Ducati Monster Forum

Kitchen Sink => No Moto Content => Topic started by: The Plumber on December 31, 2008, 06:17:03 AM

Title: I have a problem with getting my loan for my S2R..
Post by: The Plumber on December 31, 2008, 06:17:03 AM
I work for my step father as a plumber but work under the table.. The credit union that I go through told me that I need a pay stub showing that I make xxxx amount.. So, my question is what would be the best way to make a pay-stub to show them..

Thanks for you help.. [beer]


Matt
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Mother on December 31, 2008, 06:47:04 AM
Quote from: The Plumber on December 31, 2008, 06:17:03 AM
I work for my step father as a plumber but work under the table.. The credit union that I go through told me that I need a pay stub showing that I make xxxx amount.. So, my question is what would be the best way to make a pay-stub to show them..

Thanks for you help.. [beer]


Matt

Get a job... ;D
Title: Re: I have a problem with getting my loan for my S2R..
Post by: DrDesmo on December 31, 2008, 06:52:20 AM
Quote from: The Plumber on December 31, 2008, 06:17:03 AM
I work for my step father as a plumber but work under the table.. The credit union that I go through told me that I need a pay stub showing that I make xxxx amount.. So, my question is what would be the best way to make a pay-stub to show them..

Thanks for you help.. [beer]


Matt

http://tinyurl.com/a6uoo2 (http://tinyurl.com/a6uoo2)

Adam
Title: Re: I have a problem with getting my loan for my S2R..
Post by: superjohn on December 31, 2008, 06:58:36 AM
Quote from: DrDesmosedici on December 31, 2008, 06:52:20 AM
http://tinyurl.com/a6uoo2 (http://tinyurl.com/a6uoo2)

Adam


OMG that is GREAT!!! I will be using that at work now  [laugh]
Title: Re: I have a problem with getting my loan for my S2R..
Post by: DrDesmo on December 31, 2008, 07:05:51 AM
Quote from: superjohn on December 31, 2008, 06:58:36 AM

OMG that is GREAT!!! I will be using that at work now  [laugh]

[evil]  ;D  [beer]

Adam
Title: Re: I have a problem with getting my loan for my S2R..
Post by: wbeck257 on December 31, 2008, 07:14:47 AM
1. Don't buy a bike w/ a loan. It is a toy. (Personal opinion...)
2. Get a job.
2a. Keep your job. Tell Daddy to pay you legit.
3. Even if you have a pay stub loans are trickey right now. So better have good credit. (Sounds like this is your first line of credit, get prepared to get raked over on coals on the interest part.)
4. Forget the S2R, buy a used bike w/ cash. Save up for the S2R.
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Grampa on December 31, 2008, 07:17:16 AM
Quote from: wbeck257 on December 31, 2008, 07:14:47 AM
1. Don't buy a bike w/ a loan. It is a toy. (Personal opinion...)
2. Get a job.
2a. Keep your job. Tell Daddy to pay you legit.
3. Even if you have a pay stub loans are trickey right now. So better have good credit. (Sounds like this is your first line of credit, get prepared to get raked over on coals on the interest part.)
4. Forget the S2R, buy a used bike w/ cash. Save up for the S2R.

[thumbsup]


then....

welcome to adulthood
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Porsche Monkey on December 31, 2008, 07:26:53 AM
Rough crowd this morning.  [coffee]
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Grampa on December 31, 2008, 07:30:28 AM
Quote from: porschaholic on December 31, 2008, 07:26:53 AM
Rough crowd this morning.  [coffee]

WARNING

pissed taxpayers ahead
Title: Re: I have a problem with getting my loan for my S2R..
Post by: herm on December 31, 2008, 08:11:21 AM
Quote from: bobspapa on December 31, 2008, 07:30:28 AM
WARNING

pissed taxpayers ahead

+1

besides, if you've been working under the table, you should have plenty of  extra $$ that did not go to taxes.
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Statler on December 31, 2008, 08:18:35 AM
Quote from: herm on December 31, 2008, 08:11:21 AM
+1

besides, if you've been working under the table, you should have plenty of  extra $$ that did not go to taxes.

hell it's like getting 40% off on the bike  [thumbsup]
Title: Re: I have a problem with getting my loan for my S2R..
Post by: The Architect on December 31, 2008, 08:31:19 AM
Quote from: bobspapa on December 31, 2008, 07:30:28 AM
WARNING

pissed taxpayers ahead

I think I just had a mini stroke!

My right side isn't working so well, so I'll do the best I can to stay calm! 






Actually anything I type at this point will get this thread locked!





plumber, can you send me your address, contact information and your social security number.  I usually don't rat people out but having someone take away 40% of my earnings while you pregnant dog about not being able to a loan kind of pisses me off.

I don't blame you the least bit for avoiding taxes, who wants to work the month of January, February, March and April for someone else.





Quote from: wbeck257 on December 31, 2008, 07:14:47 AM
1. Don't buy a bike w/ a loan. It is a toy. (Personal opinion...)
2. Get a job.
2a. Keep your job. Tell Daddy to pay you legit.
3. Even if you have a pay stub loans are trickey right now. So better have good credit. (Sounds like this is your first line of credit, get prepared to get raked over on coals on the interest part.)
4. Forget the S2R, buy a used bike w/ cash. Save up for the S2R.

^^^^ all good advice. 

