I sent my insurance provider the following email. In it, I asked if I could mount a fictional accessory ('turbo plate') to the front of my bike. I admitted that there was NO data on whether mounting on the mudguard would affect handling. But I DID point out that mounting it on the forks would be dangerous.
I expected them to say 'no way'..... but they just got back to me, gave me 'approval'. I believe this indicates that the insurance companies are on board with the state government re front mounted license plates.
Hello,
I have a policy with Western QBE on my motorcycle - a Ducati monster S4.
I am considering adding an 'attachment' on the bike, & would like to confirm that this will not affect my policy.
The device in question is a small metal plate which attaches to the front of the motorcycle. It has some small holes bored through it. As air rushes through the plate, the holes make a 'whistling' sound, which sounds like a turbo charger. The turbo plates dimensions are about 19cm by 9cm.
On the figure, there are TWO mounting points highlighted.
Blue line: there is a 15cm gap between the light & front fender. However, attaching the plate here could possibly be dangerous - if the shocks depress greater than 5cm, the fender would hit the plate.
Red line: this location would not affect suspension at all.
Disclosure:
1. I've checked the Ducati website - I don't think any wind tunnel tests have been conducted with such a device, so I'm not sure if it would affect handling.
2. the front fender is carbon fibre. I have not been able to find what the breaking strain of carbon fibre might be: in fact, I'm not sure what force the flow of wind over this attachment might be.
Regards,