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Ducati Monster Forum
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Credit Cards
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Topic: Credit Cards (Read 9445 times)
cyrus buelton
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aka JuddDDDdd
Re: Credit Cards
«
Reply #60 on:
October 01, 2009, 06:48:48 AM »
oh no, not this route again...........
That fridge is so disgusting.
sometimes I think some secret scientist is conducting a food study
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Statler
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Re: Credit Cards
«
Reply #61 on:
October 01, 2009, 11:45:30 AM »
so....about those credit cards......
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cyrus buelton
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aka JuddDDDdd
Re: Credit Cards
«
Reply #62 on:
October 01, 2009, 04:42:14 PM »
Quote from: Statler on October 01, 2009, 11:45:30 AM
so....about those credit cards......
mine just got paid in full
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1999 M750 (joint ownership)
2004 S4r (mineeee)
2008 KLR650 (wifey's bike, but I steal it)
derby
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Posts: 5267
Re: Credit Cards
«
Reply #63 on:
October 01, 2009, 05:46:15 PM »
Quote from: cyrus buelton on October 01, 2009, 04:42:14 PM
mine just got paid in full
mine did, too.. hehehe.
my only debt at the moment is my truck, and i just refi'd it at a 2% lower rate.
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-- derby
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Retired rides: '05 Duc Monster S4R, '99 Yam YZF-R1, '98 Hon CBR600F3, '97 Suz GSX-R750, '96 Hon CBR600F3, '94 Hon CBR600F2, '91 Hon Hawk GT, '91 Yam YSR-50, '87 Yam YSR-50
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cokey
hey take a look @ my
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Posts: 2085
Re: Credit Cards
«
Reply #64 on:
October 01, 2009, 06:31:31 PM »
i
Quote from: derby on October 01, 2009, 05:46:15 PM
mine did, too.. hehehe.
my only debt at the moment is my truck, and i just refi'd it at a 2% lower rate.
how does one go about this again? never tried it so no idea how it works..
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Quote from: Timmy Tucker on February 27, 2011, 11:11:58 AM
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B.Rock
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Re: Credit Cards
«
Reply #65 on:
October 02, 2009, 07:53:43 AM »
Quote from: Drjones on September 30, 2009, 03:04:18 AM
They also make money through transaction fees hence why they offer incentives to users to keep using them. Merchants don't eat that charge; users do. You also have to figure that on average a person spends a hell of a lot more using a card than if they used cash. Personally looking back on my finances and comparing just food expenses from when I did have a card versus now I'm spending $800-$900 less. No reward points or cash back gimmicks required.
This.
I dislike credit cards mainly because basically what they're doing is skimming off the top and causing prices to be raised. Merchant fees are no joke, and AmEx and Discover are
terrible
.
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NAKID
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Re: Credit Cards
«
Reply #66 on:
October 02, 2009, 08:20:36 AM »
Prices used to reflect cash vs. credit, especially gas stations. Now, it's all the same price. I have to think they raise the prices to compensate for their cc acceptance fee and just charge that price for everyone.
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Re: Credit Cards
«
Reply #67 on:
October 02, 2009, 09:10:14 AM »
Quote from: Mr. Exact on October 02, 2009, 08:20:36 AM
Prices used to reflect cash vs. credit, especially gas stations. Now, it's all the same price. I have to think they raise the prices to compensate for their cc acceptance fee and just charge that price for everyone.
The reason that is no longer done is that it is against the merchant rules to charge two different prices for cash vs credit. Moreover, in NY, a bunch of vendors were found to be keeping the cash off-register to avoid taxation.
Generally, the amount of credit customers versus cash is something like 5 to 1 or higher at gas stations. People buy more and more often with credit.
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Re: Credit Cards
«
Reply #68 on:
October 03, 2009, 03:03:33 PM »
i've seen gas stations charge 2 diff prices for cash vs debit/credit..
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Quote from: my wife
Ok babe I surrender to u. U may work me out till I drop
Quote from: Timmy Tucker on February 27, 2011, 11:11:58 AM
About the goat...
His name was Bob, but the family called him BeelzeBob.
make the beast with two backs goats.
somegirl
crazy bike girl
Hero Member
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Posts: 9777
aka msincredible
Re: Credit Cards
«
Reply #69 on:
October 03, 2009, 06:18:24 PM »
Quote from: cokey on October 03, 2009, 03:03:33 PM
i've seen gas stations charge 2 diff prices for cash vs debit/credit..
I see it all the time.
I think they justify it as a "discount" for cash rather than an extra charge for credit.
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