Title: Re: I have a problem with getting my loan for my S2R..
Post by: Slide Panda on December 31, 2008, 08:33:50 AM
Quote from: DrDesmosedici on December 31, 2008, 06:52:20 AM
http://tinyurl.com/a6uoo2 (http://tinyurl.com/a6uoo2)

Adam

Oh I am so using that...
Title: Re: I have a problem with getting my loan for my S2R..
Post by: DrDesmo on December 31, 2008, 08:41:04 AM
Another good source to check out:

http://tinyurl.com/9bk6c6 (http://tinyurl.com/9bk6c6)

;)  ;D  [moto]

Adam
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Porsche Monkey on December 31, 2008, 08:46:13 AM
Quote from: bobspapa on December 31, 2008, 07:30:28 AM
WARNING

pissed taxpayers ahead


I know exactly what you meant.  Never said I agreed with the OP.
Title: Re: I have a problem with getting my loan for my S2R..
Post by: The Architect on December 31, 2008, 08:50:12 AM
Quote from: DrDesmosedici on December 31, 2008, 08:41:04 AM
Another good source to check out:

http://tinyurl.com/9bk6c6 (http://tinyurl.com/9bk6c6)

;)  ;D  [moto]

Adam


[laugh] [clap] [beer]

Having visited that link I'm probably on some IRS watch list now.   ;)
Title: Re: I have a problem with getting my loan for my S2R..
Post by: corey on December 31, 2008, 09:19:16 AM
pay your taxes. people who dont pay taxes make everyone else's taxes higher.
you will not be able to get a loan without a real paystub and proof of employment, even if you have a cosigner.
you're SOL.

and some more advice... i wouldnt broadcast ANYWHERE, especially the INTERNET, that you are evading taxes.
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Howie on December 31, 2008, 09:30:46 AM
No lecture on paying taxes from me, but there are negatives associated with working off the books.  You just discovered one.  There are others, such as no workman's comp, disability or unemployment insurance and you may not be able to use the job as work history when looking for employment.
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Drunken Monkey on December 31, 2008, 10:12:25 AM
Just to reiterate:

Fake pay stub for loan = loan fraud.

Not paying taxes = tax fraud.

Dad paying you off the books = tax fraud

I'd get the potential felonies addressed before I went out and got a loan to by a toy.
Title: Re: I have a problem with getting my loan for my S2R..
Post by: The Plumber on December 31, 2008, 11:08:14 AM
Quote from: Mother on December 31, 2008, 06:47:04 AM
Get a job... ;D

Oh Jacob.. Thanks for your 2 cents...  I don't know what I would do with out u.. :-) oh I still love u.. LOL

Thanks for you 2 cents everyone...  Nothing wrong with working under the table..

My address is

11712 e â,¬Â£Â¥$@ rd se
Albuquerque Nm 87122

:-p



Title: Re: I have a problem with getting my loan for my S2R..
Post by: MikeZ on December 31, 2008, 11:43:00 AM
Quote from: The Plumber on December 31, 2008, 11:08:14 AM
Nothing wrong with working under the table..
Are you kidding me?
We (most of us) bust our asses for a paycheck and Uncle Sam gets his cut which pays for many services YOU regularly use and it's ok that you get to work and not help pay for those services?
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Porsche Monkey on December 31, 2008, 11:52:37 AM
Quote from: The Plumber on December 31, 2008, 11:08:14 AM
Oh Jacob.. Thanks for your 2 cents...  I don't know what I would do with out u.. :-) oh I still love u.. LOL

Thanks for you 2 cents everyone...  Nothing wrong with working under the table..

My address is

11712 e â,¬Â£Â¥$@ rd se
Albuquerque Nm 87122

:-p








Uh oh this is gonna get ugly.  [popcorn]
Title: Re: I have a problem with getting my loan for my S2R..
Post by: DarkStaR on December 31, 2008, 12:00:34 PM
IF pops is paying you, then he knows you're good for the money.

Have pops get the loan, and you pay it.

DONE!
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Porsche Monkey on December 31, 2008, 12:03:48 PM
(http://i288.photobucket.com/albums/ll161/porschaholic/boxing-smile-black-eye.gif)
Title: Re: I have a problem with getting my loan for my S2R..
Post by: DY on December 31, 2008, 12:05:15 PM
Quote from: MikeZ on December 31, 2008, 11:43:00 AM
Are you kidding me?
We (most of us) bust our asses for a paycheck and Uncle Sam gets his cut which pays for many services YOU regularly use and it's ok that you get to work and not help pay for those services?


and without trying to get political, let me add in that our freedom isnt free
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Statler on December 31, 2008, 12:25:45 PM
Quote from: The Plumber on December 31, 2008, 11:08:14 AM
Nothing wrong with working under the table..


isn't this whole thread about at least one thing that's wrong with working under the table?

I think a lot of guys here have done some part time work for cash, but it does make for a difficult long-term stable way to live.

People make their own luck.   Faking a paystub to get a bank loan for an unnecessary purchase because you get paid only in cash just has that 'going to come back at some point and bite me on the ass' ring to it for me.

