insurance???

[Clickjack]

I'm sure this has been asked but I'm looking for a new insurance company.   I have been with progressive for several years but I've been a little displeased lately.  They are charginge too much and didn't come through last time I needed them.  I live in Texas need full
Coverage for my bike, gear, and parts.   And I want a company that will pay.  I've heard horror stories about companies being cheap but then being reluctant to pay and dragging it out.    Any suggestions?    Any experiences with foremost?

[zLoki]

Geico in California, $650 full coverage, had my lic for less than year at the time.  Allstate wanted $1500 and I have car and homeowners insurance with them...

[zooom]

what you are describing is something you'll experience with almost every insurance provider unfortunately...I see it with cars in my line of work...no one is exempt...they will cut corners at the customers expense to save themselves a dollar if they can....the good thing with Progressive is the fact that they do in fact give you a decent renewal discount as you keep with them long term(as in it keeps going down as long as you are claim and problem free)...for 3 bikes with full upgraded amounts of insurance, I paid $660 for the year I think.

[MikeZ]

Geico in California, $650 full coverage, had my lic for less than year at the time.  Allstate wanted $1500 and I have car and homeowners insurance with them...

+1  Geico
I'm paying less then $400 per year for good coverage in Maryland.

[corey]

progressive for my bike, geico for my car.
you can't beat progressives coverage levels, especially the $3000 in accessories coverage.
they have shafted me in the past on a car accident... they will do everything they can to not give you money. that's the way all insurance companies work. with full coverage, it shouldnt make any difference how the accident/damage happens. they HAVE to give you money, that's what full coverage means. You just have to be ready for your rates to go up.

[minnesotamonster]

I have foremost. I think it's just under $200 a year. I have not made a claim so I can't vouch for how they handle them. Can't complain about the rate tho 

[the_Journeyman]

Geico has some great rates for my vehicles, they insure everything but my house.  I only have liability on my motorcycles, but it's $37/six months.

JM

[OverCaffeinated]

I've got full coverage in California with McGraw for under 600 for the year.

[Bellagio]

I actually was an independent insurance agent for Foremost and Progressive.  Foremost is a company that takes higher risk clients, so usually their rates are a tad high and claims coverage isn't all that great.  I currently have Acuity insurance and that's $420/yr with 100/300 limits and $250 comp/collision deductibles.  Progressive was at $550/yr no layup period.  As other members stated before, it's the insurance claims adjustors job to try to keep payouts to a minimum.  You're going to see that with all compaines.  Good luck!

[GLantern]

I have state farm they are the only ones who wouldn't charge me 3k$ or more to insure my 1098.  And they cover track days.

[Duc Fever]

I have Dairyland and after my accident they were fantastic  Literally had a check in my hands for the replacement of my gear (helmet, jacket and gloves) within 48hrs, and the bike was paid off as soon as the adjuster totalled it.  No muss, no fuss. Just as it should be.

[Clickjack]

Progressive was great for the majority of the last 5 years.   But my last two claims they didn't give me enough to fix the damage.  And then wouldn't return my phone calls.   I left them like 10 messages saying that the payout was a grand less then what was needed.  They told me if it was more they would negotiate and settle it w/ the shop.   They didn't.  Now for my Duc they are charging me $117.00 a month.  Foremost wants $60. 

Anyone ever have an accident with foremost?

[hyphen]

I've got full coverage in California with McGraw for under 600 for the year.

hey me too.  mcgraw basically goes through allstate though.  but yeah, i pay close to $800 a year for full coverage AFTER i had a moving violation.  i got quoted from several places and they were all within the 1000-1500 range.

[ghostface]

My full coverage from McGraw on my S4 is $250, and my cb 160 $69.

[DoubleEagle]

My full coverage from McGraw on my S4 is $250, and my cb 160 $69.

Let's here it for the " Scrambler ." 1966  ?   Dolph