Anyone with FHE with car extended warranties?

[ducatiz]

buying a used car, thinking about a 2 year ext warranty from warrantydirect.com

they have good references i think

FHE?  Did you make a claim?

[Grampa]

most suck. read all the fine print.

lots of shops will not work with the providers.

the service advisors hate them.... the mechanics hate them.

they nit pick what they will cover.

many years in the service industry listening to customers complain about be'n screwed

[Grampa]

are you buy'n the car from a used car dealership....  a new car dealership with a used car dept....  or a private party?

[ducatiz]

are you buy'n the car from a used car dealership....  a new car dealership with a used car dept....  or a private party?

new dealer with used dept -- it's a one-owner trade-in.  extended warranty would be from warrantydirect, they have a fairly good rep from what i've seen.

http://www.warrantydirect.com/major_care.asp

here is the actual contract:

http://www.warrantydirect.com/major_care_contract.asp

They don't deal with your mechanic, they only require you to go to a "Licensed Repair Facility" which I need to find out what that means (or who).  I prefer having a dealer to work on my car usually and this is not an old car -- 06.

[Grampa]

if you are going to be taking the car back to the dealer for and repairs.... go into the shop, and ask the service advisors and lead mechanics, and the back parts counter (the parts counter the mechanics use, not the customers) and ask them what they think. Most will be honest and tell you if they suck or not.

If you are planning on taking it to your own mechanic, ask him/her what they think. and in that see if the plan will allow you to take it to him/her.

Most of the plans look good on paper, but..... they (the plan) will make you and the mechanic jump through a ton of hoops just to get the simplist of things done. They look for outs, more than they do to help you.

Also... if the brand being sold, is being sold at the same dealership (used nissan at a nissan dealership), ask if the mfg has an extended contract available. Most do. Those are usually an extension of the standard 3 yrs 36 thousand mile stuff, and are waaaaaay better. The happy funtime smiles and good stories about extended contracts stop as soon as they have your money. (and..... do not finance a contract...EVER)

if the term "bumper to bumper" was mentioned..... run away.

[Grampa]

and.... look for the word (internal). I've seen claims denied on full engine failure, because it was an external part fail, that caused the internal parts to fail.

sensors that screw into a block.... are not internal.

[Grampa]

fwiw

Ive written service for
Cadillac, Kia, Nissan, Isuzu, BMW, Pontiac, GMC, Suzuki, and have never seen a customer who was happy after having purchased a contract outside of the mfg's extension. That not to say, items are never covered, it's just that the contracts are like go'n to a casino, the odds are in the houses favor.

[Rev. Millertime]

fwiw

Ive written service for
Cadillac, Kia, Nissan, Isuzu, BMW, Pontiac, GMC, Suzuki, and have never seen a customer who was happy after having purchased a contract outside of the mfg's extension. That not to say, items are never covered, it's just that the contracts are like go'n to a casino, the odds are in the houses favor.

Spent 10 years in the car biz, and I agree completely.

If you get an extended warranty... make sure it is one sold by the vehicle manufacturer.

Is this used car a brand that the dealer sells new?

If so, you can get one from them, make sure they sell you a manufacturers extended warranty.. not some off brand.

[ducatiz]

Thanks fellas

Warranty is separate, dealer doesn't sell this car, but has had it serviced and such and is giving a 30 day/1000 mile included with the purchase.

It's a recent model and I think there may be some initial warranty left, I have to check with the mfgr.

I appreciate the heads-up on the buzzwords (i.e. internal).  This contract looks decent to me, but I don't do this kind of contract in my line of shystering. 

I will probably give it a pass.  I've worked on plenty of cars and I can usually spot a dud.  I've never bought a car new and never have had a problem beyond normal used car wear and tear.

[NAKID]

If the car is an 06, then it should still have a couple years on the factory wrranty right?

[cyrus buelton]

Re: Mfg extended warranty

My 2004 Jetta TDI just came out of warranty and they tried to sell me the mfg extended warranty. It was 2500$ and once you read the fine print, you are paying deductibles on EVERYTHING, with a lot of shit not covered. I found it to be bullshit.

[Rev. Millertime]

If the car is an 06, then it should still have a couple years on the factory wrranty right?