But good luck getting a bike.
Title: Re: I have a problem with getting my loan for my S2R..
Post by: lauramonster on December 31, 2008, 12:27:13 PM
when lenders ask for paystubs, they mean proof of wages (and the word 'reportable' is implied).  Since the government audits all loans, then it has to jive with their records.  Gov't makes the rules, we only follow them.

don't forget, loans means ALL loans.  College loans, mortgages, credit cards (thought they're much more lenient), car loans, tractor loans, small business loans - dude!!  You're screwed without a work history if you're going to get far in life and have nice playtoys.  

not preaching, just want to to realize what you're giving up.  

right now (legally), it looks like you'll have to save until you can afford the bike.  Reality bites!
Title: Re: I have a problem with getting my loan for my S2R..
Post by: DrDesmo on December 31, 2008, 12:30:31 PM
Quote from: The Plumber on December 31, 2008, 06:17:03 AM
I work for my step father as a plumber but work under the table.. The credit union that I go through told me that I need a pay stub showing that I make xxxx amount.. So, my question is what would be the best way to make a pay-stub to show them..

Thanks for you help.. [beer]


Matt

Matt -

Back to your question, what range is your credit score in?

Adam
Title: Re: I have a problem with getting my loan for my S2R..
Post by: redxblack on December 31, 2008, 12:38:07 PM
here's another reason to look for the union label when hiring tradesmen.

When you make a major purchase in cash (or large deposits), don't you have to fill out federal paperwork to declare the source of the funds?
Title: Re: I have a problem with getting my loan for my S2R..
Post by: lauramonster on December 31, 2008, 12:41:32 PM
over 10 Gs in cash. 

he can pay <$10,000 in cash and rest with check and it won't raise a red flag.

Why do you ask?? (speak clearly into this flower arrangement)
Title: Re: I have a problem with getting my loan for my S2R..
Post by: MikeZ on December 31, 2008, 12:44:57 PM
Quote from: redxblack on December 31, 2008, 12:38:07 PM
here's another reason to look for the union label when hiring tradesmen.

Not trying to start a fight or be too political but what does being union or non union have to do with this?  Can you really tell me a union worker has never done a side job for cash?

And yes anything over $10K in cash throws big red flags.
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Statler on December 31, 2008, 12:48:43 PM
as in suitcase full of cash maybe.   I wrote a check for the RS with no problems at all and no paperwork.  And I regularly deposit large amounts at my bank without question.

So it's truly cash in those sums that's an issue.

He could save over time and write a check for any amount.  Nobody is saying save it in a mattress and walk in with two thousand fives.
Title: Re: I have a problem with getting my loan for my S2R..
Post by: ducpainter on December 31, 2008, 12:56:03 PM
a hundred hundreds is lighter...

just sayin'...

...and to the op...

your stepfather is screwing you.
Title: Re: I have a problem with getting my loan for my S2R..
Post by: The Architect on December 31, 2008, 01:23:04 PM
Quote from: ducpainter on December 31, 2008, 12:56:03 PM


...and to the op...

your stepfather is screwing you.

Very much so.  And he's screwing us!


Very difficult to not get political with this thread.  Why is he being paid off the books and why do so many employers run this risk?  If taxes weren't such a burden would people be more willing to take this risk?  Would employers be so eager to employ illegal immigrants and pay them cash?  Could lowering taxes reduce this underground cash system and possibly increase tax revenue?   <--- no offense was intended by this remark, just asking.  Mods, if this post is over the line please let me know and I can modify it.  I wouldn't want this thread locked on my account. 
Title: Re: I have a problem with getting my loan for my S2R..
Post by: lauramonster on December 31, 2008, 01:43:10 PM
the employer saves also.  From their side:

there's matching medical insurance payments that they don't have to pay now.
unemployment insurance
matching social security (runs like 8 or 9 % of the employee's salary  :o)
workmans comp

also lessens the chances of getting sued for wrongful termination and such. 
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Statler on December 31, 2008, 01:56:53 PM
Quote from: lauramonster on December 31, 2008, 01:43:10 PM
matching social security (runs like 8 or 9 % of the employee's salary  :o)

9.1%

I'm going to go have a drink.
Title: Re: I have a problem with getting my loan for my S2R..
Post by: herm on December 31, 2008, 02:40:15 PM
Quote from: The Plumber on December 31, 2008, 11:08:14 AM
Oh Jacob.. Thanks for your 2 cents...  I don't know what I would do with out u.. :-) oh I still love u.. LOL

Thanks for you 2 cents everyone...  Nothing wrong with working under the table..

My address is

11712 e â,¬Â£Â¥$@ rd se
Albuquerque Nm 87122

:-p





nope, as long as you dont
a) get laid off and need to file for unempoyment
b) get injured on the job and find that no ones insurance will cover you
c) get caught and audited by the IRS (or this happens to your employer)


oh, or you need a loan for a motorcycle
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Popeye the Sailor on December 31, 2008, 06:02:37 PM
Wow. It's amazing how much pity I lack for the OP.
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Statler on December 31, 2008, 06:04:54 PM
Quote from: MrIncredible on December 31, 2008, 06:02:37 PM
Wow. It's amazing how much pity I lack for the OP.

but I bet if we all piched in just ten bucks......
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Popeye the Sailor on December 31, 2008, 06:06:57 PM
Quote from: Statler on December 31, 2008, 06:04:54 PM
but I bet if we all piched in just ten bucks......

If we all pitched in ten bucks it'd still be less than how much I paid in taxes.

