this lil bike

IZ

#4
August 10, 2011, 04:28:30 PM
I know the rest is sh*t but that is a great feeling Adam!
2018 Scrambler 800 "Argento"
2010 Monster 1100 "Niro" 
2003 Monster 620 "Scuro"



Quote from: bobspapa on May 29, 2011, 08:09:57 AMThis just in..IZ is not that short..and I am not that tall.

muskrat

#5
August 10, 2011, 07:44:45 PM
Cash is King!  Congrats.
Can we thin the gene pool? 

2015 MTS 1200
09 Electra Glide

herm

#6
August 10, 2011, 08:00:37 PM
debt free is worth SO much right now...
congrads!!
If you drive the nicest car in the neighborhood, work in a cash business, and don't pay taxes, you're either a preacher or a drug dealer...

RAT900

#7
August 11, 2011, 01:10:21 AM
damn Adam...you have a pretty civilized Ex-   

mine, (the sensitive fragile flower/snowflake that she fancied herself to be) emptied the known bank accounts and her secret ones..... and maxed out the credit cards

all while I was burying my younger sister in 1986

I'd say you're off to a good start!!!
This is an insult to the Pez community

dropstharockalot

#8
August 11, 2011, 05:31:39 AM
Quote from: ab on August 10, 2011, 03:10:10 PM
...
Wish I bought a place, but in this shitty economy got to hold on every cash possible I guess. 
Give it two weeks.  The banks are so desparate to unload all the foreclosures they've had handed back to them, they've started to demolish perfectly good homes.  You'll be able to pick up decent properties for the cost of a Diavel in no time.

///only half-kidding.

Me, I should be CC debt-free by tax time next year.  Thank you, Mr. Dave Ramsey.  Please run for President.
'96 M900
Stage One - K&N Pods- DynaCoils - Remus Ti Hi-mount pipes (dented) -Thrashed paint - dented tank - Oberon bar-ends

Adamm0621

#9
August 11, 2011, 06:29:15 AM
Quote from: RAT900 on August 11, 2011, 01:10:21 AM
damn Adam...you have a pretty civilized Ex-   

mine, (the sensitive fragile flower/snowflake that she fancied herself to be) emptied the known bank accounts and her secret ones..... and maxed out the credit cards

all while I was burying my younger sister in 1986

I'd say you're off to a good start!!!

Mine's smarter than that... due to her cheating and everything else that she did, I was holding all of the cards in our divorce.  I very plainly told her that if she make the beast with two backsed with my finances, I'd make sure that she never saw our son again.  Then I made sure to get everything that she owed me in writing in the divorce paperwork.  That way if she didn't want to pay, she could go sit in jail for a while.

I may have lousy judgement when it comes to women, but I still know how to cover my own ass in a legal situation.  I just wish that I never had to see/speak to her again.
2010 Monster 696 Dark

mitt

#10
August 11, 2011, 06:50:23 AM
CC debt free since 1999 here!  It is the only way to go.  I use them, but pay them off every month.


mitt

ducatiz

#11
August 11, 2011, 07:11:17 AM
Quote from: Adamm0621 on August 11, 2011, 06:29:15 AM
Mine's smarter than that... due to her cheating and everything else that she did, I was holding all of the cards in our divorce.  I very plainly told her that if she make the beast with two backsed with my finances, I'd make sure that she never saw our son again. 

That's the worst thing to do, so don't do it.  I don't know how old your kid is, but unless she is abusive, that's a toll that the child pays too.  Take it from me, I was that kid and it made me miserable most of my life to know my mom was keeping my dad from me, only to learn years later he died in Viet Nam.
Check out my oil filter forensics thread!                     Offended? Click here
"Yelling out of cars, turning your speakers out the window to blast your music onto the street, setting off M-80 firecrackers, firing automatic weapons into the airâ€"these are all well and good. But none of them create a merry atmosphere of insouciance and bonhomie quite like a revving motorcycle.

Speedbag

#12
August 11, 2011, 07:48:24 AM
Quote from: mitt on August 11, 2011, 06:50:23 AM
CC debt free since 1999 here!  It is the only way to go.  I use them, but pay them off every month.

+1

My rule: If you can't pay one off in two months or less, you probably couldn't afford the purchase to begin with.

Careful over there, Adam...
I tend to regard most of humanity as little more than walking talking dilated sphincters. - Rat

akmnstr

#13
August 11, 2011, 10:24:03 AM
Paying off your CC every month is how you beat the debt business at its game.  You cost them money each month.  Of course, if we all did it they would go out of business.
"you may all go to hell, and I will go to Texas!!" Davey Crockett & AKmnstr

"An American monkey, after getting drunk on brandy, would never touch it again, and thus is much wiser than most men."
Charles Darwin

"I don't know what people expect when they meet me. They seem to be afraid that I'm going to piss in the potted palm and slap them on the ass." Marlon Brando

ducatiz

#14
August 11, 2011, 10:36:11 AM
Quote from: akmnstr on August 11, 2011, 10:24:03 AM
Paying off your CC every month is how you beat the debt business at its game.  You cost them money each month.  Of course, if we all did it they would go out of business.

No they wouldn't.  They charge vendors 2-4% per purchase.  You buy $100 of crap, the vendor ponies up $2-4 for the privilege of having you as a customer.

Plus, they would just change their model so all cards would have an annual fee.  My Amex (biz platinum) has an annual fee of $450.  It's worth it to me given how I use the card.  None of the regular cards I have charge an annual fee, but I can remember when it was common for a Bank Americard or Master Charge to have a $30-50/year fee.
Check out my oil filter forensics thread!                     Offended? Click here
"Yelling out of cars, turning your speakers out the window to blast your music onto the street, setting off M-80 firecrackers, firing automatic weapons into the airâ€"these are all well and good. But none of them create a merry atmosphere of insouciance and bonhomie quite like a revving motorcycle.
Print
Go Up Pages1 2
User actions