Depends on mileage.

[Rev. Millertime]

Re: Mfg extended warranty

My 2004 Jetta TDI just came out of warranty and they tried to sell me the mfg extended warranty. It was 2500$ and once you read the fine print, you are paying deductibles on EVERYTHING, with a lot of shit not covered. I found it to be bullshit.

If your vehicle is out of warranty, the price will sometimes double.   Did they offer you a zero deductible plan?




I just checked out a ESP using my pop's 2006 F150 4x4 (four wheel drive is usually the most expensive)

This is with a zero deductible, going to 100,000miles and good thru 2012.  And it's the best they have.

1 major repar these days and it's paid for.



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   Vehicle    2006 Ford F150       Mileage    21000
   All Wheel Drive    Yes       Supercharger    No
   Snowplow    No       Commercial Use    No

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Term
years/miles     Coverage Through    PremiumCare
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6/100,000     2012    100,000    $2,375

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   FORD ESP PREMIUMCARE INFORMATION    
     
RECOMMENDED FOR THE MOST HIGH-TECH VEHICLES

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• Covered Components    500
• Standard Deductible    $100 ($0, $50 and $200 deductible options available)
• Towing    Up to $100
• Rental**    10 days / up to $28/day for Ford/Mercury; up to $35/day for Lincoln
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• Transfer Fee***    $50
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     Below are Examples of the Extensive Component Coverage of the Ford ESP PREMIUMCARE Plan    
     
Engine

    * All internal lubricated parts
    * Cylinder block
    * Cylinder heads
    * Diesel injectors and lines
    * Diesel injector pump
    * Diesel lift pump
    * Engine mounts
    * Flywheel
    * Flywheel ring gear
    * Gas fuel injectors and lines
    * Harmonic balancer and bolt
    * Manifold, exhaust
    * Manifold, intake
    * Oil pan
    * Oil pump
    * Radiator and radiator fan
    * Radiator fan clutch or motor
    * Seals and gaskets
    * Thermostat
    * Thermostat housing
    * Timing chain cover
    * Timing chain, gears or belt
    * Turbocharger/Supercharger unit, factory-installed
    * Valve covers
    * Water pump
    * Transmission
    * All internal parts
    * Governor assembly
    * Kickdown linkage
    * Release hubs and bearings
    * Seals and gaskets
    * Torque converter
    * Transfer case, including internal parts
    * Transmission case
    * Transmission linkage
    * Transmission module, external
    * Transmission mounts
    * Vacuum module

Front-Wheel Drive

    * Axle shafts
    * Bearings, front-wheel
    * Bearings, rear-wheel
    * Constant velocity and universal joints
    * Final-drive housing and all internal parts
    * Hubs, automatic front-locking (four-wheel drive)
    * Locking rings (four-wheel drive)
    * Seals and gaskets

Rear-Wheel Drive

    * Axle shafts
    * Bearings, front-wheel
    * Bearings, rear-wheel
    * Drive-axle housing and all internal parts
    * Drive shaft
    * Retainers
    * Seals and gaskets
    * Universal and constant velocity joints

Steering

    * Column lock (tilt wheel)
    * Cooler and lines
    * Control valve
    * Idler arm
    * Linkages and couplings
    * Power steering pump
    * Pulley assembly, power steering pump
    * Seals and gaskets
    * Steering gear housing, manual and power (includes all internal parts)

Brakes

    * Anti-lock brake module and sensor
    * Backing plates
    * Brake booster, power
    * Calipers
    * Combination valve
    * Lines and fittings
    * Master cylinder
    * Parking brake linkage and cables
    * Retainers and clips
    * Self-adjusters
    * Shaft, brake pedal
    * Springs
    * Wheel cylinders

Air Conditioning & Heating*

    * A/C clutch
    * A/C accumulator
    * A/C clutch bearings
    * A/C compressor
    * A/C compressor head
    * A/C compressor seals
    * A/C compressor/clutch switch
    * Automatic temperature control
    * Condenser
    * Evaporator
    * Field coil
    * Heater blower motor
    * Heater control cables
    * Heater core assembly
    * Instrument panel registers and air ducts
    * Pulley