Title: Re: I have a problem with getting my loan for my S2R..
Post by: Statler on December 31, 2008, 06:09:21 PM
Quote from: MrIncredible on December 31, 2008, 06:06:57 PM
If we all pitched in ten bucks it'd still be less than how much I paid in taxes.



oh let's not go there....I'll be bitter...  every quarter I kiss two S4RSs goodbye.
Title: Re: I have a problem with getting my loan for my S2R..
Post by: redxblack on December 31, 2008, 06:13:52 PM
Quote from: MikeZ on December 31, 2008, 12:44:57 PM

Not trying to start a fight or be too political but what does being union or non union have to do with this?  Can you really tell me a union worker has never done a side job for cash?

And yes anything over $10K in cash throws big red flags.


craft unions are notorious for adhering to the codes and keeping people out of the profession. That doesn't mean union guys don't do side jobs, but that there's no way you'd find a union crew hiring under the table if they want to keep their union cards.
Title: Re: I have a problem with getting my loan for my S2R..
Post by: ducpainter on December 31, 2008, 06:18:05 PM
Quote from: Statler on December 31, 2008, 06:09:21 PM
oh let's not go there....I'll be bitter...  every quarter I kiss two S4RSs goodbye.
Some year...

with the best accountants money can buy...

I want to pay a million dollars in taxes.    ;)
Title: Re: I have a problem with getting my loan for my S2R..
Post by: DucLeone on December 31, 2008, 06:24:09 PM
Quote from: ducpainter on December 31, 2008, 06:18:05 PM
I want to pay a million dollars in taxes.    ;)

I'm with you on that one, more money you pay in Tx more money you have mad ;De
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Statler on December 31, 2008, 06:26:42 PM
oh yeah...no sympathy expected....


perspective.
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Porsche Monkey on December 31, 2008, 06:34:42 PM
Quote from: ducpainter on December 31, 2008, 06:18:05 PM
Some year...

with the best accountants money can buy...

I want to pay a million dollars in taxes.    ;)


My best friends parents pay something like that.  Most down to earth people in the world.  His father was a normal working man with about 1000 acres of inherited property in south Texas.  Shell oil has been drilling for natural gas on that piece of property for about 15 years without much luck until about 5 years ago when they brought in a new geologist and he told them they were drilling on the wrong side of the property. He was right. They have something like 5 wells going now but its coming out of the ground faster than it can be processed.  And still the nicest people you would ever meet.
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Statler on December 31, 2008, 06:40:59 PM
Quote from: Ducaholic on December 31, 2008, 06:34:42 PM

My best friends parents pay something like that.  Most down to earth people in the world.  His father was a normal working man with about 1000 acres of inherited property in south Texas.  Shell oil has been drilling for natural gas on that piece of property for about 15 years without much luck until about 5 years ago when they brought in a new geologist and he told them they were drilling on the wrong side of the property. He was right. They have something like 5 wells going now but its coming out of the ground faster than it can be processed.  And still the nicest people you would ever meet.

  :) cool.   whereas I've allways been a bit of a pompous ass even before I made any money.  Nice to see money doesn't change everyone   ;D

Title: Re: I have a problem with getting my loan for my S2R..
Post by: Charlief on January 01, 2009, 05:48:10 AM
When I built my house, I was my own GC, every  tradesman asked if I would be paying in cash or check. Looking at discounts from 10-20% on some projects...  you know which way I went.
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Electron on January 01, 2009, 06:52:40 AM
Lots of crybabies in this thread.  [roll] If you're mad that you have to pay taxes and he doesn't then quit your job and work under the table. 

The guy was just asking for help on getting proof of income for a purchase,  not a critique on his employment choices.


Title: Re: I have a problem with getting my loan for my S2R..
Post by: Mother on January 01, 2009, 07:37:40 AM
sorry matt

I meant

Get a real job... ;D

Here is my prospective

all of you pregnant doging and moaning at having to pay taxes should take hard look at history and wonder why we are letting the make the beast with two backsers take taxes to begin with...

As to matt's situation

There is no moral issue with working under the table

he is trading time and skill for money...this is the way it is supposed to be

unfortunately when doing so

and not paying taxes

you have to forfiet a few comforts of participating in modern society

such as:

Quote from: herm on December 31, 2008, 02:40:15 PM
nope, as long as you dont
a) get laid off and need to file for unempoyment
b) get injured on the job and find that no ones insurance will cover you
c) get caught and audited by the IRS (or this happens to your employer)


oh, or you need a loan for a motorcycle

So with your current deal, you will have to pay cash for the bike, it is just how off-the-grid works





Title: Re: I have a problem with getting my loan for my S2R..
Post by: Mother on January 01, 2009, 07:49:31 AM
and

I have to agree that you are getting the shit end of the stick

a union apprentice in your field is going to get paid a shit ton more money than you are getting

Do you remember when i was a union Millwright?

actually you wouldn't because i didn't know you then

I was getting paid 48% of Journeyman wage during my apprenticeship and clearing more a year than I will top out at in my current field

I had a new jeep, a new yz400f, 2 appartments and I was partying every fri/sat/sun and couldn't spend all the money I had

and Pipefitters make a hell of a lot better money than Millwrights do

I understand your situation right now

and you know what I thought about the choice

so we won't go into it

but

i really think this situation should last just long enough to either

get into school for your original field

or

Go into a proper trade school

Hell if you went into pipefitters they would teach you to TIG

and

you could go into fab from there

but in your current deal, I think you are being used, and i see you getting make the beast with two backsed in the end

I'm sorry to drag this out in public but you did kinda start it

Title: Re: I have a problem with getting my loan for my S2R..
Post by: The Architect on January 01, 2009, 07:50:14 AM
Quote from: Electron on January 01, 2009, 06:52:40 AM
Lots of crybabies in this thread.  [roll] If you're mad that you have to pay taxes and he doesn't then quit your job and work under the table. 

