Ducati Monster Forum

powered by:

November 26, 2024, 08:00:38 PM *
Welcome, Guest. Please login or register.

Login with username, password and session length
News: Tapatalk users...click me
 
   Home   Help Search Login Register  



Pages: [1]   Go Down
  Print  
Author Topic: DC area: Geico vs Progressive  (Read 1197 times)
ducatiz
No trellis. no desmo. = Not Ducati.
Post Whore
******
Offline Offline

Posts: 15590



« on: June 24, 2012, 05:32:51 AM »

See my Geico woe here:
http://www.ducatimonsterforum.org/index.php?topic=58046.msg1075236#msg1075236

I have been happy with them for the last 12 years.

But I got a quote from Progressive for home, 3 cars and 10 bikes = 800 cheaper for the year.

Any reason I should not use them?

Logged

Check out my oil filter forensics thread!                     Offended? Click here
"Yelling out of cars, turning your speakers out the window to blast your music onto the street, setting off M-80 firecrackers, firing automatic weapons into the air—these are all well and good. But none of them create a merry atmosphere of insouciance and bonhomie quite like a revving motorcycle.
Curmudgeon
Hero Member
*****
Offline Offline

Posts: 1878



« Reply #1 on: June 24, 2012, 07:10:36 AM »

Oh, boy!

ANY bargain insurance is a problem. Ideally YOU should not be chasing anyone to have a claim resolved. Some are better than others. Unlike most of us, YOU can always sue.  Wink

In NJ which has the most expensive rates in the country, I was with Chubb. Chubb is very expensive. On the other hand, Chubb deals with any issue you have so that YOU don't have to.

I'm retired now and can't afford Chubb in VA (although it's 1/2 what I paid in NJ). I did switch my one collector car to them this year because they were 40% lower for agreed value than my last specialist insurer. Go figure! And I KNOW Chubb will pay if I have a claim, otherwise you might as well self-insure.

In VA for comparison you might do what I did which was to get a referral to an Allstate agent from a customer who has had a great claim experience with that individual agent. Then the agent chases any problem like yours. Allstate was the cheapest I found for home/auto/bike/umbrella. You'll pay extra for NoVa of course. But see how that goes.

As for glass repair, maybe you should have taken it to the dealer and used THEIR glass guy. If the windshield broke, they'd own it. Never had that happen though and we repaired a lot of windshields on our used cars to pass state inspection as long as it wasn't in the driver's line of sight. Unfortunately, I replaced 4 winshields in my own car in 5 years due to #@&%*$ Rte. I-80. I still used my dealership's glass guy and had them order an OEM windshield from a dealer. The work was guaranteed.

Never bothered with glass coverage in NJ because it wasn't good value. In VA it seems to be.

Rather than fight with GEICO over your faulty repair, why not file a new claim for a BROKEN windshield and replacement? Consider who you are dealing with!  Wink BTW, my Allstate agent has a deal with a local independent (like the service my dealership used) who will "cover my $50 deductible" for windshield replacement and use OEM which I demand since I have rain sensor. Questioned him closely on this, having been in the biz for 40+ years.

"You may not always get what you pay for, but you definitely WON'T get unless you pay"! (something, anyway)

Good luck! (And if all else failed, the NJ Insurance Commissioner bought cars from me!  Cool)
Logged

2011 796 ABS "Pantah" - Rizoma Bar, 14T, Tech Spec, Ohlins DU-737, Evaps removed, Sargent Seat, Pantah skins
desmo_drum
Jr. Member
**
Offline Offline

Posts: 72



« Reply #2 on: June 28, 2012, 08:45:28 AM »

I have progressive for my home, 3 cars, bike, and my boat. No problems, I had 2 windshield claims and a storm damage claim. Went off without a hitch.
Logged

Sorry, that train has sailed
Pages: [1]   Go Up
  Print  
 
Jump to:  


Powered by MySQL Powered by PHP Powered by SMF 1.1.21 | SMF © 2015, Simple Machines
Simple Audio Video Embedder
Valid XHTML 1.0! Valid CSS!
SimplePortal 2.1.1