* If system has R-12 refrigerant, R-12 will be used for replacement, while supplies last. If R-12 is not available, the system will be converted to use R-132 a refrigerant or equivalent. If replacement is due to a covered component, PremiumCARE will cover it. If it's due to a non-covered component, customer is responsible.         Emissions

    * AIR control valve
    * AIR idle vacuum valve
    * AIR supply valve, hose, and tube
    * AIR check valve assembly
    * Barometric pressure sensor
    * ECC relay assembly
    * EGR control valve
    * EGR pressure sensor
    * EGR regulator assembly
    * EGR valve adapter
    * EVAP vapor storage canister
    * Idler air control valve
    * Knock sensor
    * PCV hose assembly
    * PCV valve
    * PCV vapor filter
    * Temperature sensor, Engine coolant
    * Vacuum restrictor
    * VAF sensor

High-Tech

    * Air suspension, electronic (selected components)
    * Anti-theft alarm, factory-installed
    * Compass and thermometer readout displays
    * Instrument cluster, electronic (excluding dash pad)
    * Keyless entry system (excluding door handles)
    * Power antenna
    * Power door locks and retainer clips (excluding door handles)
    * Power seat motors
    * Power window motors/regulators
    * Speed control
    * Windshield, Insta-Clear® (Electrical only - not glass damage or breaking)

Audio

    * Antenna, radio (base assembly)
    * Brackets, cables, and wiring
    * Cassette player
    * Controls, rear seat
    * Digital CD player
    * Graphic sound equalizer
    * Cellular phone, receiver, handset, speaker assembly, and antenna, factory-installed
    * Premium sound amplifier, factory-installed
    * Radio, AM, AM/FM
    * Speakers

Safety

    * Air bag module assembly
    * Door ajar warning switch assembly
    * Guides, bezels, brackets, and supports (safety belts/shoulder straps)
    * Head restraint retainers and sleeves, seat belt
    * Lock cylinder, door
    * Lock lever assembly, door
    * Lock lever assembly, tailgate
    * Lock lever retainers, clips, and brackets
    * Module, passive restraint
    * Diagnostic module assembly, air bag
    * Safety belt buckle (front and rear)
    * Safety belt restraint carrier
    * Safety belt track assembly
    * Safety belt warning chime assembly
    * Safety belt retractors
    * Sensors, air bag
    * Shoulder strap track assembly
    * Wiring assembly, air bag

Front Suspension

    * Ball joints, upper and lower
    * Control arms, upper and lower
    * Control arm shafts and bushings
    * King pins and bushings
    * Linkage and bushings
    * Load leveler suspension system
    * Spindle and spindle supports
    * Springs (front and rear)
    * Stabilizer bar
    * MacPherson struts (front and rear)
    * Tie rods

Electrical

    * Alternator
    * Backglass, heated (Electrical only - not glass damage or breakage)
    * Charge & volt gauges
    * Clock, electric
    * Coil, ignition
    * Distributor assembly
    * Distributor cap and rotor
    * Distributor housing and shaft
    * Fuel pump
    * Ignition lock
    * Ignition module, electronic
    * Mirrors, motorized (Electrical only - not glass/housing damage or breakage)
    * Radiator fan relay
    * Starter motor
    * Starter motor solenoid
    * Switches, manually operated Electrical
    * Temperature gauge
    * Voltage regulator
    * Wiper motors
    * Wiring harnesses (excluding spark plug wires)

   

     Components Not Covered by Ford ESP PremiumCare Mechanical:
Service adjustments/cleaning; battery/cables, belts, hoses, Brakes (front hub, drums, shoes, lining, disc rotors and pads); coolant; exhaust system (including catalytic converter); lights (bulbs, sealed beam and lenses); filters, fluids, lubricants, manual clutch disc, shock absorbers, spark plugs/wires; squeaks and rattles, tires, tune-ups, wheel balancing, wheel alignment, wheel studs, wiper blades.
Exterior
Service adjustments (glass and body parts); bright metal, bumpers, door handles, glass, moldings, ornamentation, paint, rust, sheet metal; sideview mirrors (glass, housing); water leaks, weatherstrip, wheel covers/ornaments; wind noise.
Interior
Buttons, carpet, dash pad, door and window handles, knobs; rearview mirror (glass, housing); trim, upholstery.