The guy was just asking for help on getting proof of income for a purchase,  not a critique on his employment choices.




Crybabies?  The man's stealing from us.  Should we just sit back and ignore it?  How about I come over to your house and take 40% of your belongings?  How would you feel about that?


As to his original question, many have answered and made recommendations, if he moves forward with a loan it will only get him in trouble.

Quote from: Mother on January 01, 2009, 07:37:40 AM



all of you pregnant doging and moaning at having to pay taxes should take hard look at history and wonder why we are letting the make the beast with two backsers take taxes to begin with...

As to matt's situation

There is no moral issue with working under the table

he is trading time and skill for money...this is they way it is supposed to be




I agree but it seems that we're in the minority these days.



Quote from: Charlief on January 01, 2009, 05:48:10 AM
When I built my house, I was my own GC, every  tradesman asked if I would be paying in cash or check. Looking at discounts from 10-20% on some projects...  you know which way I went.

It's not the taxes these guys are trying to avoid, it's workman's comp.  Some of these guys have to pay up to 35%/$/hour.  And if they have any claims it's even higher.  


His father-in-law is making out like a bandit, if he doesn't get caught.  What's the going rate for plumbers workman's comp?


Title: Re: I have a problem with getting my loan for my S2R..
Post by: pndwind on January 01, 2009, 08:01:35 AM
 [evil] Yeah, I love paying taxes (always payed taxes :P) has anyone noticed how responsably the man spends what we give him?  [bang]

                                               [popcorn]
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Statler on January 01, 2009, 08:44:44 AM
Quote from: Electron on January 01, 2009, 06:52:40 AM
Lots of crybabies in this thread.  [roll] If you're mad that you have to pay taxes and he doesn't then quit your job and work under the table. 

The guy was just asking for help on getting proof of income for a purchase,  not a critique on his employment choices.




Welcome to the forum, first-post guy.   What do you ride?

Title: Re: I have a problem with getting my loan for my S2R..
Post by: Grampa on January 01, 2009, 09:12:29 AM
Quote from: Statler on January 01, 2009, 08:44:44 AM
Welcome to the forum, first-post guy.   What do you ride?



on the backs of other peoples bikes  ;)


that'a way..... he dont gotta pay for the gas either.


[laugh]
Title: Re: I have a problem with getting my loan for my S2R..
Post by: TAftonomos on January 01, 2009, 09:20:15 AM
Quote from: Statler on December 31, 2008, 06:09:21 PM
oh let's not go there....I'll be bitter...  every quarter I kiss two S4RSs goodbye.

I wish I had that problem :D :D  [beer]
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Electron on January 01, 2009, 09:24:38 AM
Quote from: Statler on January 01, 2009, 08:44:44 AM
Welcome to the forum, first-post guy.   What do you ride?



I'm looking at buying an 1198.  I currently 'ride' a heavily modded 96 Corvette LT4 and a slightly modded 03 50th Corvette.  Both paid off.   [beer]
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Electron on January 01, 2009, 09:26:17 AM
Quote from: bobspapa on January 01, 2009, 09:12:29 AM
on the backs of other peoples bikes  ;)


that'a way..... he dont gotta pay for the gas either.


[laugh]

[roll] Try again.
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Triple J on January 01, 2009, 09:28:47 AM
Quote from: Mother on January 01, 2009, 07:37:40 AM
all of you pregnant doging and moaning at having to pay taxes should take hard look at history and wonder why we are letting the make the beast with two backsers take taxes to begin with...

Because we like things like paved roads, indoor plumbing, clean and disease free water coming out of our tap at the turn of a lever, natural gas to run our heaters, electricity delivered right to our house, airports and the ability to fly all over the world, shipping ports and the ability to send and receive goods from around the world, security from other govts., schools for us and our children, police to protect us and our belongings, etc, etc...

...and firemen to protect us and our belongings.  ;)

That doesn't mean I believe all of our money is well spent...but taxes are definitely necessary.

...and the OP should pay them...since I'm sure he benefits from all the things listed above. Under the table side jobs are one thing...living from it is another.
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Mother on January 01, 2009, 09:37:35 AM
Quote from: Triple J on January 01, 2009, 09:28:47 AM
Because we like things like paved roads, indoor plumbing, clean and disease free water coming out of our tap at the turn of a lever, natural gas to run our heaters, electricity delivered right to our house, airports and the ability to fly all over the world, shipping ports and the ability to send and receive goods from around the world, security from other govts., schools for us and our children, police to protect us and our belongings, etc, etc...

...and firemen to protect us and our belongings.  ;)

That doesn't mean I believe all of our money is well spent...but taxes are definitely necessary.

