imagine my surprise

[Grampa]

You would be.

just what are you try'n ta say?

[vwboomer]

Ok I'm at home and these are my Duc coverages and what they now want to charge me:

Bodily Injury Liability $250,000/500,000
    and Property Damage Liability $100,000                               146.50
Uninsured Motorists Bodily Injury $250,000/500,000                   169.00
Underinsured Motorists Bodily Injury $250,000/500,000                65.50
Medical Expense $2,000                                                         95.00
Comprehensive $500 Deductible                                              74.50
Collision $500 Deductible                                                      152.00
Guest Passenger                                                                   67.00

[superjohn]

Insurance is legalized extortion. That said, I like my knee caps so I pay it. Begrudgingly.

[ducatiz]

Insurance is legalized extortion. That said, I like my knee caps so I pay it. Begrudgingly.

never heard that one. 

i've never been in an at-fault accident, but when my brand new volvo was totalled about 10 years ago by a stupid college girl yapping on her cel phone (and decided to make a 90 deg right turn on the jersey turnpike) i was sure glad she had insurance.   granted, i had uninsured motorist, so i would have been covered, but the cost of my $40,000 car was on her ass otherwise, and try squeezing money out of someone when you need it cause they trashed your 3-month old car.

i'd say it's worth it.

[junior varsity]

I'm waiting on the Ducati public option.

i fell out of my chair laughing when i read this.

[ducrider45]

Geico is based out of Montgomery Co Maryland (AKA The Peoples Republic of Montgomery County Maryland) I will not use them because of a stunt the pulled locally.
The donated “Ladar” speed guns to the local and State police. Normally I would be ok with such a gesture; But the reasons behind the donation were not very cool with me. If the donation was in the name of public safety, that would have been fine. Geico had other plans though. The reason for the donation was that with a much more reliable and accurate seed gun in the hands of the police the conviction rate would rise. With more speeding conviction they would now have a reason to raise rates across the whole State. Rates jumped up 40% in some areas. This was not ok with me. I left them and went to progressive. I soon dropped them as well. I'm now with State Farm and all is well.

[redxblack]

seed gun? sounds dirty.


I'm with state farm. They sweet talk me before they bend me over, so I stay with them.

[junior varsity]

i too am with SF.

I find insurance to be much like television providers. you more or less have to have it, and no matter which way you turn, there's somebody waiting to rape you.

I currently 'enjoy' getting bent over by state farm, and by at&t u-verse. you might even call it consensual.

I haven't found a company where i was overjoyed to be their client thus far, and don't think such a thing exists.

[redxblack]

I have state minimum liability on my 86 Honda CMX250 and it costs $16/yr. That's not a typo. I rarely ride the thing, but it's not street legal unless I carry insurance.

[somegirl]

When I added my '79 KZ400 to my policy I got money back (multi-bike discount).

Oh, and we also got a bit of money back for moving to the middle of the twisties.

[vwboomer]

I just heard back from my agent that American Family will not reclassify the bike back to standard despite me taking pictures of my bike as well as passing along pictures of the stock bike. So just to clarify, this



is now equal to this



I had always thought about getting a superbike but didn't know I had one all along. sweet!


I'll be calling around to a couple insurers this week to get something rolling. This policy expires 10/29 and my house policy on 10/28 so not much time to waste.

[Scottish]

08 1098S

Bodily injury: $100K/200K
Property: $100K
Uninsured/Underinsured: $100K/200K
Deductable:$500

State Farm  $256/yr.

God bless Nuevo Mexico!

Hey KB, NM rates are quite a bit higher than CO. We also have one of the higher uninsured rates in the US. That is what drives our prices up here. My auto policy went up $25 a month when I moved here, and I'm in a better zip code here than I was in CO.

Boomer, I'd say it's time to start shopping it.

[kingbaby]

Hey KB, NM rates are quite a bit higher than CO. We also have one of the higher uninsured rates in the US. That is what drives our prices up here. My auto policy went up $25 a month when I moved here, and I'm in a better zip code here than I was in CO.

Boomer, I'd say it's time to start shopping it.

Damn, I was lovin' my price.  I had half that coverage with the same deductable, at $138. but figured what the hell, it's cheap, so I bumped it up.

Now I want to see what people are paying for this bike in Colo. The only thing less would be the Insurance co. paying you.

Maybe I'm reading your post wrong.

[Scottish]

Nope, you read it right. I was surprised and asked the gal on the phone when she told me my new rates. She said NM has higher rates across the board mostly because of higher un-insured rates. I've also noticed that typically areas with higher per capita earnings are going to have lower comparable rates.

[Schmitty]

I've got Am Fam, and am in Madison, with my 2004 800ie:

Bodily Injury Liability $100,000/300,000
    and Property Damage Liability $100,000                             34.60
Uninsured Motorists Bodily Injury $100,000/300,000              37.30
Underinsured Motorists Bodily Injury $100,000/300,000         11.90
Medical Expense $5,000                                                           31.40
Comprehensive $500 Deductible                                              10.00
Collision $500 Deductible                                                         27.40
Guest Passenger                                                                      10.20

$162.80/ 12 months, policy doesn't end til the middle of next year.