Foremost Insurance for Ducati - Got a good quote

[Airborne]

I investigated foremost because I saw a thread on here about how they are working with Ducati to get lower rates. My progressive policy ran out this month and I am now with foremost because their policy simply cannot be matched. I am never happy to pay money to insurance  but I think I got a decent deal.

I am 22 y.o in the NYC metro area on a monster s2r 800, clean driving record. I'm paying $650 for the monster with close to maximum coverage on everything, comp and collision, towing and $3500 in mod coverage, helmet and gear coverage...the works. That kind of quote is unheard of for this area at my age.

Prior to this I was paying about $1000/yr. with progressive with shitty coverage limits and a 1k deductible. So not only am I paying less and getting more coverage but foremost did that plus lowered my deductible to 500 bucks.

I am NOT affiliated with them in any way, just passing along the word to others because insurance is what kept me out of the bike game until I could afford it.

[He Man]

whats the address/town/state that your bike is insured in?

i am inside nyc, and i am 20years old, clean driving record they wante 3500 a year for full. and 800 for liability only.

i stuck with dairyland, 550 for liability.

[Airborne]

wow $3500...wow, I guess because you are in BKLYN?!? That's ridiculous. Anyway, I'm in Hoboken, I guess living in jersey finally paid off???

[NAKID]

I have Foremost and pay about 40 a month for full coverage...

[ducpainter]

Foremost doesn't write moto insurance in NH...

I have them for my house and cars.

[Heath]

a month ago foremost told me something like   $13,184 lol
I mean really?!


tried it again the other day and they said $1081 a year.  I am going to shop some insurance next week.

Currently I am paying $1310 with progressive.

[DRKWNG]

Foremost doesn't write moto insurance in NH...

I have them for my house and cars.

Same with Hawaii.  GEICO is pretty much the cheapest company to go with down here.

[Cucciolo]

I had Foremost for my old Suzuki, but when I got the Duc they wanted about 1,000 a year for liability. My agent with Farmers, who wrote my cars, life and home policy, said that I qualified for moto insurance through Farmers and I only pay $30.89 per month for FULL coverage.. I guess the multi-discount applies, MSF, clean driving record, no claims and over 25 or whatever age they consider dangerous. hope this helps the comp

[desmoworks]

wow $3500...wow, I guess because you are in BKLYN?!? That's ridiculous. Anyway, I'm in Hoboken, I guess living in jersey finally paid off???

Reread it - he has $3500 in modification coverage... the insurance is $650 a year.

[OwnyTony]

Reread it - he has $3500 in modification coverage... the insurance is $650 a year.

Could you imagine?  At $3500, the insurance company would be subsidizing a new bike every year.

[brentnclemson]

I pay $160/yr for full coverage thru Foremost...  02 M750, 24 y/o, clean record, SC. 

Cheaper than anything I found (Progressive wanted $800/yr for same coverage) and I've been happy w/ their service so far.  Remind me never to move to NY...

[the_Journeyman]

I've got GEICO in NC, $72/year for liability only on my '99 M750 w/ 30,000+ miles.

JM

[Blake]

Sorry to bump an insurance posting, but I thought I'd let you guys know I was quoted $1200.00 a yr. by Foremost which is $300.00 more than my current insurer  AAA   Needless to say I was a bit disappointed and will keep shopping around.   

Later

[Spicoli]

State Farm insurance...

$250 for the year, includes medical (few hundred thousand), $250 deductibles, full coverage.   Granted, I'm 29 and have car insurance with them.  Still from what I have found State Farm is pretty cheap for motorcycles... homes they are not.

[minnesotamonster]

I also have foremost and am happy with them. Full coverage, 1k deductible, 20 years old, $167 a year.  Far better than any other company that quoted me.  Why is it so different on who has better rates between states?