...and the OP should pay them...since I'm sure he benefits from all the things listed above. Under the table side jobs are one thing...living from it is another.



sometimes though

I really wish it would all come crashing to an end so we can prove ourselves as men again

sorry ladies

this is my man fantasy

it is a sexist fantasy i know

life supported off the land

only fearing wild animals and tribes of men

instead of unseen death from governments with ICBM's and fingers motivated by stories in a book and illusions of martyrdom

I would give up paved roads, internal combustion engines, and antibiotics for a a few years of feeling what it would be like with the hand removed from the government leash

but the only way to accomplish that now is to be homeless

our government won't let you go live off the land any longer

and don't give me the alaska lecture

it's too make the beast with two backsing cold




Title: Re: I have a problem with getting my loan for my S2R..
Post by: Grampa on January 01, 2009, 09:45:54 AM
Quote from: Electron on January 01, 2009, 09:26:17 AM
[roll] Try again.

lighten up francis  ;)
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Grampa on January 01, 2009, 09:47:42 AM
Quote from: Mother on January 01, 2009, 09:37:35 AM

sometimes though

I really wish it would all come crashing to an end so we can prove ourselves as men again

sorry ladies

this is my man fantasy

it is a sexist fantasy i know

life supported off the land

only fearing wild animals and tribes of men

instead of unseen death from governments with ICBM's and fingers motivated by stories in a book and illusions of martyrdom

I would give up paved roads, internal combustion engines, and antibiotics for a a few years of feeling what it would be like with the hand removed from the government leash

but the only way to accomplish that now is to be homeless

our government won't let you go live off the land any longer

and don't give me the alaska lecture

it's too make the beast with two backsing cold






it's gonna be a loooooooooong roadtrip [laugh]
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Statler on January 01, 2009, 10:01:45 AM
Quote from: Electron on January 01, 2009, 09:24:38 AM
I'm looking at buying an 1198.  I currently 'ride' a heavily modded 96 Corvette LT4 and a slightly modded 03 50th Corvette.  Both paid off.   [beer]


I think that an 1198 will be a great match for your Vettes.   Nice bike.  Have fun.
Title: Re: I have a problem with getting my loan for my S2R..
Post by: jdubbs32584 on January 01, 2009, 10:05:35 AM
Quote from: bobspapa on January 01, 2009, 09:47:42 AM
it's gonna be a loooooooooong roadtrip [laugh]

dude, help. i've got an ipod filled with music and noise cancelling headphones. i'm not sure its enough.  [laugh]


Title: Re: I have a problem with getting my loan for my S2R..
Post by: teddy037.2 on January 01, 2009, 10:08:31 AM
Quote from: JBubble on January 01, 2009, 10:05:35 AM
dude, help. i've got an ipod filled with music and noise cancelling headphones. i'm not sure its enough.  [laugh]




really dark sunglasses? or those sleepy masks, maybe?
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Grampa on January 01, 2009, 10:09:14 AM
Quote from: JBubble on January 01, 2009, 10:05:35 AM
dude, help. i've got an ipod filled with music and noise cancelling headphones. i'm not sure its enough.  [laugh]




I have the the Iliad and the Odyssey on cd if you need it  [laugh]
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Mother on January 01, 2009, 10:24:36 AM
make fun

sheep
Title: Re: I have a problem with getting my loan for my S2R..
Post by: jdubbs32584 on January 01, 2009, 10:25:20 AM
Quote from: Mother on January 01, 2009, 10:24:36 AM
make fun

sheep


Its all out of love sweetpea.  :-*
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Grampa on January 01, 2009, 10:25:29 AM
Quote from: Mother on January 01, 2009, 10:24:36 AM
make fun

sheep


baaaaaaaaaa humbug


[beer]
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Statler on January 01, 2009, 10:26:54 AM
we love ewe, man.
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Mother on January 01, 2009, 10:28:50 AM
Now i have to go outside and kick a snowboarder before i can finally go to bed

look what you people make me do
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Grampa on January 01, 2009, 10:29:28 AM
(http://farm3.static.flickr.com/2214/2386059004_8d01ed35f2.jpg?v=0)

even sheep pay taxes
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Statler on January 01, 2009, 10:30:09 AM
that guy got fleeced.
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Mother on January 01, 2009, 10:31:21 AM
Quote from: Statler on January 01, 2009, 10:30:09 AM
that guy got fleeced.


ugh, two in a row
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Grampa on January 01, 2009, 10:33:52 AM
http://www.youtube.com/watch?v=6ssyKjsxQCA (http://www.youtube.com/watch?v=6ssyKjsxQCA)
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Statler on January 01, 2009, 10:41:50 AM
trying to come up with more sheep jokes but alas, I got mutton.
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Mother on January 01, 2009, 10:45:13 AM
Quote from: Statler on January 01, 2009, 10:41:50 AM
trying to come up with more sheep jokes but alas, I got mutton.


that's it yer done

you're on a 24hr ban

go see nate right now mister
Title: Re: I have a problem with getting my loan for my S2R..
Post by: herm on January 01, 2009, 10:51:09 AM
Quote from: Mother on January 01, 2009, 10:28:50 AM
Now i have to go outside and kick a snowboarder before i can finally go to bed

look what you people make me do

watch it mister  >:(

;D

the problem with living "off the grid" is that those peeps still take advantage of the infrastructure that the rest of us pay for.
cant have it both ways...
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Statler on January 01, 2009, 10:53:17 AM
I'll hoof it over to the ban yourself thread if you stop pelting me with your grumpy comments.

ok..now I'm realy out.

Title: Re: I have a problem with getting my loan for my S2R..
Post by: Mother on January 01, 2009, 10:53:34 AM
Quote from: herm on January 01, 2009, 10:51:09 AM
watch it mister  >:(

;D

the problem with living "off the grid" is that those peeps still take advantage of the infrastructure that the rest of us pay for.
cant have it both ways...


I don't wanna be those guys

I wanna be jeramiah johnson
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Mother on January 01, 2009, 10:54:04 AM
Quote from: Statler on January 01, 2009, 10:53:17 AM
I'll hoof it over to the ban yourself thread if you stop pelting me with your grumpy comments.

ok..now I'm realy out.




don't make me report you again
Title: Re: I have a problem with getting my loan for my S2R..
Post by: jdubbs32584 on January 01, 2009, 10:54:56 AM
Quote from: Mother on January 01, 2009, 10:53:34 AM

I don't wanna be those guys

I wanna be jeramiah johnson

Oh god. I'm doomed.

Title: Re: I have a problem with getting my loan for my S2R..
Post by: ducpainter on January 01, 2009, 10:55:39 AM
...and in true DMF fashion....

there goes the thread. [laugh]
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Statler on January 01, 2009, 10:57:06 AM
Quote from: JBubble on January 01, 2009, 10:54:56 AM
Oh god. I'm doomed.



Nah...I'm sure you'll find a good flock out there that'll welcome you.


oh look...I did have one more left.
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Grampa on January 01, 2009, 10:57:15 AM
my work here is done


[wine]
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Mother on January 01, 2009, 10:57:40 AM
Quote from: ducpainter on January 01, 2009, 10:55:39 AM
...and in true DMF fashion....

there goes the thread. [laugh]


matt is still out nursing a hangover


we will pick it back up when he peels himself off the floor
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Mother on January 01, 2009, 10:58:14 AM
Quote from: Statler on January 01, 2009, 10:57:06 AM
Nah...I'm sure you'll find a good flock out there that'll welcome you.


oh look...I did have one more left.


Nate for the love of ______, make him stop
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Grampa on January 01, 2009, 10:59:32 AM
Quote from: Mother on January 01, 2009, 10:58:14 AM

Nate for the love of lambchops, make him stop
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Statler on January 01, 2009, 11:00:01 AM
Quote from: Mother on January 01, 2009, 10:58:14 AM

Nate for the love of ______, make him stop

I take a bleating and keep on ticking.
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Mother on January 01, 2009, 11:01:11 AM
This is my official request to be a Mod

please

I just need the option to ban somebody for a day

then I will relinquish my power

like ceasar
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Statler on January 01, 2009, 11:05:13 AM
Quote from: Mother on January 01, 2009, 11:01:11 AM
This is my official request to be a Mod

please

I just need the option to ban somebody for a day

then I will relinquish my power

like ceasar

you'd kind of be the black sheep of the mod group.

(SNAP..oh no you didn't!)

Title: Re: I have a problem with getting my loan for my S2R..
Post by: Rev. Millertime on January 01, 2009, 11:06:42 AM
Damnit...

I was just typing a "black sheep" comment!
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Mother on January 01, 2009, 11:12:15 AM
Quote from: Statler on January 01, 2009, 11:05:13 AM
you'd kind of be the black sheep of the mod group.

(SNAP..oh no you didn't!)




(http://www.r2clan.com/modules/Forums/images/smiles/ban.gif)



Title: Re: I have a problem with getting my loan for my S2R..
Post by: jdubbs32584 on January 01, 2009, 11:13:43 AM
I got one of these and a matching blanket for Christmas. I think I should give it to Mother now.

(http://bbw.imageg.net/graphics/product_images/pBBW1-4836055dt.jpg)
Title: Re: I have a problem with getting my loan for my S2R..
Post by: ducpainter on January 01, 2009, 11:15:32 AM
Quote from: Mother on January 01, 2009, 11:12:15 AM

(http://www.r2clan.com/modules/Forums/images/smiles/ban.gif)




Sorry Mom...

ya can't ban an admin.

I could delete his account...

but I'm having too much fun listening to you whine. ;D
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Rev. Millertime on January 01, 2009, 11:19:28 AM
Quote from: ducpainter on January 01, 2009, 11:15:32 AM
Sorry Mom...

ya can't ban an admin.

I could delete his account...

but I'm having too much fun listening to you whine. ;D

And here's some cheese to go with that whine!

(https://farm4.static.flickr.com/3287/3059860292_3ac6a7d273.jpg?v=0)
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Mother on January 01, 2009, 11:20:00 AM
Quote from: ducpainter on January 01, 2009, 11:15:32 AM
Sorry Mom...

ya can't ban an admin.

I could delete his account...

but I'm having too much fun listening to you whine. ;D


(http://www.r2clan.com/modules/Forums/images/smiles/rantbox.gif)
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Mother on January 01, 2009, 11:21:58 AM
I'm going to my happy place now

soon the nice lady in white will bring me heaven in a little plastic cup

and I get to go to the soft room and talk to my friends the fleas

Title: Re: I have a problem with getting my loan for my S2R..
Post by: Grampa on January 01, 2009, 11:23:54 AM
Quote from: Mother on January 01, 2009, 11:20:00 AM

(http://www.r2clan.com/modules/Forums/images/smiles/rantbox.gif)  (http://www.clipartof.com/images/thumbnail/2438.gif)  (http://animalscrazysmiles.pcdingo.net/images/goat.gif)

Title: Re: I have a problem with getting my loan for my S2R..
Post by: Mother on January 01, 2009, 11:29:55 AM
la la la la la la l al al al al alal al al al al al al al al al al al al al al al al al al alala la al al al al al al al ala
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Rev. Millertime on January 01, 2009, 11:38:12 AM
Quote from: Mother on January 01, 2009, 11:29:55 AM
la la la la la la l al al al al alal al al al al al al al al al al al al al al al al al al alala la al al al al al al al ala

Who's Al?
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Statler on January 01, 2009, 11:48:37 AM
Hey, Mom.....if you can't fall asleep you know what always works for me?





Title: Re: I have a problem with getting my loan for my S2R..
Post by: Grampa on January 01, 2009, 11:51:29 AM
Quote from: Rev. Millertime on January 01, 2009, 11:38:12 AM
Who's Al?

(http://rds.yahoo.com/_ylt=A9G_bHOZHF1JEYQARICjzbkF/SIG=12l3sj7c4/EXP=1230925337/**http%3A//www.jossip.com/wp/docs/2007/06/al-roker-bluebackground.JPG)
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Rev. Millertime on January 01, 2009, 12:02:47 PM
Quote from: Statler on January 01, 2009, 11:48:37 AM
Hey, Mom.....if you can't fall asleep you know what always works for me?

(http://blog.cassiopeia.ca/images/countingsheep.jpg)


;D
Title: Re: I have a problem with getting my loan for my S2R..
Post by: cyrus buelton on January 01, 2009, 12:32:13 PM
I hope your step-dad gets audited by the IRS and has to pay some huge fines.

Shit like that pisses me off and you are trying to forge a document to get a loan????
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Grampa on January 01, 2009, 12:39:31 PM
not paying taxes

banks handing out bad loans





the ripple effect

http://ducatimonsterforum.org/index.php?topic=16386.0 (http://ducatimonsterforum.org/index.php?topic=16386.0)
Title: Re: I have a problem with getting my loan for my S2R..
Post by: The Plumber on January 01, 2009, 01:37:42 PM
Quote from: Mother on January 01, 2009, 10:57:40 AM

matt is still out nursing a hangover


we will pick it back up when he peels himself off the floor

Gooooodddd Moorrrnnniinnnggg Gents And Ladies.. :)   These 13 plus hour days are kicking my ass, but again money is money.. :) lol...   

I honestly feel as though I am shafted in the sense of getting that loan.... Im kicking my own ass for selling my bike 2 months ago.. "Hey and Rack Im a snowboarder u can come kick my ass" :)   

Thanks Rack for sticking up for me in a sense..  Sure I was getting eaten alive at first but i just took it all with a grain of salt.. I have paid taxes my whole life, I worked with jacob(mother) for over 4 years at the firestation and this is the first time in my life where I havent paid taxes.. 

I moved out here(NM) 3 weeks ago and planned on giving up my bike for a year..  I got out here and got invited to a Duc Christmas party met a girl "Ducmouse" and its all down hill from there.. 

I have never been in a situation like this, it just sucks being stuck.. Anyways.. thats enough for me now..  Thanks for all your comments and bashings.. 

I think i will just go back to my SV650 its cheaper and I would have one by spring... 


(Hi mothers girl... It sucks I didnt see you when you were in town for thanksgiving.. :) I hope all is well.. I will meet you soon enough..)
-M-
Title: Re: I have a problem with getting my loan for my S2R..
Post by: cyrus buelton on January 01, 2009, 01:41:05 PM
Quote from: The Plumber on January 01, 2009, 01:37:42 PM
I honestly feel as though I am shafted in the sense of getting that loan....

Are you serious?

How are you being shafted?


You must prove legitimate income to get a loan. You don't have that.

Stop crying and make an honest living like the rest of us.
Title: Re: I have a problem with getting my loan for my S2R..
Post by: Statler on January 01, 2009, 01:43:09 PM
Cyrus' new years resolution to make more friends lasts a few hours and then just dies.
Title: Re: I have a problem with getting my loan for my S2R..
Post by: jdubbs32584 on January 01, 2009, 01:43:42 PM
Quote from: The Plumber on January 01, 2009, 01:37:42 PM
(Hi mothers girl... It sucks I didnt see you when you were in town for thanksgiving.. :) I hope all is well.. I will meet you soon enough..)
-M-

Hey M, we'll see you in about 6 weeks.  [thumbsup]
Title: Re: I have a problem with getting my loan for my S2R..
Post by: red baron on January 01, 2009, 01:46:22 PM
Quote from: The Plumber on January 01, 2009, 01:37:42 PM
I moved out here(NM) 3 weeks ago and planned on giving up my bike for a year..  I got out here and got invited to a Duc Christmas party met a girl "Ducmouse" and its all down hill from there.. 



See again ducmouse leads another man to his demise. [laugh]
Title: Re: I have a problem with getting my loan for my S2R..
Post by: cyrus buelton on January 01, 2009, 01:47:00 PM
Quote from: Statler on January 01, 2009, 01:43:09 PM
Cyrus' new years resolution to make more friends lasts a few hours and then just dies.

Nah, I don't make new year's resolutions.

I am actually pretty good at making friends, just don't like being complaining about not getting something when they try to cheat the system.
Title: Re: I have a problem with getting my loan for my S2R..
Post by: The Plumber on January 01, 2009, 01:48:04 PM
Quote from: cyrus buelton on January 01, 2009, 01:41:05 PM
Are you serious?

How are you being shafted?


You must prove legitimate income to get a loan. You don't have that.

Stop crying and make an honest living like the rest of us.

Loading Gun..   Just keep being a dick.. No worries here..